Coverage of up to Rs. 3 Lakhs | Buy Bacterial Meningitis-Indemnity Cover at just Rs. 271

What is Bacterial Meningitis-Indemnity

Bacterial meningitis is an infection that can lead to life-threatening problems like brain damage, seizures and disability. Initial symptoms like muscle pain, nausea, sensitivity to light etc., may later deteriorate to levels resulting in permanent disability or demise. Hence, seeking instant medical assistance and the right diagnosis is vital to prevent fatal outcomes. To sail through such hefty medical expenses, consider availing the Bacterial Meningitis-Indemnity plan. The plan extends a high coverage amount at a premium starting from Rs. 271/ year, helping you evade financial burden. 

Key Features of Bacterial Meningitis-Indemnity plan

The Bacterial Meningitis-Indemnity plan comes with the following features:

Extensive coverage

Under the Bacterial Meningitis-Indemnity plan, you can avail of maximum coverage of Rs. 3 Lakhs at an affordable premium.

Pocket-friendly premium

You can choose a high coverage amount of Rs. 1 Lakh by paying a nominal premium of Rs. 271/ year.

Treatment charges covered

The Bacterial Meningitis-Indemnity plan also compensates for treatment costs, including ward fees, ICU charges, transfusion, tests etc.

How to Apply for Bacterial Meningitis-Indemnity Cover?

Here is the step-by-step process that will help you apply for Bacterial Meningitis-Indemnity plan:

  • Tap on the 'Buy Now' option

    Click on the ‘Buy Now’ option on the product page.

  • Share basic details

    Fill out the online application form with necessary details.

  • Pay the premium

    Make instant online premium payment. You will receive all membership-related details in your registered mail ID on successfully purchasing the plan.

What’s Covered in the Plan?

  • Hospitalisation charges

    After confirmed diagnosis, you will receive extensive coverage for both pre- and post-hospitalisation expenses for a period of up to 30 days and 60 days, respectively, under the plan.

  • Doctor’s fees and medication charges

    Even doctor’s consultation charges before, during and after hospitalisation and expenses incurred from prescribed medication are also covered under the Bacterial Meningitis-Indemnity plan.

  • Diagnostic tests and ambulance cost

    The plan extends coverage against expenses of different diagnostic tests done to confirm the disease. Furthermore, ambulance expenses are covered to a maximum amount of Rs. 2000.

Policy Plan Details and Specifications

Refer to the table below to get an idea regarding policy plan details.

Sum Insured

Premium inclusive of GST

Rs. 1 Lakh

Rs. 271/ year

Rs. 2 Lakhs

Rs. 531/ year

Rs. 3 Lakhs

Rs. 684/ year

  • Validity: 1 year.

  • Payment modes: UPI, credit cards, debit cards etc.

What’s Not Covered?

You should also have a well-rounded idea regarding the following exclusions in Bacterial Meningitis-Indemnity plan:

  • Coverage for other illness

Under the plan, hospitalisation expenses are not covered for any illness other than Bacterial Meningitis.

  • Pre-existing medical condition

You will not get coverage for any pre-existing medical condition under Bacterial Meningitis-Indemnity plan.

  • 90-day waiting period

The Bacterial Meningitis-Indemnity plan has a 90-day waiting period, during which you will not receive coverage.

How to Make a Claim?

You can opt for any of the following ways to raise a claim for the Bacterial Meningitis-Indemnity plan:

  • By calling on toll-free number

Contact the insurer by dialling 800-102-4488

  • Via sending an email

Write a mail and send it to claims@careinsurance.com.

Bacterial Meningitis-Indemnity - Customer Care Details

You can conveniently state your queries or grievances related to the plan’s coverage, exclusion, inclusion or claim process in a mail and send it to insuranceconnect@bajajfinservmarkets.in

Bacterial Meningitis-Indemnity - FAQs

  • ✔️How many coverage options are available in the Bacterial Meningitis-Indemnity plan?

    Three coverage options are available under the plan. Choose plans with premiums Rs. 271, Rs. 531 and Rs. 684 per year for sum insured amounts of Rs. 1 Lakh, Rs. 2 Lakhs and Rs. 3 Lakhs, respectively. 

  • ✔️Is it possible to receive coverage as soon as I purchase the plan?

    No, you will not receive coverage immediately after purchasing the plan. Only after 90 days of the policy's start period can you claim for financial support under the plan. 

  • ✔️Does the plan cover ambulance charges?

    Yes, Bacterial Meningitis-Indemnity plan covers ambulance charges of up to Rs. 2000. 

  • ✔️What is the highest sum assured available under the plan?

    Bacterial Meningitis-Indemnity plan bestows you with maximum coverage of up to Rs. 3 Lakhs, making it feasible for you to afford proper medical treatment.

  • ✔️Does the plan extend coverage for life?

    No, the Bacterial Meningitis-Indemnity plan does not extend compensation for life. The plan comes with a duration of 1 year. After the expiry, you have to repurchase the plan.