SBI Credit Card Reward Points

SBI credit cards are known to offer the best reward points. As per your credit card, you get exciting rewards on all your purchases. To claim the benefits of the SBI credit card, choose a card that best matches your lifestyle and spending habits. There are SBI credit card reward points  for different types of purchases such as dining, shopping, travel, etc. There are special SBI rewards on products such as electronics, lifestyle, home décor, vouchers, etc., as well which you can access as per your accumulated SBI card reward points. Furthermore, you can use the ‘SBI Credit Card reward points converted to cash facility’ to pay your bills.  

List of Some of the Top SBI Credit Cards for Reward Points

The SBI credit card reward points for different SBI card variants are provided below.

1. SBI Card PRIME

• You can earn 10 reward points for every ₹100 you spend on departmental stores, movies, dining, and groceries.

• You can earn 2 reward points for every ₹100 you spend on all other retail purchases except fuel.

• You can enjoy a 1% fuel surcharge waiver on fuel purchases worth ₹500 to ₹4,000 across all the petrol stations in the country. This surcharge waiver is capped at ₹250 per statement cycle.

• You can earn extra 20 reward points for every ₹100 spent on your birthday.

2. SBI Card ELITE

• With this SBI credit card, you can earn up to 50,000 reward points that amount to ₹12,500 per year.

• By spending ₹3 Lakhs and ₹4 Lakhs annually, you can earn 10,000 bonus reward points.

• By spending ₹5 Lakhs and ₹8 Lakhs annually, you can earn 15,000 bonus reward points.

• You can earn 5X reward points on groceries, departmental stores, and dining spends.

• You can earn 2 reward points for every ₹100 you spend on all non-fuel purchases.

• You can enjoy a 1% waiver on fuel surcharge across all petrol stations in the country. This surcharge waiver is capped at ₹100 per month per statement cycle.

How to Check SBI Credit Card Reward Points

The following ways can be used to check the SBI credit card reward points.

 

• Through the summary of your reward points on the most recent statement of your credit card. 

• You can use Chatbot ILA to login to your account and inquire about the reward points.

• By giving a missed call to 8422845514 from your mobile phone. 

• You can use the SMS feature and send ‘REWARDS <space> your SBI credit card’s last four digits’ to 5676791 from your registered phone number.

• By logging into the SBI net banking website and checking the ‘Rewards’ section. 

• You can view your SBI credit card reward points by using the SBI mobile app. 

How to Redeem SBI Rewards

You can redeem the SBI credit card reward points either online or offline.

Given below are ways in which you can redeem them online:

1. Using the Internet Banking facility:

• Use your SBI password and customer ID to log into the SBI credit card portal

• Select ‘Redeem Rewards’ under the ‘Rewards’ section. 

• Use filters like city, category and rewards points.

• Pick your preference from the Rewards Catalogue.

• Select ‘Redeem Now’. 

2. Using the Mobile Banking facility:

• Enter your SBI password and user ID to login to the SBI mobile app.

• Under the ‘Rewards’ option, select ‘Redeem Rewards’.

• Apply filters such as category, reward points and city

• Choose the item of your choice from the Rewards Catalogue.

• Select ‘Redeem Now’ to go ahead with the process of redemption.

You can opt to redeem your SBI credit card reward points offline as well. You could do so by contacting the customer service centre of SBI at 18601801290 or 18001801290. A customer care executive will assist you with the redemption process.