Introduced by the Bihar Government, the Bihar Student Credit Card Yojana, or BSCC, is a scheme that is aimed at providing funding to students who require financial assistance to continue with their higher education. The scheme intends to boost the state’s Gross Enrolment Ratio (GER) from 14.3 in 2018 to 30% in 5 years. The Bihar Student Credit Card Yojana beneficiaries are provided with the financing of up to Rs.4 lakh at very low-interest rates. This money can be used to finance technical as well as general and polytechnic courses. The government bears the loan, and the repayment begins only when you secure a job after the course is complete.
To apply for a student credit card in Bihar, you need to be eligible. If you match the eligibility criteria- you are resident of Bihar, have completed your Class 12, are under 25 years, are seeking to pursue education from an authorised institute and have completed the entirety of your higher education course, you can proceed with the BSCC apply process. The student credit card in Bihar on how to apply procedure is divided into two steps. First, you need to complete the Bihar student credit card registration process by entering the requested details. Once your information has been validated, you can go on to fill the Bihar student credit card application form. Once you have submitted your personal information, the apply Bihar student credit card process will be complete.
The Student credit card Bihar apply online procedure is simple and easy to understand. All you need to do is follow the below-mentioned steps-
Visit the Planning and Development Department official website, which is under the Bihar State Government and is responsible for the Bihar government student credit card apply online process
Click on the ‘New Applicant Registration’ tab and register as a new applicant
Fill the form with the necessary details requested to initiate for Bihar student credit card loan apply online
Enter the OTP number sent to your registered email ID and mobile number.
After the verification of the OTP, you will be presented with a new student credit card Bihar online apply form in which you will have to fill in your personal details
Once you have submitted the form, choose ‘Student Credit Card’ from the set of three options provided to you
To complete the Bihar student credit card scheme online apply process, enter the necessary details, and click submit
On successful submission of your application form, you will be provided with a unique ID number on your registered mobile number.
To get a student credit card in Bihar, you need to go to the online portal and apply for student credit card Bihar by completing the registration and then the application form.
To be eligible for a Bihar Student Credit Card, applicants must be residents of Bihar, under 25 years of age, passed Class 12, pursuing education from an authorised institute and completed the entirety of their higher education course.
The Bihar Student Credit Card is a special card under the Bihar Student Credit Card Yojana, that offers aspiring students with financial constraints to pursue higher education using an education loan of up to 4 lakhs and nominal interest rates.
The full form of BSCC is Bihar Student Credit Card.