Smartphones have become an essential part of our daily lives. Using a credit card to purchase a smartphone not only adds convenience but also unlocks rewards, discounts, and flexible EMI options. Below is a list of credit cards offering exclusive benefits on mobile purchases, with validity extending through 2025.

Credit Card Offers on Smartphones in 2025

Here are the credit card offers you can consider if you are planning to buy a new phone:

Credit Card Issuer

Offer Details

Offer Validity

ICICI Bank

Up to ₹10,000 instant cashback on Apple products via ICICI Credit Card, Credit Card EMI, and Debit Card EMI

31st March 2025

  • 65% of transaction value converted into 24 EMIs for OnePlus 12 & 12R

  • 70% of transaction value converted into 24 EMIs for OnePlus Open

31st March 2025

Instant discount of up to ₹2,000 on Realme mobiles (min transaction ₹6,999)

31st March 2025

Axis Bank

Up to 22.5% cashback on Samsung products via Axis Credit Card & EMI transactions

31st March 2025

Instant discount of up to ₹10,000 on Apple products via official stores/websites

31st March 2025

Disclaimer: All offers listed above are valid for a limited time and may change without prior notice. Please review the respective brands’ terms and conditions, along with the latest updates and offer validity, before making a purchase.

How to Get These Offers When Buying a Smartphone

Here are the steps you can follow to get the offers, segregated according to the specific plan:

iPhone Assured Buyback Plan

  1. Visit participating Apple-authorised resellers or large retail stores

  2. Enquire about the Assured Buyback Plan

  3. Use your ICICI Bank credit card to pay

Realme Exclusive Discount

  1. Visit www.realme.com/in

  2. Select a smartphone, add it to your cart, and proceed to checkout

  3. On the payment page, select ICICI Bank under Net Banking

Redmi Special Offer

  1. Visit www.mi.com or use the mobile app

  2. Add items to the cart

  3. Pay using ICICI Bank Net Banking credentials

OnePlus Easy Upgrade Programme

  1. Visit OnePlus-authorised reseller stores, Reliance or Croma partner stores, or www.oneplus.in

  2. Choose an eligible device

  3. Use your ICICI Bank credit card to pay 65–70% in EMIs and opt for assured buyback through Cashify

Apple Cashback on ICICI Bank Cards

  1. Use an ICICI Bank Credit Card, Credit Card EMI, or Debit Card EMI at authorised Apple stores

  2. Cashback is applied automatically

Apple Instant Discount on Axis Cards

Use an Axis Bank Credit Card (including EMI transactions) to make purchases at Apple-owned stores or on www.apple.com/in

Axis Bank Cashback

  1. Use an Axis Bank Credit Card for eligible purchases

  2. Cashback is credited to your account as per the bank’s policy

     

Disclaimer: The aforementioned details are provided for informative purposes only. Some of the credit cards mentioned on the page may not be available on Bajaj Markets. Kindly visit the official website for more details.

Frequently Asked Questions

Can we buy a mobile phone using a credit card?

Yes, you can buy a mobile phone using a credit card, with benefits such as EMI plans, discounts, and cashback offers.

What time of the year is best for credit card offers?

The festive season and year-end sales typically feature the best credit card offers for mobiles.

Which credit card is best for mobile shopping?

The best credit card for mobile shopping depends on factors such as cashback offers, discounts, EMI options, and partner deals with smartphone brands. Look for a card that provides benefits like easy EMI, instant discounts, and reward points on mobile purchases.

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