How to Check ICICI Credit Card Balance?

If you hold an ICICI bank credit card, it is now easier to conduct an ICICI credit card balance check, thanks to the bank’s varied options to do so. Making use of these facilities, you can check credit card balance when needed, and make expenditures in line with your credit limit – enabling you to avoid paying penalties for expenditures over and above your limit.

If you wish to undertake an ICICI credit card balance enquiry, you can make use of the following methods:

You can conduct an ICICI card balance check by making use of the following methods:

1. How to Check ICICI Credit Card Balance Online?

• Via Net Banking: To make an ICICI credit card balance enquiry via net banking, you first must register your card with the bank’s net banking facility. Once registered, you can access the ICICI bank credit card net banking portal.and click on ‘Credit Cards’ in the drop-down menu. Once there, a range of options will show up – ‘ICICI Bank Credit Card Balance’, ‘ICICI Bank Credit Card Statement’ and ‘ICICI Bank Credit Card Bill Payment’. This will help you gauge how much credit you have already utilized, your available credit, and the due date for bill payments. Making use of this facility, you can keep track of your credit card spending, and make sure you pay your bills in a timely manner.

• Via Mobile Application: ICICI Bank has its own proprietary mobile application. Once you are registered as an account holder with the bank, you can use your login credentials to access the application and check your credit card utilizations, balance, and bill payment deadlines.

• Via SMS: You can also conduct an ICICI card balance check by means of SMS. To check your credit card balance, type IBALCC <last 6 digits of your credit card> and send it to 9215676766 or 5676766. To check your payment due date, type IPDDCC <last 6 digits of your credit card> and send it to 9215676766 or 5676766.

2. How to Check ICICI Credit Card Balance Offline?

• Via Customer Care: To make an ICICI credit card balance enquiry via the ICICI credit card customer care helpline, you can call 1800 425 4059 – to check for available credit, credit used already, and the next bill payment due date.

• Via ATM: You can also visit the nearest ICICI ATM in your proximity and check your credit card balance by entering your ATM PIN number.

• Via Branch Visit: In case you are a first-time user and aren’t too comfortable with checking your credit card balance online, you can visit the nearest ICICI branch, and consult with bank officials there.

• Via Monthly Statement: Every month, ICICI sends its customers a monthly statement, with details pertaining to credit card balances, available credit, and the payment due date.

ICICI credit card balance enquiry on a routine basis is essential so that you can:

•  Arrange for outstanding dues and repay the same in its entirety.

• Avoid spending beyond your means.

• Better gauge your spending patterns.

• Identify unwanted transactions and terminate them.

While owning a credit card has its boons, it is vital for you to check your balance and payment due dates, to avoid paying penalties and incurring higher rates of interest. Visit Bajaj Markets today, to learn more about ICICI credit card balance check.