As per the Supreme Court ruling, it is not at all mandatory for an individual to link their Aadhaar-related details to their bank account anymore. However, if the user still wants to go ahead and link their Aadhaar with their bank account, they can easily link their Aadhaar number with a bank account online or any other way that they see fit. The steps for linking aadhaar to you can follow if you choose to link your Aadhaar with your bank account.
Step 1: Log on with your official ID on the portal of the bank with whom you have the account that you would want to link.
Step 2: Then, you must enter your user id and password.
Step 3: Post the same, Under the section which reads “My Account”, you must click on the sub-section which will read something on the lines of “Update Aadhaar with Bank Accounts(CIF)” sub-section.
Step 4: Next step of the Aadhar Bank Linking process will require you to enter the profile password for Aadhaar Registration
Step 5: A page will open where you will be asked to enter your Aadhaar number twice.
Step 6: Click on the “Submit” button after entering your Aadhaar number.
Step 7: A message will be displayed on successful seeding of your Aadhaar.
Banks have made it very easy for customers to access the Aadhaar linking feature by providing the facility for Aadhaar bank linking process on mobile applications. Here is how one can Link Aadhaar Number with Bank Account Online through the bank’s mobile app:
Step 1: In order to Link Aadhaar Number with Bank Account Online through the bank’s mobile app, you must log in to your bank’s mobile application with your ID or customer number.
Step 2: In the ‘My Accounts’ section under ‘Services’ tab, click on the “View/Update Aadhaar card details” option.
Step 3: The next step of the Aadhar bank linking online process will require you to enter your Aadhaar number twice and click on the Submit button.
Step 4: You should now get a message regarding the successful completion of your Aadhar bank linking process.
If the two aforementioned Aadhar bank linking methods are something that you cannot possibly undertake, you can also get your bank accounts linked with Aadhaar the old fashioned way: By visiting a bank in order to initiate the Aadhar bank linking process. Read on to know more about that now.
Account holders can initiate and successfully complete the Aadhar bank linking process easily if they follow the below steps. They are:
Fill the Aadhar bank linking application form that can be found on the website of the bank. In order to do so, one must visit their bank’s official website to find the Aadhar bank linking form. If the Aadhar bank linking form is not available on the website, one must visit a bank branch near them.
You must then mention your bank account details in addition to your Aadhaar number properly.
Third part of the Aadhar bank linking process will require you to attach a self-attested photocopy of your Aadhaar Card along with the form.
Submit the Aadhar bank linking form and the Aadhaar copy at the counter where you may be asked to furnish your original Aadhaar card for verification.
Your Aadhar bank linking application will be accepted and it may take a couple of days to link your bank account with Aadhaar.
Once linked, you will be notified on your registered mobile number regarding the successful completion of the Aadhar bank linking process.
The account holders these days can easily access the ATM of the bank in order to link their Aadhaar card with the bank account. In order to do so, they will have to follow the following set of these simple steps:
First, swipe your ATM card and then enter your secret PIN
When you see the “Services” menu, you must select the option which reads “Registrations”.
Post the same, you must select the “Aadhaar Registration” option.
After that, you will have to select the account type and then enter your 12 digit Aadhaar number.
Next, you will be asked to re-enter the Aadhaar Number. After that, you will have to click on a button which reads “Okay” or something to that effect.
You will then get a confirmation message concerning the successful linking of your Aadhaar Number with the account you wanted to link it to.
Additionally, an account holder can also get his or her bank account linked with their Aadhaar-related credentials by sending a simple SMS as well. However, it must be noted that not all banks provide this kind of a facility. Moreover, SMS formats vary and the same is dependent on the bank itself. You will find an example of how a State Bank of India account holder can link aadhar number with bank account online with the help of an SMS:
Type a message in the following format: (UID<space>Aadhaar number<space>Account number). Post which, you must send it to 567676.
You will then get a confirmation message, which will state that your seeding request has been accepted and may even say that it has been sent for further processing.
The bank then verifies the details with UIDAI (The organisation acts as an authoritative figure in all matters concerning Aadhaar Cards or the applicability of Aadhaar-related details).
In the event an attempt at verification is unsuccessful, the bank account and the Aadhaar card holder will get a message, which will ask them to visit the nearest bank branch with your original Aadhaar Card.
Several banks even provide the facility to link Aadhaar number with bank accounts online through phone. The number for different banks is different. Here is how you can do it easily:
If your bank supports Aadhar bank linking over the phone, the account holder can give a missed call to the number provided by the bank.
The bank account holder can expect a call-back from the institution where you can select from a host of several options as narrated by the IVR.
Then, you must enter your 12 digit Aadhaar number and then confirm it.
You will get a text message as and when the Aadhar bank linking process is complete.
In most of the cases, the bank account holder as well as the Aadhar card holder will be notified of their aadhar bank link status through an SMS on your registered mobile number or email address with the bank.
If you plan on linking your Aadhaar to your bank account, you are unlikely to find any information on how to check the aadhar bank link status on the UIDAI website. You will have to speak with your bank to know more about your aadhar bank link status.
Previously, however, you could check your Aadhaar aadhar bank link status via the UIDAI website.
The steps that were followed as a part of this particular adhaar bank link status check process were as follows:
Visiting the official website at "https://uidai.gov.in/".
Secondly, in order to check the aadhar bank link status, the account holder had to then navigate to the ‘Aadhaar service’ category and select ‘Check Aadhaar & Bank Account Linking status’.
Once that is done, enter your 12-digit Aadhaar and the captcha provided. An OTP would then be sent to your registered mobile number. This would get you a step closer to finding out more about your adhaar bank link status.
Aftering entering the OTP and then logging in, a screen with aadhaar bank link status pertaining to your request would be displayed.
If the aadhar bank link status says that the process linking process was successful, the page would read something on the lines of ‘Congratulations! Your Aadhar bank linking process is done!’.
If you would like to learn more about the concept of Aadhaar Cards and the various places it is used, you can do so on Finserv MARKETS.