Bajaj Platina Bike Insurance in India - Cost & Specifications

About Bajaj Platina Insurance 

The Bajaj Platina is known for its competitive pricing and high mileage. The Platina was initially launched by Bajaj in 2006 and has received many upgrades and cosmetic changes since then. The Bajaj Platina ex-showroom price (Delhi) starts at ₹63,130 and goes up depending on the variant. If you are planning to buy this bike, you will need to keep it protected against accidental damages, theft, and calamities like floods, earthquakes, etc. This is because if your bike is involved in an accident, you might have to shell out a ton of money for repair costs. However, the right Bajaj Platina bike insurance can help keep you covered against these costs. Let’s take a look at the Bajaj Platina bike insurance price, features, and specifications.

Bajaj Platina Insurance Price for Variants 

The Bajaj Platina is available in 2 different variants, and you can take a look at the insurance costs for them in the table given below: 

Disclaimer: *The ex-showroom prices are for Delhi and are subject to change based on the city.

~Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy. 

How to Buy Bajaj Platina Bike Insurance Online Instantly

You can buy the Bajaj Platina bike insurance online on Bajaj MARKETS in just a few minutes by following the steps given below:

Step 1: Go to the ‘Bike Insurance Premium Calculator’ page on Bajaj MARKETS. 

Step 2: Enter your bike registration details on the page. 

Step 3: Select  ‘Bajaj Platina bike insurance’ from the list of available two-wheeler options. 

Step 4: Pay the online premiums for your selected plan. 

Your Bajaj Platina bike insurance will shortly be activated and the details will be sent to your email. 

Read More: Bajaj Bike Insurance

How to Renew Bajaj Platina Bike Insurance Online

If your Bajaj Platina insurance is about to expire, you can get it renewed instantly by following these steps: 

Step 1: Visit the ‘Bike Insurance Renewal’ page of your insurance provider’s website. 

Step 2: Enter your existing bike insurance policy details on the renewal page, along with other required information. 

Step 3: Select Bajaj Platina insurance renewal option from the available list of bike insurance options. 

Step 4: Pay the online insurance premiums for your chosen bike renewal plan. 

Why Do You Need Bajaj Platina Insurance?

Even if you drive your Bajaj Platina with the utmost care, the risk of accidents or mishaps still remains. In the unfortunate event that your bike is involved in an accident, you may have to spend a lot of money on repair costs and other expenses. You will also be liable to pay for damages and injuries caused to the third party. Fortunately, bike insurance can help you take care of all these expenses and protect your finances. Moreover, it is mandatory for all vehicle owners in India to have third-party bike insurance, as per the New Motor Vehicles Act, 2019. 

Types of Bajaj Platina Bike Insurance Plans 

There are two main types of Bajaj Platina insurance plans available in the market: 

• Third-Party Bike Insurance 

A third-party bike insurance only provides coverage to third parties for damages and medical expenses. This type of insurance does not provide coverage to the policyholder.  

• Comprehensive Insurance

A comprehensive insurance provides two-fold coverage, own damage and medical cover to the policyholder and their vehicle, as well as third-party liability cover. You can also choose to buy add-on covers with comprehensive insurance.

What’s Covered in Bajaj Platina Insurance?

Your bike insurance policy will provide coverage for accidental damages and injuries, third-party liability, natural or man-made calamities, add-on covers, etc. 

What’s Not Covered Under Bajaj Platina Insurance?

Your bike insurance plan will not provide coverage for wear and tear of bike parts, electrical or mechanical breakdown, accidents due to driving under influence of alcohol or drugs, etc. 

Important Add-on Covers for Your Bajaj Platina 

Here are some valuable add-on covers that you can buy with your comprehensive bike insurance: 

• Zero depreciation cover

A zero depreciation cover allows you to get the full market value of your damaged bike parts when you  make an insurance claim. The loss of value due to depreciation is not taken into consideration. 

• NCB protection cover

This add-on cover allows you to make up to 2 insurance claims in a policy year without losing your No Claim Bonus benefit. 

• Engine protect cover

The engine protect cover allows you to get enhanced protection for your bike’s engine, which is not covered under general bike insurance. 

• Roadside assistance cover

This add-on cover will help you get professional help from mechanics if your bike breaks down or malfunctions in the middle of the road. 

Claiming Bajaj Platina Bike Insurance 

You will need to keep the following documents ready when making an insurance claim: 

• Bajaj Platina insurance policy papers

• FIR of the accident 

• Bike registration papers

• Information about the eyewitnesses to the accident

• In case of a reimbursement claim, all the original bills and receipts of the bike’s repair

Here are the two ways in which you can make a bike insurance claim: 

• Cashless claim 

Under a cashless claim, you can take your damaged Bajaj Platina to a nearby network garage. The network garage will verify your insurance details and then repair your bike. You won’t have to pay for the repair costs as your insurance provider will directly pay for the repair costs. 

• Reimbursement claim 

Under a reimbursement claim, you will need to get your vehicle repaired at your own cost. After the repairs, submit your original bills and receipts to your insurance provider. The insurer will verify your claim details and then pay out the reimbursement amount. 

Read More: Claim Settlement Process in Bike Insurance

How to Reduce Bajaj Platina Bike Insurance Cost

Here are some useful tips you can use to reduce our Bajaj Platina Bike insurance premium costs: 

• Install an anti-theft device 

You can get a small reduction in your insurance premium costs if you install an anti-theft device on your bike. 

• Select add-ons carefully 

You will have the choice of buying many add-ons but they can increase your insurance costs. Only choose those add-ons that are absolutely necessary. 

• Use the NCB

If you are eligible for a No Claim Bonus, you can use it to get lower insurance premiums at the time of bike insurance renewal. 

• Do not make small claims

If you make multiple small claims within a single policy term, your insurance premiums will likely go up. So, try to get small damages repaired at your own expense and only make claim for major damages.

Maintenance Tips for Bajaj Platina Bike Insurance 

These valuable maintenance tips can help you keep your Bajaj Platina good as new for years to come: 

• Regular servicing 

You can keep your Bajaj Platina in the best shape by periodically taking it to the official company garage for servicing. 

• Do not overload

Overloading your bike can lead to internal damage and the weight imbalance can even cause accidents. So, make sure you do not overload your bike. 

• Maintain the right tyre pressure 

Maintaining the correct tyre pressure will help you get the best performance out of the bike. Low or uneven tyre pressure can also cause damage to the internal parts. 

• Refill consumables regularly 

Bikes need to be regularly supplied with consumables such as engine oil, coolant, brake oil, etc. at regular intervals for their smooth functioning.

Bajaj Platina Maintenance Cost 

The official figures for Bajaj Platina maintenance costs are not available online. You can contact Bajaj customer support to get details about the Bajaj Platina service cost.

About Bajaj Platina 

The Bajaj Platina is an affordable two-wheeler that is available in two variants. The base model of the Bajaj Platina comes with a 100 cc engine while the upgraded variant is available with a 115 cc engine. The bike has a very clean and simple design and offers an impressive mileage of 70 kmpl. This bike is an ideal choice for people who want a reliable bike that offers great fuel economy for everyday commuting. Let’s take a look at Bajaj Platina's features, specifications, and on-road price. 

Bajaj Platina Specifications 

You can take a look that the main specifications of Bajaj Platina in the table given below:

Bajaj Platina Features 

The latest model of the Bajaj Platina comes equipped with great features, such as:

Bajaj Platina On-Road Price Across Cities 

You can take a look at the Bajaj Platina on-road price across major Indian cities in the table given below: 

To Conclude 

You should definitely buy the Bajaj Platina if you want a dependable bike that offers high fuel efficiency. Buying a new automobile is a major investment, so it’s natural to want to keep it protected against various kinds of damages. The best way to keep yourself and your bike protected is by getting a comprehensive Bajaj Platina insurance plan. This will keep you financially covered for accidental damages, medical costs for damages, third-party liability, etc. You can check out the bike insurance plans available on Bajaj MARKETS and choose a policy that suits your needs. 

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