SBI Bank Credit Card Payment

SBI Bank Credit Card Payment

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SBI Credit Card Payment

SBI Credit Card offers numerous payment methods, both online and offline, to pay your credit card bill quickly and conveniently. Each credit card payment method has a different payment processing time, which you need to be aware before initiating SBI credit card bill payment. You need to make the SBI credit card online payment or offline before the due date. SBI bank credit card online payment options provided by SBI is a fast and easy way to pay your card bills. The payment methods include SBI credit card payment through debit card, NEFT, Bill Desk, Visa Pay, internet banking, mobile banking or by setting up a standing instruction for auto-debit. Let us discuss the SBI card bill payment methods in more detail.

SBI Card Online Payment Options


  • IMPS payments are made through a real-time platform that works 24 hours a day, seven days a week and 365 days a year

  • Users can not only make SBI credit card payment but also mobile bills, utility bills, travel tickets, etc.,

  • This payment method is safe, reliable to transfer funds or pay credit card bills economically.

How To Make An SBI Bank Credit Card Payment through IMPS?

Step 1: Log in to the SBI online banking facility using Username and Password. You must be registered for online banking to avail of this facility.

Step 2: Click on the ‘Continue To Login’ tab and locate the ‘Payment and Transfer’ tab, and click the same, you shall find the ‘IMPS’ tab and click the same.

Step 3: Submit either an MMID of an IFSC code.

Step 4: Fill in the financial information such as your bank account, which needs to be debited, credit card number, the billing amount, the details of a beneficiary, MMID or IFSC code, contact number, etc.

Step 5: Finally, click on the ‘Confirm’ tab. The SBI credit card online bill payment will be completed.


  • Users can pay SBI card online bill payment through any bank account using SBI Card Payment IFSC code.

  • Follow the standard NEFT payment procedure that requires the use of credit card account details and IFSC Code.

  • NEFT is quite a secure and straightforward method of SBI Bank credit card payment

  • You can make payment through NEFT with a non-SBI account only.

Pay SBI Credit Card Bill using NEFT

Given below are the steps to pay SBI credit card payment NEFT–

Step 1: Firstly, Log in to the net banking portal of the bank through which you want to make the SBI card payment NEFT

Step 2: Add SBI Card as a third party beneficiary and proceed to pay your credit card bill

Step 3: Enter your 16-digit SBI Card number in place of the account number

Step 4: Write SBI CREDIT CARD – NEFT in the Bank Name section

Step 5: Use SBI Card Bill Payment IFSC code SBIN00CARDS to make the payment

Step 6: Enter the bank address – Payment Systems Group, State Bank GITC, CBD Belapur, Navi Mumbai

Step 7: Submit and Verify to complete the SBI card payment NEFT

3. Pay Credit Card Payment Through Online Banking

  • Log in to your net banking account of your bank and then go to the registered credit cards and select your registered SBI credit card that you need to make the payment towards.

  • To avail the online banking facility, you need to register your SBI credit card on the net banking service of your bank account.

4. SBI Credit Card Bill Desk Payment

  • SBI credit card bill desk of the outstanding balance using your debit card, visit

  • Fill in your credit card number along with the other required details.

  • Finally, click on 'Pay Now' and you will be able to pay through the SBI card bill desk, it needs to support the debit card of your non-SBI bank.

5. Pay Credit Card Bill through Mobile wallets and payment systems.

Account Holders can make SBI Bank credit card bill payment through SBI mobile banking app anytime and anywhere.

How to Pay SBI Card bills using SBI Mobile Banking?

  • Register for SBI Mobile Banking on the SBI Anywhere app or SBI Yono app

  • Log in with your username and MPIN (Mobile personal identification number)

  • Start with the SBI Bank credit card bill payment by clicking on the bill pay section

  • Add your SBI credit card in the “Add Biller” section then select View and Pay Bills to make the credit card payment

6. Pay SBI credit card bill through Paytm

  • To apply, visit

  • Now fill in your credit card number in the 'Credit Card Bill Payment' field and click on proceed.

  • Select a payment method, whether it is BHIM UPI or Net Banking and click on 'Pay now'.

  • Fill in the credit card payment details to complete the payment.

7. Payment Using Bank’s Website

  • Login to and choose 'Bill Payments' and enter 'Manage Biller'. Then select the 'Add' tab and opt for 'All India Billers'.

  • Now select 'SBI Cards and Payment Services Pvt. Ltd'. To register the biller, submit the details and verify the transaction with an OTP.

  • Once it is done, you can view and pay your bills. Click on 'View/pay bills' and choose 'Without bills'.

  • You can then select 'SBI Card' and proceed to make the payment.

8. Pay Credit Card Bills using Visa Transfer

To pay your SBI credit card outstanding through the Visa Credit Card Pay facility, login to the net banking page of your bank and go to 'Third Party Funds Transfer'.

  • Now select 'Visa Credit Card Pay' and enter the sender and recipient details.

  • Now, click on 'Confirm'.

9. SBI card payment through Debit Card Online with Auto Debit Facility

  • You need to register for this facility for SBI credit card payment via Debit card.

  • Click the Auto Debit form by visiting

  • Send the duly filled form to the following address:

  • SBI Card, Correspondence Department,

  • DLF Infinity Towers; Tower - C,

  • 10-12 Floor, Block - 2, Building 3,

  • DLF Cyber City, Gurgaon - 122002, Haryana, India

  • As you register for the service, you would need to choose between the total amount due and the minimum amount due on your credit card that would be debited every month.

Credit Card Offline Payment Methods

1. Pay Credit Card Bill Offline by Cash Payment

  • You can choose to make over the counter (OTC) on SBI credit card bill payment worth over Rs. 20,000 at any of the SBI branches across India

  • You will receive an instant payment receipt for the same

  • Fill in the payment receipt and submit it at the branch

  • Collect the acknowledgement receipt for future references

  • The SBI bank branch may charge you a fee for making cash payment 

2. Pay Credit Card Bill Offline by Calling Customer Care

SBI Credit Card Customer Care Toll-Free Number- 1860 180 1290 or 1800 180 1290

For some common banking queries, SBI Card also offers missed call service, where you need to give a missed call using the registered mobile number. Once you give a missed call, you will receive an SMS on your mobile.

  • For Credit Card Balance Enquiry- 8422845512

  • For Credit Reward Points Summary- 8422845514

  • For more information on Available Credit Limit and Cash Limit- 8422845513

  • For Last Payment Status- 8422845515 

3. Pay Credit Card Bill Offline Through the ATM

  • You can also use SBI ATMs across India to make payments towards your credit card bills

  • You have to visit an SBI ATM and choose the services tab displayed in the ATM menu

  • There you can fill in your card number and the amount to be paid toward your credit card

  • You will soon receive a payment acknowledgement receipt 

4. SBI Credit Card Payment Offline by Drawing a Cheque/DD

  • There are regular drop boxes that are located across more than 1,300 SBI branches in India

  • Fill in the correct credit card number on your cheque along with your name and registered mobile number

  • Mentioned the “SBI Card no. <16 digit card number>“

  • Before submitting make sure that the cheque follows CTS 2010 standards for timely processing

By paying your Credit Card bill online, you will never have to step out of the comfort of your home ever again. You can pay your Credit Card bill anytime and anywhere via a computer or even through your mobile phone. Not only is it effortless, but it is also an environmentally friendly way of making your payments. Processing your Credit Card bill payment online is free of all processing costs, so you don’t have to worry about your finances bearing the extra brunt of a bunch of avoidable charges.


  • ✔️How can I pay my SBI credit card bill?

    SBI credit card bill can be paid through offline and online methods. You can choose the kind of payment method you are comfortable with and make the bill payment towards your credit card with ease.

  • ✔️How can I pay my SBI credit card bill by SMS?

    You can start using Simply SMS service by sending an SMS to 5676791 from your registered mobile phone. You will receive the information instantly using Simply SMS, include:

    • Balance enquiry

    • Available credit and cash limit

    • Block lost or stolen cards

    • Last payment status

    • Reward points summary

    • Subscribe to e-statements

    • Request for Duplicate statement

  • ✔️How can I know my SBI Bank credit card bill?

    You can view your SBI credit card bill statement online with the following steps.

    Step 1: Log in to using the User ID and password

    Step 2: Click on "My Accounts" option

    Step 3: Now click on “Card Statement."

    You can View / Print or Download your credit card statements for the latest 24 months and from the date of registration, whichever is recent.

  • ✔️How do I pay my credit card bill using SBI mobile app?

    Steps to Make SBI Credit Card Bill Payment using SBI Card App

    Step 1- Download the SBI Credit Card Mobile Banking App and Register/Login on the same (Registration is a one-time process only)

    Step 2: Click on “Pay Now” button

    Step 3: Select the amount you need to pay – total outstanding, minimum or another amount

    Step 4: Choose a payment method and select your bank. You will be redirected to the bank’s payment interface

    Step 5: Confirm your details and pay

  • ✔️What is the unbilled amount in an SBI credit card?

    The unbilled amount is the total credit transactions that are made after your last SBI credit card statement is generated. The SBI credit card statement refers to the credit card bill, which shows your outstanding amount that you would have to pay by your due date.