Coverage of up to Rs. 1 Lakh | Buy Surgical Cash Cover Indemnity at just Rs 755

What is Surgical Cash Cover?

Sometimes we find ourselves trapped in medical emergencies requiring surgical treatment procedures. Surgeries can be complex procedures and so they often tend to be expensive. Healthcare expenses can leave a dent in your savings if you want only the best surgeons for you and your loved ones. This is why Bajaj MARKETS presents the Group Care 360 Surgical Cash Cover Indemnity plan by Care Health Insurance Ltd. Such a plan is tailored to cover the expenses incurred during any of the 9 listed surgical procedures in the policy document.

Policy Plan & Details

Here are the plan details of Surgical Cash Cover:

Coverage

Premium (including GST)

Plan Validity

₹25,000

₹755

1 Year

₹50,000

₹1,015

₹1 Lakh

₹1,298

Key Features and Benefits of Surgical Cash Cover

Provides Financial Coverage

The Surgical Cash Cover offers wide coverage to financially safeguard you against healthcare expenses arising out of a surgical procedure!

Secures Against Various Surgeries

You can gain insurance coverage for nine different surgical procedures with the Surgical Cash Cover without any worries.

What is Covered?

  • Covers Major Surgeries

The Surgical Cash Cover Indemnity includes nine major surgical procedures and provides insurance coverage against medical care expenses!

Category

Surgeries Included

Abdominal Organ Related Surgery

Any surgery related to liver, spleen, or pancreas

Brain and Spinal Surgeries

Surgeries related to brain and/or spinal cord

Cancer Surgeries

Surgeries for the removal/treatment of malignant cancers. Chemotherapy/radiotherapy are not included.

Heart Surgeries

Open/closed surgeries related to heart

Kidney Surgeries

Nephrectomy

Major Burns

Surgeries for the treatment of second-degree and third-degree full-thickness burns. Surgeries for cosmetic purposes are not included.

Major Organ Transplant

Surgeries requiring a transplant of major organs such as kidney, liver, or heart.

Open Chest Surgery

Surgeries related to the lung or thorax

Oral and Maxillofacial Surgery

Any surgeries that require the reconstruction of the oral and maxillofacial region. Surgeries for cosmetic purposes are not included.

What is Not Covered?

  • Surgeries Within the First 30 Days

The Surgical Cash Cover plan has an initial waiting period of 30 days. Any surgeries within the first 30 days of the issuance of the policy will not be covered.

  • Surgeries on Account of Pre-existing Conditions

Any surgeries required due to the insured’s pre-existing conditions will not be covered under the plan.

How to Apply for Surgical Cash Cover?

Follow these steps to apply for the Surgical Cash Cover Indemnity:

  • Click on ‘Buy Now’

    Visit the Surgical Cash Cover product page on Bajaj MARKETS and click on ‘Buy Now’.

  • Enter Your Details

    Provide all your necessary details in the online application form.

  • Pay the Policy Premium

    You can pay the premium for your Surgical Cash Cover using any online mode of payment.

Your Surgical Cash Cover policy document will be sent to your registered email ID after you pay the premium amount.

How to File a Claim?

You can easily file an insurance claim under the Surgical Cash Cover in the following ways:

 

Surgical Cash Cover FAQs

  • ✔️What is the sum insured provided under the plan?


    The sum insured options available under the Surgical Cash Cover Indemnity plan are ₹25,000, ₹50,000 and ₹1 Lakh.

  • ✔️What documents are required for making a claim?

    The following documents are required for filing a Surgical Cash Cover claim:

    • Duly signed claim form

    • Doctor's diagnosis confirming the surgical procedure covered under the policy

    • Copies of receipt of expenses

    • Other documents specified by the insurer

  • ✔️How will the claim be settled?

    Payment for the Surgical Cash Cover claim may be settled either through NEFT or through a system cheque.

  • ✔️What is the duration of the Surgical Cash Cover plan?

    The duration of the Group Care 360 Surgical Cash Cover Indemnity plan is 1 year.

  • ✔️What is the premium price for the highest coverage under the Surgical Cash Cover plan?

    The premium price for the highest coverage amount of ₹1 Lakh is ₹1,298.