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Croma No Cost EMI

Shop for the latest electronic products and home appliances at Croma with the no cost EMI facility

Last updated on: February 26, 2026

Croma is one of  India’s first large scale retail chains that has over 500 stores across the nation. It has a diverse range of electronics and other consumable durables for sale. You can now buy Croma Products on EMI using the Bajaj Finserv EMI Network Card.

Shop at Croma stores with no cost EMI

With the Bajaj Finserv Insta EMI Card, you can make your shopping experience easy and affordable. Using this card, you can also get the easy EMI option for big-ticket Croma product purchases. This card sets you free from paying added interest on your purchase price. 

Popular Product Categories at Croma

Here are some of the latest products you can purchase using the Bajaj Finserv EMI Network Card at Croma with easy EMIs.

Category Products

TV and Accessories

  • Televisions
  • Projectors
  • Remotes
  • IR blasters

Televisions and more

  • Televisions
  • Gaming
  • Projectors
  • Streaming Devices
  • TV & Audio Accessories

Home Appliances

  • Air conditioners
  • Washing machines
  • Ceiling fans
  • Refrigerators

Phones and Wearables

  • Smartphones
  • Earphones
  • Smart watches
  • Chargers

Computer and Tablets

  • Computers
  • Laptops
  • Tablets

Kitchen Appliances

  • Dishwashers
  • Water purifiers
  • Microwave ovens

Audio and Video

  • Soundbars
  • Speakers
  • Smart display devices

Health and Fitness

  • Massagers
  • Health monitors
  • Sanitisation products

Grooming and Personal Care

  • Hair straighteners
  • Hair dryers
  • Trimmers

Cameras and Accessories

  • DSLR cameras
  • CCTV cameras
  • Camera lens

Gaming

  • Consoles
  • Gaming software
  • Electronic toys

Benefits of Using the Insta EMI Card at Croma Stores

You can get offers and benefits when you use your Bajaj Finserv EMI Network Card to buy Croma products on Easy EMIs. Here are the perks you can look forward to: 

  • Using the pre-approved loan limit of up to ₹3 Lakhs, you can purchase everything on your list without waiting to save up

  • The easy EMI option allows you to buy products at Croma without extra charges

  • You can repay in up to 60 months by choosing a tenor you are comfortable with 

  • You do not have to pay any charges for the preclosure of the loan once you pay the first EMI

  • You can use it to buy products at Croma on EMI without a credit card and pay in affordable instalments 

How to Shop Using the Bajaj Finserv Insta EMI Card at Croma

Here is how you can get products at Croma on EMI with the EMI Card at the offline stores:

  1. Visit your nearest Croma store

  2. Go through the wide range of products available

  3. Choose a product you would like to buy 

  4. Opt for easy EMIs with the Bajaj Finserv Insta EMI Card at the time of payment

  5. Provide the EMI card details and select your preferred payment tenor

  6. Confirm your order securely with an OTP shared with your registered mobile number

Financial Content Specialist

Reviewer

Roshani Ballal

Frequently Asked Questions

How do I get the best offers at Croma with the Bajaj Finserv EMI Network Card?

You can get great deals at Croma with the Bajaj Finserv Insta EMI Card. Once you choose your desired product at the store Croma, select the Bajaj Finserv EMI Network Card as your preferred payment method. 

You buy the product with easy EMIs that may come with zero down payment. You will have to pay no interest charges on your instalments. 

Yes, you may get instant discounts on select products purchased at Croma with the Bajaj Finserv Insta EMI Card.

You can pay in easy EMIs at Croma by applying for a Bajaj Finserv EMI Network Card. It offers an easy EMI option on purchases made at Croma stores with zero down payment on select products.

Yes, you can get the easy EMI option on Croma products by paying with the Bajaj Finserv EMI Network Card. 

You can buy a wide range of products, including smartphones, laptops, air conditioners, televisions, tablets, and personal computers on easy EMIs from Croma. 

No interest charges are applied when you shop using the Bajaj Finserv EMI Network Card. The total cost of your purchase gets divided into EMIs that you can pay over a flexible tenor of your choice.

Yes, the Insta EMI Card is interest-free when you use it to convert your purchases into EMIs.

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