The Hero Karizma ZMR has been one of the most popular bikes in India since 2003. Over the years, the Karizma has got a few cosmetic updates, but the engine and other specifications have remained almost the same. Even the high-end model of the Karizma ZMR retains the same engine, but with fuel injection. The bike features a restyled fairing coupled with redesigned engine cowl and all-new graphics with a black theme for the engine. Additionally, it is equipped with top-notch features such as stepped up seat, a new yellow-black instrument cluster, clear lens turns indicators and black alloy die-cast wheels.

The Hero Karizma ZMR is powered by a four-stroke SOHC 223cc engine that delivers 17bhp and 18Nm of torque. This powerful engine is mated with a five-speed gearbox. The braking mechanism is delivered through discs at the front and drums at the rear. Its versatile dynamics makes it a comfortable ride for long road trips as well as urban stop-go traffic. The Karizma ZMR is available in attractive colours like - Daring yellow, Ebony grey, Sports red, Spotlight white, and Power black. It is priced at Rs. 81,600 (ex-showroom Delhi) onwards.


Hero Karizma ZMR Specifications

Mileage - 51 Kmpl

Engine - 4 Stroke Single Cylinder OHC, Air Cooled

Fuel System- Fuel Injection

Power- 20.25 PS @ 8000 rpm

Wheel Type - Alloy


  • Battery- 12 V - 7 Ah, MF
  • Headlight- 12 V -35 W / 35W - Halogen Bulb (Dual Head Light)
  • Tail Light- 12V - 0.2W /2.1 W LED LAMP

·         Starting - Kick and Self Start

·         Front Brake - Disc

·         Rear Brake - Drum

·         Fuel Capacity - 15 Ltrs


Hero Karizma ZMR Variants

·         Hero Karizma ZMR STD – Standard specifications apply

·         Hero Karizma ZMR Dual Tone – Features a stylish dual tone exterior with standard specifications.


Why Insure Your Karizma ZMR?

Riding safe and riding securely are two different things; it is a two wheeler insurance that makes all the difference. While the Karizma ZMR assures top performance with due maintenance and care, when on the road, your Karizma ZMR is vulnerable to damage, regardless. Loss or damage to your bike due to unexpected accidents can burden you financially and emotionally, although you may be an experienced rider. By taking up a Two Wheeler Insurance with Finserv Markets, you can be assured of comprehensive protection against risks such as accidents, theft, losses caused due to both natural and man-made disasters etc. Also, having at least Third-Party Two Wheeler Insurance is mandatory in India under Motor Vehicles Act, 1988. However, to enjoy carefree rides on your Karizma ZMR, its best to opt for a comprehensive Bajaj Two Wheeler Insurance as it offers complete protection against accidental damage and injury.


Inclusions for Hero Karizma ZMR Two Wheeler Insurance

a) Damage due to fire explosion, self-ignition or lightning.

b) Damage due to burglary, housebreaking or theft.

c) Damage due to Riot and Strike.

d) Damage due to Earthquake (Fire and Shock Damage).

e) Damage due to Flood, Typhoon, Hurricane, Storm Tempest Inundation, Cyclone, Hailstorm and Frost

f) Damage caused by accidental external means.

g) Damage due to malicious acts.

h) Damage due to terrorist activity.

i) Damage whilst in transit by road, rail, inland waterway, lift elevator or air.

j) Damage due to Landslide/Rockslide.


Exclusions for Hero Karizma ZMR Two Wheeler Insurance

1. Damage or loss caused outside the designated geographical area in the insurance policy.

2. Claims arising out of any Contractual Liability.

3. The accidental losses incurred if the vehicle was being used otherwise than in accordance with the law such as speeding, riding someone else’s bike, under the influence of alcohol etc.

4. Any damages caused directly or indirectly by ionizing radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste.

5. Any accidental loss or damage caused by or contributed due to nuclear weapons.

6. Any accidental loss or damage arising out of or in connection with the Invasion by foreign enemies, hostilities or Warlike operations (whether before or after the declaration of war), Civil War, Mutiny Rebellion, Military or usurped power.


Why Choose Finserv Markets for Insuring Karizma ZMR Bike?

Speedy Online Application/Renewal

With Finserv Markets, you can buy Bajaj Bike insurance for Karizma ZMR on our website or even the mobile app in a few simple steps. You can even renew your Two-Wheeler Insurance online without any hassles.

Easy NCB Transfer

NCB refers to No Claim Bonus, which is a bonus received when you don’t make any claims throughout the year. If you want to switch to the plan offered by Finserv Markets Platform, you can easily transfer up to 50% of your existing NCB to the new insurer.

Enjoy Discounts

Get discounts on premium if you are a member of a recognized automotive association, if you have an anti-theft device installed or if you have a good rider history.

Long-Term Two Wheeler Policy

With Finserv Markets, you can secure a Two-Wheeler Insurance for Karizma ZMR for up to 3 years. So you can bid goodbye to the hassle of yearly renewal. Plus, we will remind you with a notification in advance, when your policy is about to expire.

Digital Two Wheeler Insurance

As soon as you complete the online two-wheeler application process with Finserv Markets, a digitally signed Two-Wheeler Insurance policy will be issued to you instantly.

Simple Claims and Inspections

The policies on Finserv Markets offer hassle-free & speedy insurance inspections while the claim settlement processes are also quick. This makes the overall Two-Wheeler Insurance experience very convenient with us.


How to Apply for Hero Karizma ZMR Two Wheeler Insurance?

Applying for a Karizma ZMR Two Wheeler Insurance with Finserv Markets is a simple and quick process. Just fill in the relevant details in the Online Two Wheeler Insurance Application Form to apply.


Other Hero Bike Models

·         Hero HF Deluxe

·         Hero Dawn

·         Hero Duet

·         Hero Maestro Edge

·         Hero Pleasure

·         Hero Xtreme Sports

·         Hero Achiever 150

·         Hero Glamour

·         Hero Splendor

·         Hero Passion


Claim Process

It is important to register a claim with us as soon as possible in the event of accident/theft of your Karizma ZMR. With Finserv Markets, you can file a Two Wheeler Insurance claim in two ways: -

  1. File a claim online by visiting our Claims page right here and providing the necessary details.
  2. You can also file a claim by calling our Toll free number - 1800-209-5858, after which you will be connected to our customer care executive who will guide you through the entire Two Wheeler Insurance claim process. 

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