✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Bike Insurance Plan Starting at ₹538/year* Check Plans

Kawasaki Motorcycles is the subsidiary of Kawasaki Moto Corp founded in Japan. The company is one of the leading sports bike manufacturers in the world. When it comes to mid-size sports bikes, Kawasaki is one of the popular choices among Indian customers. The Kawasaki Ninja 300 is one of the fastest-selling models in India. As a primary manufacturer of sports bikes, the cost of Kawasaki vehicles is quite high for the Indian automobile market. To protect your expensive Kawasaki bike against accidental damage, theft, calamities, etc., it is important to get a good Kawasaki bike insurance plan. In this article, we’ll take a look at Kawasaki bike insurance options as well as popular Kawasaki models.

Kawasaki Bike Insurance for Popular Models

The table below will give you a good look at the company’s popular bike models as well as Kawasaki insurance prices for each of them:

Kawasaki Bike Models

Ex-Showroom Price 

Fuel Type

 

Proposed Third-Party Premium Rates (Rs.) FY 2022-23

 

Ninja 300

₹3.37 lakh 

Petrol

₹1366

Ninja 650 

₹6.68 lakh 

Petrol

₹2804

Z900

₹8.84 lakh 

Petrol

₹2804

Ninja ZX-10R 

₹15.37 lakh 

Petrol

₹2804

Vulcan S

₹6.16 lakh 

Petrol

₹2804

Versys 650 

₹7.15 lakh 

Petrol

₹2804

Ninja 1000SX

₹11.51 lakh 

Petrol

₹2804

*The Kawasaki bike ex-showroom prices are for Delhi and are subject to change on the basis of the city.

 

**Third-party premium rates are indicative. The actual Kawasaki bike insurance premium that you may have to pay may change depending on numerous aspects. Please check the prevailing premium rates before purchasing your bike insurance policy.

How to Buy Kawasaki Bike Insurance Online?

Just follow these simple steps to purchase Kawasaki bike insurance online instantly on Bajaj Markets:

 

Step 1: Visit the ‘Bike Insurance Premium Calculator’ page on Bajaj Markets.

 

Step 2: Enter your details like bike registration number, personal details, etc.

 

Step 3: A set of Kawasaki bike insurance options will show up on the screen.

 

Step 4: Choose a plan from the available list and check premiums.

 

Step 5: Upload the necessary documents and make the online premium payment.

How to Renew Kawasaki Bike Insurance Online?

Looking to Renew Kawasaki bike insurance? Do it instantly online:

 

Step 1: Go to the ‘Bike Insurance Renewal’ page on your insurance provider’s website.

 

Step 2: Enter your existing Kawasaki bike insurance policy details as well as your personal details.

 

Step 3: Choose from the set of bike insurance renewal plans that show up on the screen.

 

Step 4: Upload the relevant documents and make the insurance premium payment online.

 

Step 5: Your Kawasaki bike insurance plan will be renewed shortly and the details will be sent to your email.

Why do you Need Kawasaki Bike Insurance?

Kawasaki sports bikes are known for their sleek design and excellent features but are quite expensive. However, unfortunate mishaps do not come with a warning and can cause severe damage to you and your bike. In case of a serious accident where your bike gets damaged, you may have to pay anywhere between a few thousand to lakhs in repairs. A comprehensive bike insurance plan helps protect you and your precious Kawasaki bike financially in case of accidents, theft, or loss due to man-made or natural disasters. Moreover, it is mandatory to have a third-party Kawasaki bike insurance plan to legally ride on Indian roads.

Types of Kawasaki Bike Insurance Plans

Any Kawasaki insurance is of two types:

  • Third-Party Kawasaki Bike Insurance Plan

As mentioned above, third party bike insurance is mandatory by law under the Motor Vehicles Act, 1988. However, the policy is known to cover third-party liabilities only, which means that the coverage is not extended to you or your Kawasaki bike. Hence, the premium charges are easy on the pocket. If you are looking to buy an extensive cover for your motorcycle, it is recommended to buy a comprehensive bike insurance policy.

  • Comprehensive Kawasaki Bike Insurance Plan

A comprehensive bike insurance plan for Kawasaki bikes will cover third-party liabilities and damage to your own motorcycle. A comprehensive Kawasaki motorcycle insurance plan has a relatively higher premium as compared to third-party bike insurance. You can also extend the scope of your comprehensive bike insurance policy with add-on benefits. Having comprehensive Kawasaki insurance ensures your two-wheeler is protected against any unfortunate event at all times

What’s Covered Under Kawasaki Bike Insurance?

Kawasaki bike insurance includes coverage for situations like damage caused due to an accident, theft, fire, natural or man-made calamities, riots, and damage to a bike while in transit, etc.

What’s Not Covered Under Kawasaki Bike Insurance?

There are certain exclusions under Kawasaki bike insurance, such as damage due to driving under the influence, normal wear and tear, electrical or mechanical breakdown, driving without a valid licence, etc.

Valuable Add-ons for Your Kawasaki Bike

Kawasaki bike insurance available on Bajaj Markets comes with bespoke add-on covers that enhance the financial protection of your motorcycle. These include:

  • Zero Depreciation Cover

With a zero depreciation bike insurance cover, you are covered against the depreciation value of your bike, thereby minimising your out-of-pocket expenses during a claim.

  • Round-the-clock Spot Assistance

With the bike roadside assistance cover, you are never left stranded in case of a sudden breakdown during your ride.

  • Personal Accident Cover

This offers coverage to you and/or the pillion rider for the treatment cost of injuries due to an accident on your insured bike.

  • Return to Invoice

The return to invoice cover helps you get the complete value of your bike in case of unforeseen events. It is the same as the one mentioned on your bike’s purchase invoice.

 

However, note that you can only enhance the scope of your comprehensive Kawasaki insurance plan. You cannot opt for add-on covers on third-party bike insurance.

Making a Claim for Your Kawasaki Bike Insurance

Before making a Kawasaki bike insurance claim, you will need the following set of documents ready:

  • Kawasaki bike insurance papers

  • Kawasaki bike papers

  • Claim application form

  • Details of the incident

  • Copy of FIR

  • In case of reimbursement claim, original bills and receipts from garage

 

There are two ways to make a Kawasaki insurance claim:

  • Claim Cashless Bike Insurance for Kawasaki Bikes

With cashless claims, you can get your bike with accidental damages repaired at the nearest network garage. The insurer will directly pay the garage for incurred repair expenses.

  • Claim Reimbursement for Kawasaki Bikes

Here, you can get your Kawasaki bike fixed at your preferred garage, pay for the expenses, and raise a reimbursement claim against your policy. Upon claim approval, the settlement amount is transferred to your bank amount (minus the deductible, if applicable).

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Tips to Lower Kawasaki Bike Insurance Premiums

Use the valuable tips given below to lower your Kawasaki bike insurance premiums:

  • Compare Plans Online

When looking for Kawasaki bike insurance, compare all insurance plans available online offered by different companies. This can help you find the cheapest plan that still provides adequate coverage.

  • Choose Add-ons Carefully

Add-ons are extra covers that you can buy to enhance the scope of your coverage, but they can also end up increasing your premium costs. Only select the necessary add-ons or you can skip them altogether.

  • Do Not Make Small Claims

Making multiple claims in a single policy term can lead to an increase in your insurance premiums. Try to pay for minor damages out of pocket and reserve your insurance claim for major damages.

  • Use the No Claim Bonus

If you have been using your Kawasaki bike insurance policy for a full year, you may be eligible for the No Claim Bonus benefit. Use the No Claim Bonus to get lower insurance premiums while renewing your insurance plan.

  • Maintain Your Bike

If you keep your bike regularly serviced and maintained, you can benefit from lower premiums and reduced repair costs in the long run.

To Conclude

Kawasaki sports bikes are an excellent choice for bike enthusiasts as they offer a great combination of power, elegance, and awesome features. However, these bikes are very expensive for the average Indian consumer, so it is important to secure them with a good Kawasaki motorcycle insurance plan. If you are looking to buy or renew your Kawasaki motorbike insurance, check out the best bike insurance plans available on Bajaj Markets. You can also use the bike insurance premium calculator to get quotes for your Kawasaki bike insurance plan. 

FAQs on Kawasaki Bike Insurance

How much does Kawasaki bike insurance cost?

Different insurance companies will offer different insurance prices for your Kawasaki bike.

Will changing the IDV affect my Kawasaki insurance price?

Yes, changing the IDV will affect your insurance price. However, it is not advisable to change your IDV.

What is the Kawasaki on-road price for Ninja 300?

The Kawasaki on-road price for Ninja 300 is ₹3.86 lakh. 

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