✓ Home Loan from ₹5 Lakhs To ₹5 Cr ✓ Multiple Lending Partners ✓ Attractive Interest Rates

As per a judgement passed by the Supreme Court in September 2018, it is not mandatory for individuals to link their Aadhaar number with their bank account. However, if a user wishes to link their Aadhaar with their bank account, they can easily do so either online or offline.

In this article, we are going to discuss how you can go about linking your Aadhaar number with your bank account easily through various methods such as internet banking, mobile app, phone banking, etc. While the process might vary slightly depending upon your bank, this is a general step by step guide that would come in handy in most cases.

Steps to link Aadhaar with Bank account online

You can easily link your Aadhaar number with your bank account through internet banking by following the below-mentioned steps:

  • Step 1: Log in to your internet banking account using your username and password.

  • Step 2: Now, under the “My Account” section, select “Update Aadhaar with Bank Accounts (CIF)”.

  • Step 3: On the next page, you will be required to enter your Aadhaar number twice (for confirmation).

  • Step 4: Click on “Submit”, and you will be shown a confirmation that your Aadhaar number has successfully been linked with your bank account.

Steps to link Aadhaar with Bank account online via Bank App

These days, most banks allow you to access their services through mobile applications. Just follow the steps mentioned below in order to link your Aadhaar number with your bank account using the bank’s mobile app:

  • Step 1: Log in to your bank’s mobile app using your credentials or using your biometric information.

  • Step 2: Under the “My Account” section, select the “View/ Update Aadhaar Card Details” option.

  • Step 3: Enter your Aadhaar number twice and tap on “Submit”. You will be shown a confirmation regarding the successful linkage of your Aadhaar number with your bank account.

Steps to link Aadhaar with Bank account Offline

You can also take the offline route to link your Aadhaar number with your bank account. Just follow the below steps to get your Aadhaar number linked with your bank account:

  • Step 1: Download the Aadhaar Linking form from your bank’s official website.

  • Step 2: Fill out the form with all the required details including your Aadhaar number.

  • Step 3: Attach a photocopy of your Aadhaar card details with the form.

  • Step 4: Submit this form along with the attached photocopy of the Aadhaar card at your nearest branch office. You may also be required to show your original Aadhaar card for verification.

  • Step 5: Once you have submitted the application, it will most likely take a couple of days for your Aadhaar card to be successfully linked with your bank account. You will be notified by the bank on your registered mobile number once the linking process is complete.

Steps to link Aadhaar Card with your Bank Account at an ATM

You can also link your Aadhaar number with your bank account by visiting an ATM. Just follow the below steps to link your Aadhaar number with your bank account at an ATM using your debit card:

  • Step 1: Swipe your debit card at the ATM and enter the debit card PIN.

  • Step 2: From the menu shown on the screen, select the “Services” option.

  • Step 3: Now, select “Registration” followed by “Aadhaar Registration”.

  • Step 4: Enter your 12-digit Aadhaar number. You will be prompted to enter your Aadhaar number twice for confirmation.

  • Step 5: Finally, tap on “Okay” (or something to that effect) on the ATM screen. You will be able to see a confirmation message regarding the successful linkage of your Aadhaar number with your bank account.

Steps to link Aadhaar card with Bank Account via SMS

You can also use the SMS banking service to link your Aadhaar number with your bank account. Just follow the below-mentioned steps:

  • Step 1: Send “UID<Space>Aadhaar Number<Space>Bank Account Number” to 5676767.

  • Step 2: You will get a confirmation message from the bank that your seeding request has been accepted and the same has been sent for further confirmation.

  • Step 3: The bank then verifies your details with UIDAI. If the verification is successful, your Aadhaar number is successfully linked with your bank account.

Steps to Link Aadhaar card with Bank account via Phone

Most banks also support Aadhaar-bank account linking via phone banking. You may follow the steps below to get your Aadhaar number linked with your bank account via phone banking:

  • Step 1: Give a missed call to the number provided by the bank for the purpose.

  • Step 2: You can expect a callback from the bank where you can select from a host of several options as mentioned by the IVR.

  • Step 3: Now, enter your 12-digit Aadhaar number and then confirm the same.

  • Step 4: You will get a text message from the bank once your Aadhaar number is successfully linked with your bank account.

How to Check If Your Bank Account is Linked With Aadhaar?

You can easily check if your Aadhaar number is linked with your bank account on the official UIDAI website by following the steps mentioned below:

  • Step 1: Visit the official UIDAI website - uidai.gov.in

Aadhaar link to bank account

  •  Step 2: Now, navigate to the ‘Aadhaar Services’ category and select ‘Check Aadhaar & Bank Account Linking Status’.

     

  •  Step 3: Enter your 12-digit Aadhaar number. You will receive an OTP on your registered mobile number.

     

Aadhar card link to bank account status

  • Step 4: Now, enter the OTP received in the designated space to confirm your Aadhaar details. You should now be able to see the status of the request to link your Aadhaar with your bank account.

Benefits of Linking Aadhaar With Bank Account

While it is not compulsory to link your Aadhaar number with your bank account, you do get certain benefits if you choose to do so:

  • You can use your Aadhaar as a KYC document in case you wish to avail any other service from the bank

  • You become eligible for the various credit subsidies provided by the government

FAQs on How to Link Aadhaar Number with Bank Account?

  • ✔️Is it mandatory to link Aadhaar number with bank account?

    No, it is not mandatory to link your Aadhaar number with your bank account.

  • ✔️How do I check if Aadhaar number is linked with my bank account?

    You can check whether your Aadhaar number is linked with your bank account on the official UIDAI website. You may find the option under the “Aadhaar Services” section on the website.

  • ✔️Can I link my Aadhaar to multiple bank accounts?

    Yes, you can link your Aadhaar number with multiple bank accounts.

  • ✔️What happens if the bank account is not linked with Aadhaar?

    It is not mandatory to link your Aadhaar with a bank account. Hence, you will not face any problem even if your Aadhaar number is not linked with your bank account.

  • ✔️Who is eligible to link the Aadhaar number with a bank account?

    Anyone who has a bank account and an Aadhaar card can link the two.