Beyond the traditional concept of wealth preservation, opting for monthly interest payouts on a fixed deposit of ₹50 Crores provides a consistent income stream. The strategic significance of this investment is further highlighted by the need to carefully compare interest rates across different FD issuers. 

 

This diligence ensures that the substantial investment yields optimal returns, enhancing the overall efficacy of the financial strategy. Read on to find out about the different monthly interest income you could expect depending on the interest rate offered by an issuer for your desired tenor. 

Deposit Amount
Tenure
Months
Interest Rate
%
Interest Payout
Your Total Maturity Amount is
Your Total Maturity Amount is
Total Investment
Total Interest Earned

Monthly Interest Payout on a ₹50 Crores Fixed Deposit

On investing ₹50 Crores in an FD of 5 years, you may receive the following monthly interest payouts based on the interest rates offered by the below issuers: 

Bank/NBFC/HFC

Non-senior Citizen (p.a.)

Monthly Interest Payout

Senior Citizen (p.a.)

Monthly Interest Payout

Bajaj Finance Ltd.

8.05%

₹ 33,54,167

8.30%

₹ 34,58,333

PNB Housing Finance Ltd.

7.65%

₹ 31,87,500

7.95%

₹ 33,12,500

Mahindra Finance Ltd.

8.05%

₹ 33,54,167

8.30%

₹ 34,58,333

LIC Housing Finance

7.75%

₹ 32,29,167

8.00%

₹ 33,33,333

Shriram Finance

8.27%

₹ 34,45,833

8.77%

₹ 36,54,167

AU Small Finance Bank

7.25%

₹ 30,20,833

7.75%

₹ 32,29,167

ICICI Bank

7.00%

₹ 29,16,667

7.50%

₹ 31,25,000

HDFC Bank

7.00%

₹ 29,16,667

7.50%

₹ 31,25,000

IDFC First Bank

7.00%

₹ 29,16,667

7.50%

₹ 31,25,000

Axis Bank

7.00%

₹ 29,16,667

7.75%

₹ 32,29,167

IndusInd Bank

7.25%

₹ 30,20,833

7.75%

₹ 32,29,167

YES Bank

7.25%

₹ 30,20,833

8.00%

₹ 33,33,333

Jana Small Finance Bank

7.25%

₹ 30,20,833

7.75%

₹ 32,29,167

Kotak Mahindra Bank

6.25%

₹ 26,04,167

6.75%

₹ 28,12,500

*Disclaimer: The above interest rates mentioned above are subject to change at the discretion of the issuer. 

Monthly Interest Income on a ₹50 Crores Fixed Deposit

By investing ₹50 Crores in a fixed deposit for 5 years across different interest rates, here is the potential monthly interest income you have received: 

Deposit Amount

Interest Rate (p.a.)

Monthly Interest Payout

₹50 Crores

6.00%

₹ 25,00,000

₹50 Crores

6.50%

₹ 27,08,333

₹50 Crores

7.00%

₹ 29,16,667

₹50 Crores

7.50%

₹ 31,25,000

₹50 Crores

8.00%

₹ 33,33,333

₹50 Crores

8.50%

₹ 35,41,667

₹50 Crores

9.00%

₹ 37,50,000

₹50 Crores

9.50%

₹ 39,58,333

₹50 Crores

10.00%

₹ 41,66,667

The monthly interest payout option on a ₹50 Crore FD provides a reliable income stream, ensuring financial stability and adaptability to evolving needs. However, the key to unlocking the full benefits lies in comparing interest rates across issuers before making the investment. This step is pivotal in ensuring optimal returns and maximising the potential of your substantial investment.

Disclaimer

The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial investment advice or endorsement of any sort. 

The information including interest rates with regard to fixed deposit, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any investment or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products. 

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