One of the top bike manufacturers in India – Hero, launched Karizma in the year 2003. Over the year, the Hero Karizma has been through several upgrades. The bike retains the engine but comes with fuel injection.
The Hero Karizma ZMR has all-new graphics and a redesigned powerful engine (223cc). Moreover, it has some fantastic features like clear lens turn indicators, stepped up a seat, a new yellow-black instrument cluster, and black alloy die-case wheels.
You can buy the Hero Karizma ZMR in five eccentric colours – Sports red, Spotlight White, Daring yellow, Ebony grey, and Power black.
The Hero Karizma ZMR specifications include:-
Engine: Air-cooled, 4-stroke, SOHC
Maximum Power: 20 bhp @8000 rpm
Maximum Torque: 19.7 Nm @6500 rpm
Bore x Stroke: 66mm x 66mm
Electricals: AMI (Advanced Microprocessor Ignition) System
Front Tyre Size: 80/100 x 18 – 47P
Rear Tyre Size: 120/80 x 18 – 62P
The Hero Karizma has the following variants –
Hero Karizma R
And you can easily find an insurance plan for both these variants in our Insurance section.
When you purchase a new bike, it is essential to safeguard it with a bike insurance policy. Bike insurance is mandatory by law under the Motor Vehicles Act, 1988. However, most people avoid availing bike insurance due to the hefty premium charges. The bike insurance premiums are dependent on the following factors –
Age of the bike
Your residential area
Your driving history
After this, you can either choose between the two –
Third-Party Insurance – A basic insurance cover to protect the third party vehicle.
Comprehensive Insurance – A holistic insurance cover, which provides coverage to the insurance owner’s bike as well.
Despite high premiums, it is still recommended to purchase comprehensive coverage as it provides all-the-round insurance protection.
Besides this, you can also opt for Zero Depreciation Bike Insurance add on cover that offers full compensation without factoring in depreciation. It is an add-on coverage provided over the underlying bike insurance. So, in case your Hero Karizma ZMR incurs any mishap or is damaged beyond repair, the insurer will provide full compensation.
You can also get an estimate of your policy amount by using the bike insurance calculator on our website. Moreover, the tool also allows you to compare the given price with quotes offered by other insurers in India.
The bike comes with a powerful engine. Hence, you need to be careful when riding the bike. Altogether, the bike offers a top-notch performance with due maintenance. But just like any other ride, it is still vulnerable to road accidents.
To safeguard your bike in case of accident or loss, get in touch with us and choose from our range of bike insurance plans. With Hero Insurance, you can rest assured that you will be financially covered against mishaps, theft, or loss incurred due to natural and human-made disasters.
So, after buying the Hero Karizma ZMR, you can seek comprehensive coverage and safeguard your vehicle from any accidents or damage.
The Hero Karizma ZMR Insurance offered in our Insurance section gives you the following benefits –
Easy Application and Renewal Process – You can purchase and renew your Hero Karizma ZMR Insurance online
Easy NCB Transfer – The No Claim Bonus or the NCB is offered by insurance providers when you do not claim in the policy term. In case you plan to switch from your existing providers to us, then you can quickly transfer up to 50% of your existing NCB
Discount Offers – You can seek discounts on premium amounts by becoming a member of a recognised automotive association or by installing an anti-theft device in your bike. Moreover, your riding history plays a vital role in helping you secure discounts on premiums
Digital Insurance Copy – Once you have applied for two-wheeler insurance, you receive a digital copy of your policy on your registered email id
Simple Claim Settlements – Our claim settlement process is hassle-free, and the claim related inspections are quicker too. This way, you get your compensation in no time
The following things are included in your Hero Karizma ZMR Insurance –
Damage due to natural and human-made calamities
The cost incurred due to accidental external means
Damage/loss due to terrorism
Damage/loss due to riots and strikes
The following things are excluded from your Hero Karizma ZMR Insurance:-
Damage/loss incurred due to the influence of intoxicants or speeding
Damage/loss incurred outside the stated locations
Damage due to nuclear waste
Damage due to war-like situations or foreign invasions
Applying for a Bike Insurance with us online is super straight forward. Follow these steps:-
Visit our Insurance section and apply for two wheeler insurance
Enter your bike registration details and mobile number. If you do not have the registration number yet, enter the RTO location, bike model, manufacturing year, and vehicle registration date
You will receive the policy quote stating the policy details and premiums
If you agree with the stated quote, move ahead to make an online payment
Upon successful payment, you will receive a digital copy of the bike insurance on your registered email address
Hero Passion PRO
In our Insurance section, you will easily find a bike insurance plan for all of these Hero bike models.
To claim on your Hero Karizma ZMR Insurance, follow the below steps –
Register for the claim online in case of accidents or loss
Upload the requested document, including the proof of said damage/loss
The insurer will assess your claim
Check the claim status online
To know more about bike insurance claim settlement process, visit us at Finserv MARKETS.