What is the Coronary Artery Bypass Graft Cover?

The narrowing or blocking of arteries that supply blood to the heart is a severe heart condition, often resulting in cardiac arrests, which can be fatal. Proper treatment for this may require coronary artery bypass grafting surgery, which may prove to be highly expensive. However, you can’t compare these surgeries’ life-saving quality with how expensive they are. 

In times when your family is already distraught with worry, don’t let them carry the burden of financial worry. Get the Group Care 360 – Coronary Artery Bypass Graft Cover from Care Health Insurance Co. Ltd., so you don’t have to worry about spending your savings on your treatment. 

The Coronary Artery Bypass Graft Cover will indemnify you for the cost of surgery for a maximum of Rs. 3 lakh for a premium of just Rs. 684/year. However, there are 2 more variants that you can choose from. Let us see what makes this policy a great addition to your portfolio and how you can purchase it. 

 

How to apply for the Coronary Artery Bypass Graft Cover?

You can follow the steps given below to apply for the Coronary Artery Bypass Graft Cover:

  • Click on Buy Now

    Click on ‘Buy Now’ and enter your details in the application form.

  • Confirm Your Application

    Enter your mobile number to receive an OTP. Use the code to confirm your online application form.

  • Pay the Premium

    You can pay the premium amount online using your credit card, debit card, UPI, or mobile wallet.

 

What’s covered under the Coronary Artery Bypass Graft Cover?

Here are the primary benefits of investing in the Coronary Artery Bypass Graft Cover:

  1. Hospitalisation expenses

The Coronary Artery Bypass Graft Cover will cover the expenses you have incurred on hospitalisation up to the maximum amount, depending on the plan you have chosen. However, a specialist doctor will be required to confirm the diagnosis. The plan covers expenses you have incurred on pre-hospitalisation for up to 30 days and post-hospitalisation periods for up to 60 days.

  1. Diagnostic tests

The expenses you have incurred on diagnostic tests during the hospitalisation period are covered.

  1. Doctor’s fees

Payment made towards doctor's fees before, during, and post-hospitalisation shall be indemnified.

  1. Medication expenses

The Coronary Artery Bypass Graft Cover shall indemnify you for the medical expenses related to hospitalisation.

  1. Treatment charges

The expenses covered under the plan include expenses in ICU, hospital room rent, doctor fees, blood transfusion, tests, and medicines.

  1. Ambulance charges

Ambulance expenses for up to Rs. 2,000 shall be indemnified under the policy.

Policy Plan Details & Specifications

Here are the specifications of the Coronary Artery Bypass Graft Cover that you must know:

  • Coverage limit

Premium including GST

Sum insured

Rs. 271

Up to Rs. 1 lakh

Rs. 531

Up to Rs. 2 lakh

Rs. 684

Up to Rs. 3 lakh

 

  • Validity

The Coronary Artery Bypass Graft Cover is valid for 1 year.

What’s not Covered under the Dental and Eye Cover?

Listed below are the expenses and causes for which you will not be covered under the Coronary Artery Bypass Graft Cover:

  • Hospitalisation for other treatments

If you have been hospitalised for a reason not related to coronary artery bypass surgery, the expenses will not be covered.

  • Hospitalisation during the waiting period 

If you have been hospitalised within 90 days of the initiation of the policy, the expenses will not be covered.

  • Pre-existing illnesses

The expenses will not be covered for any pre-existing conditions.

How to make a claim?

You can reach out to the customer care team to raise a claim in any of the ways listed below for the coronary artery bypass grafting surgery:

  • Call

Give a call on the toll-free number, 1800-102-4488, to claim the expenses you have incurred on coronary artery bypass grafting surgery. The representative will register your claim. 

  • Email

You can email claims@careinsurance.com to raise a claim under the policy. You must mention your policy number and other relevant details.

Customer care details

You can always write to us at insuranceconnect@bajajfinservmarkets.in and quickly get all your queries and doubts resolved regarding the Coronary Artery Bypass Graft Cover policy, coverage, and more. Our team is always at your service.

Frequently Asked Questions (FAQs)

  • ✔️For how long is the cover valid?

    The Coronary Artery Bypass Graft Cover is valid for a period of 1 year from the date of inception of the policy.

  • ✔️How much premium do I have to pay for the Coronary Artery Bypass Graft Cover?

    The premium amount varies as the sum insured increases. To get up to Rs. 1 lakh in sum insured, you have to pay Rs. 271 in premium. For a sum insured of up to Rs. 2 lakh, you will have to pay a premium of Rs. 531, and for a sum insured of up to Rs. 3 lakh, you will have to pay Rs. 684 in premium. The premium amount is inclusive of all taxes.

  • ✔️What are the benefits covered under the plan?

    The Coronary Artery Bypass Graft Cover shall reimburse you for the expenses incurred on hospitalisation, diagnostic tests, ambulance, doctor’s fees, treatment, and medicines related to coronary artery bypass grafting surgery.