SBI Bank Credit Card Reward Points

Overview

SBI Cards come pre-equipped with an exciting reward point program. Each card offers a unique reward system and it is imperative to choose the right SBI credit card to avail the maximum benefits from their reward programmes. Let’s take a detailed look at the SBI reward points and learn how to redeem them.

SBI Credit Cards Reward Points Table

How can I earn Reward Points with the SBI Card Rewards Program?

Customers can earn exciting rewards on almost all SBI credit Cards. The below mentioned table highlights the rewards points a customer can earn through SBI Cards:

How to Redeem SBI Rewards?

SBI card reward points can be redeemed online via Net Banking or Mobile App. You can redeem SBI Credit Card reward points with the following methods-

Online:

Follow the steps given below for online reward point redemption. For SBI Internet Banking, you can-

Step 1- Login to SBI Card portal using your customer ID and Password.

Step 2- Go to the ‘Rewards’ section and click on ‘Redeem Rewards’.

Step 3- Filter the Reward Points, City and Category.

Step 4- Check the items on ‘Rewards Catalogue’ and select one as per your choice.

Step 5- Click on ‘Redeem Now’ to confirm.

Mobile Application:

Step 1- Login to SBI Card mobile app with your Customer ID and Password.

Step 2- From the left side menu, select ‘Rewards’ option and click on ‘Redeem Rewards’.

Step 3- Filter the Reward Points, City and Category.

Step 4- Check the items on ‘Rewards Catalogue’ and select one as per your choice.

Step 5- Click on ‘Redeem Now’ to confirm and proceed with your redemption process.

Offline:

You can redeem SBI reward points offline by following check the process mentioned below:

Customer Care

You can redeem reward points by calling on the SBI card customer care number. The customer care representative will help you with the redemption process. You can either pay for the item in points altogether or choose the ‘Points+Pay’ option where you can redeem your points and pay the additional amount from credit card.

Transactions NOT Eligible for Reward Points

SBI Card has updated the terms and conditions related to the transactions that are not eligible for earning reward points. From July 1, 2020 onwards, the following transactions will not earn any reward points:

• E-Wallet loading transactions
• Cash withdrawal
• Balance transfer
• Disputed transactions
• Purchases at petrol pumps or service stations
• Encash or Dial-a-draft facility
• Financial charges including late payment charges, dishonoured cheque charges, etc.

Also, in case you cancel or return a transaction and request a refund, the reward points earned on the transaction will be reversed. Same is the case with charge disputes.