The narrowing or blocking of arteries that supply blood to the heart is a severe heart condition, often resulting in cardiac arrests, which can be fatal. Proper treatment for this may require coronary artery bypass grafting surgery, which may prove to be highly expensive. However, you can’t compare these surgeries’ life-saving quality with how expensive they are.
In times when your family is already distraught with worry, don’t let them carry the burden of financial worry. Get the Group Care 360 – Coronary Artery Bypass Graft Cover from Care Health Insurance Co. Ltd., so you don’t have to worry about spending your savings on your treatment.
The Coronary Artery Bypass Graft Cover will indemnify you for the cost of surgery for a maximum of Rs. 3 lakh for a premium of just Rs. 684/year. However, there are 2 more variants that you can choose from. Let us see what makes this policy a great addition to your portfolio and how you can purchase it.
You can follow the steps given below to apply for the Coronary Artery Bypass Graft Cover:
Click on ‘Buy Now’ and enter your details in the application form.
Enter your mobile number to receive an OTP. Use the code to confirm your online application form.
You can pay the premium amount online using your credit card, debit card, UPI, or mobile wallet.
Here are the primary benefits of investing in the Coronary Artery Bypass Graft Cover:
The Coronary Artery Bypass Graft Cover will cover the expenses you have incurred on hospitalisation up to the maximum amount, depending on the plan you have chosen. However, a specialist doctor will be required to confirm the diagnosis. The plan covers expenses you have incurred on pre-hospitalisation for up to 30 days and post-hospitalisation periods for up to 60 days.
The expenses you have incurred on diagnostic tests during the hospitalisation period are covered.
Payment made towards doctor's fees before, during, and post-hospitalisation shall be indemnified.
The Coronary Artery Bypass Graft Cover shall indemnify you for the medical expenses related to hospitalisation.
The expenses covered under the plan include expenses in ICU, hospital room rent, doctor fees, blood transfusion, tests, and medicines.
Ambulance expenses for up to Rs. 2,000 shall be indemnified under the policy.
Here are the specifications of the Coronary Artery Bypass Graft Cover that you must know:
Premium including GST
Up to Rs. 1 lakh
Up to Rs. 2 lakh
Up to Rs. 3 lakh
The Coronary Artery Bypass Graft Cover is valid for 1 year.
Listed below are the expenses and causes for which you will not be covered under the Coronary Artery Bypass Graft Cover:
If you have been hospitalised for a reason not related to coronary artery bypass surgery, the expenses will not be covered.
If you have been hospitalised within 90 days of the initiation of the policy, the expenses will not be covered.
The expenses will not be covered for any pre-existing conditions.
You can reach out to the customer care team to raise a claim in any of the ways listed below for the coronary artery bypass grafting surgery:
Give a call on the toll-free number, 1800-102-4488, to claim the expenses you have incurred on coronary artery bypass grafting surgery. The representative will register your claim.
You can email firstname.lastname@example.org to raise a claim under the policy. You must mention your policy number and other relevant details.
You can always write to us at email@example.com and quickly get all your queries and doubts resolved regarding the Coronary Artery Bypass Graft Cover policy, coverage, and more. Our team is always at your service.
The Coronary Artery Bypass Graft Cover is valid for a period of 1 year from the date of inception of the policy.
The premium amount varies as the sum insured increases. To get up to Rs. 1 lakh in sum insured, you have to pay Rs. 271 in premium. For a sum insured of up to Rs. 2 lakh, you will have to pay a premium of Rs. 531, and for a sum insured of up to Rs. 3 lakh, you will have to pay Rs. 684 in premium. The premium amount is inclusive of all taxes.
The Coronary Artery Bypass Graft Cover shall reimburse you for the expenses incurred on hospitalisation, diagnostic tests, ambulance, doctor’s fees, treatment, and medicines related to coronary artery bypass grafting surgery.