The Bajaj EMI card uses are many, and the Bajaj Finserv EMI Card benefits are huge! It is indeed the best way of making hassle-free purchases when you don’t want to pay the entire amount of the purchase upfront. The Bajaj Finserv Card benefits you by using the concept of Equated Monthly Instalments, which is based on the process of borrowing in order to fund a purchase, making it smoother and seamless. Wondering what are the benefits of Bajaj EMI card?
Read on to know all about the Bajaj Finance card benefits:
The Bajaj EMI card uses the basic documentation provided by you to validate your purchases and thereby does away with the need to provide documents every time you shop
No / minimal documentation requirements
If you are already a customer and meet the Bajaj Finserv EMI Card Eligibility Criteria, you can also apply online in easy steps.
One of the benefits of Bajaj EMI Card is that it uses a high pre-approved loan amount of up to INR 4 Lakh to help you shop from a wide range of products like mobile phones, televisions, laptops, speakers and more.
The Bajaj Finserv EMI Card allows you to choose your repayment tenure, ranging from 3 - 24 months, based on your convenience
You can foreclose your loan without paying any foreclosure charges after you have paid your first EMI
Wondering what can you buy with Bajaj EMI card and how to purchase online with Bajaj EMI card? You can shop from a myriad range of latest electronics, home appliances and gadgets online, at ease, without the need for a credit card. The Bajaj Finserv EMI Card is an exclusive network card, which acts as a pre-approved loan and helps you convert your cost to buy appliances and gadgets into easy, customised no cost EMIs. The many uses of Bajaj EMI card makes it simple and easy to make secure purchases online. All you need to do is click on the Bajaj EMI Card Apply Online Button and enjoy truly seamless online shopping at the click of a button.
As a part of the Bajaj EMI network card benefits, you can shop in the numerous offline partner stores of the Bajaj EMI Store. In addition, the Bajaj Card usage method is such that it does not require you to carry your Bajaj Finserv EMI Card everywhere as you can easily access it on your Bajaj Finserv Wallet app. The Bajaj card uses an OTP sent to your RMN to authenticate your purchase so that you can go ahead and shop securely.
As a part of the Bajaj EMI card benefits, you can select from among a range of home appliances, gadgets and electronics at No Cost EMI, zero down payment, and 4-hour / same day speedy delivery. In some cases, the Bajaj Finance EMI card accepted shops also offer exclusive benefits to Bajaj Finserv EMI cardholders.
No. There are no reward points for using Bajaj Finserv Online EMI Card.
Yes, you can pay your car insurance premium on a monthly installment basis with the Bajaj Finserv EMI Network Card available on Finserv MARKETS.
You can pay your health insurance premium in easy monthly installments with the Bajaj Finserv EMI Network Card available on Finserv MARKETS.
It is recommended that the card holder use the EMI card only as the liability of the loan rests only with the holder. The Bajaj card uses an OTP sent to your registered mobile number to authenticate your purchase so that you can go ahead and shop securely.
No. You have to provide your PAN card details only during the time of registration.
The Bajaj EMI Card can be used to buy a range of home appliances such as refrigerator, air conditioner, television, water purifier, etc, as well as a range of premium gadgets, by converting the cost of the purchase into easy customised EMIs. You can also buy kitchen appliances, cameras, watches and wearbles, sports and fitness equipments and more at a click of a button on the Bajaj Finserv EMI Store.
This card comes with a host of features and benefits that include – 1.Get instant credit limit, 2. No cancellation fees, 3. No documentation 4. Zero loan foreclosure charges, 5. Easy repayment options, 6. No cost EMI, 7. Smooth usage at partner outlets, 8. Easy tracking of all your transactions, loans, and repayments through Experia – our customer portal or the Bajaj Finserv Direct App.