Dental and eye care can be quite expensive. Group Protect - Dental and Eye Cover from Aditya Birla Health Insurance Co. Ltd. secure you financially against expenses incurred on dental and eye care and treatment. This plan takes care of expenses up to Rs. 20,000 on hospitalisations due to medical conditions associated with teeth and eyes. You can get the plan for an affordable premium of just Rs. 649/year, inclusive of all taxes. Let us have a look at the key benefits that come with this policy.
Here are the primary benefits of the Dental & Eye Cover:
You can apply for the Dental & Eye Cover Plan with just a few simple steps:
Click on ‘Buy Now’ and enter your details in the application form.
Enter your mobile number to receive an OTP. Use the code to confirm your online application form.
You can pay the premium amount online using your credit card, debit card, UPI, mobile wallet, or payment modes.
All done! On completing the above steps, you will receive an email and a WhatsApp text with all the details of your Dental & Eye Cover Plan.
Here are the specifications of the Dental & Eye Cover plan that you must know:
The Dental & Eye Cover offers coverage for up to Rs. 20,000 on hospitalisations due to medical conditions associated with teeth and eyes.
Coverage for up to Rs. 10,000 for Periodontal diseases and gingivitis.
Coverage for up to Rs. 10,000 for the fracture of the skull and facial bones.
Coverage for up to Rs. 10,000 for other jaw-related diseases.
Coverage for up to Rs. 7,500 for benign neoplasm of the bone and articular cartilage.
Any expenses you have incurred on transportation through a road ambulance are also covered for up to Rs. 1000 for every incident in emergency cases.
Listed below are the expenses and causes for which you will not be covered under the Dental & Eye Cover plan:
You must wait for 4 years to include pre-existing conditions in the policy. If this period has not elapsed, expenses for the treatment of such diseases are not covered.
Any disease that is not specified under the Dental and Eye Cover plan will not be covered.
Expenses you have incurred on physical consultations at an OPD are not covered under this policy.
You can reach out to the customer care team to raise a claim in any of the following ways under this Dental & Eye cover:
You can call on the toll-free number, 1800-270-7000, to claim the expenses you have incurred on dental and eye care. Your claim will be registered by the representative.
You can send an email to firstname.lastname@example.org mentioning your policy number and other relevant details.
You can always write to us at email@example.com and quickly get all your queries and doubts resolved regarding the Dental & Eye Cover policy, coverage, and more. Our team is always at your service.
The premium amount you have to pay to get the Dental & Eye Cover is Rs. 649. The amount is inclusive of all taxes.
This Dental & Eye Cover policy offers coverage for hospitalisations due to medical conditions associated with teeth and eyes. These include periodontal diseases, skull fractures, facial bone fractures, gingivitis, other jaw diseases, and benign neoplasm of the bone and articular cartilage.
The Dental & Eye Cover does not cover the expenses you have incurred on treating any pre-existing conditions for up to 4 years. Additionally, any disease, sickness or illness that is not specified under the Dental and Eye Cover plan and expenses incurred on any physical consultations (OPD) are not covered under this policy.
The maximum coverage amounts to Rs. 20,000 under the Dental & Eye Cover for an affordable premium of just Rs. 649 (inclusive of all taxes).
The initial waiting period under the Dental & Eye cover is 30 days. In the case of exclusion, the waiting period is 2 years.