A large number of women are affected by gynaecological illnesses in India. Such ailments call for prompt consultations, medication, and appropriate care that can be accessed easily. This is not just in terms of the availability of treatments but also having enough financial resources to get them. Gynaecology treatment has seen immense growth in the country, with advanced procedures and the latest technology making care more efficient and recovery faster. However, with this, the costs have gone up. You can ensure that you are in a position to cover such costs by opting for an insurance policy that covers gynaecological procedures. Aditya Birla Health Insurance Co. Ltd. provides the Gynaecological Disease cover policy, with a coverage of Rs. 10,000 per annum, only at a premium of Rs. 699/year. This policy will keep you financially protected against any expense on gynaecological diseases you may suffer from.
The application process of applying for a Gynaecological Cover Plan is extremely hassle-free and convenient. The steps below will help you fill out the application form with ease:
Click on the ‘Buy Now’ option and fill out the application form with your basic details.
After entering the details, you will receive an OTP on your mobile number. Enter the OTP and confirm your application.
You can make the payment using a debit/credit card, UPI, mobile wallet, or through other online payment modes.
All done! You will receive the details of your membership plan on the given email ID or on WhatsApp.
To get this insurance cover, you must be eligible based on the following basic parameter:
The minimum age prescribed for this plan is 18 years, and goes up to a maximum age of 35 years.
You can cover your hospitalisation costs up to the prescribed limit. Please note that under this cover, you can only get the general ward or the economy ward. All other charges are according to the room rent restrictions.
You can raise a claim to cover expenses on gynaecological treatments. However, if you have any pre-existing diseases, they will only be covered after a 4-year waiting period has elapsed.
The Gynaecological Cover Plan gives an insurance coverage of Rs. 10,000 per annum at a premium of only Rs. 699/year.
The validity of this plan is one year.
Here are the details of what is not covered in this plan:
Any conditions or illnesses that exist before purchasing the policy are not covered under this plan. The waiting period for pre-existing conditions is 4 years.
If you have any other illness that is not mentioned under this policy, no coverage will be provided
The Gynaecological Cover Plan does not include physical consultations conducted at an OPD.
Additionally, you must note that:
Under the gynaecological cover plan, the initial waiting period is 30 days. On the other hand, there is a 2-year waiting period for exclusion. The two-year exclusion list under this plan is as follows:
Eye: Any treatment related to eyes, such as cataract surgery, or glaucoma surgery.
Ear, nose, and throat: Any treatment related to Sinusitis, Rhinitis, Tonsillitis, Tympanitis, or Deviated Nasal Septum.
Gynaecological illnesses: Any treatment related to Cysts and Polyps of the female genitalia, Polycystic Ovarian Disease, Uterine Prolapse, or Fibroids.
Gastroenterology: Any illnesses or treatment related to the gastrointestinal system such as stones in the Gallbladder and Bile duct, Cholecystitis, Pancreatitis, Hemorrhoids, or Rectal Prolapse.
Urogenital issues: Any illnesses or treatment related to the urinary and reproductive system such as stones in the urinary system, prostate enlargement, Hernia, Hydrocele.
Skin issues: Treatment for skin-related issues, such as skin tumours and other skin diseases.
General Surgery: General surgery for any swelling, tumour, cysts, varicose veins, congenital internal diseases, or anomalies.
Raise a claim to get the sum insured by following these simple steps below:
You can write to the following mail address to file your claim. firstname.lastname@example.org. Do remember to send in your relevant policy details.
You can also give a call on this toll-free number to file your claim: 1800-270-7000
Please reach out to our customer care representatives if you have questions. We will be at your service. You can send us an email at email@example.com.
The Gynaecological Cover Plan is an insurance plan provided by Aditya Birla Health Insurance Co. Ltd. that keeps you financially covered against any expenses incurred in the treatment of Gynaecological illnesses.
Under this plan you will be eligible to get hospitalisation and treatment benefits for all gynaecological related illnesses. You can also get teleconsultation benefits. Moreover, Ambulance fees will also be covered under this policy.
The insurance coverage of this plan is Rs. 10,000 which extends to one whole year, only at a premium of Rs. 699 a year.
The Gynaecological Cover Plan covers only the age group of 18 to 35 years. Anybody below 18 years or above 35 years of age will not be able to apply for this plan.