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How about checking some pre-approved offers you might be eligible for?

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✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card from SBI Bank now!

Overview

SBI Cards come pre-equipped with an exciting reward point program. Each card offers a unique reward system and it is imperative to choose the right SBI credit card to avail the maximum benefits from their reward programmes. Let’s take a detailed look at the SBI reward points and learn how to redeem them.

SBI Credit Cards Reward Points Table

Sr No

SBI Credit Card

Reward Points

Accelerated Rewards

1

SimplySAVE SBI Card

1 Reward Point per Rs.100 spent

10x SBI credit card reward points on Dining, Movies, Departmental Stores and Grocery Spends

2

SimplyCLICK SBI Card

1 Reward Point per Rs.100 spent

5X rewards on all online spends

10X Reward Points on online spends with exclusive partners

3

SBI Card PRIME

2 Reward Point per Rs.100 spent

10 Reward Points per Rs.100 spent on Dining, Groceries, Departmental stores and Movies

20 Reward Points per Rs. 100 spent on standing instructions of Utility Bills payments

9 Club Vistara Points for every Rs. 100 spent on Vistara flights

20 Reward Points per Rs. 100 spent on your birthday

4

BPCL SBI Card

1 Reward Point per Rs.100 spent

5X Reward Points per Rs.100 spent on Groceries, Departmental stores, Movies, Dining 

13X Reward Points on fuel purchases at BPCL petrol pumps

2,000 Activation Bonus Reward Points on payment of joining fee

5

IRCTC SBI Platinum Card

1 Reward Point per Rs.125 spent across all categories except fuel

350 activation bonus Reward Points on a single transaction of Rs. 500 or more within 45 days of card issuance

6

SBI Card ELITE

2 Reward Point per Rs.100 spent (except fuel)

5X Reward Points on Dining, Departmental Stores and Grocery Spends

Up to 50,000 Bonus Reward Points worth Rs.12,500/ year

Earn 10,000 bonus Reward Points on achieving annual spends of Rs. 3 lakhs and 4 lakhs

How can I earn Reward Points with the SBI Card Rewards Program?

Customers can earn exciting rewards on almost all SBI credit Cards. The below mentioned table highlights the rewards points a customer can earn through SBI Cards:

SBI Credit Card Name

Reward Points

Accelerated Reward

SBI Prime Credit Card 

2 reward points per Rs.100 spent

10 reward points on spends made for groceries or shopping at departmental stores, dining and movies

SimplySAVE SBI Card

1 reward point per Rs.100 spent

10 reward points on spends at groceries or shopping at departmental stores or dining as well as movies.

SBI Elite Credit Card

2 reward points per Rs.100 spent

10 reward points on spends made for groceries or shopping at departmental stores, dining and movies

SimplyCLICK SBI Card

1 reward point per Rs.100 spent

5 times the rewards for online expenditure.

10 times the reward points for every online transaction with the exclusive partners

How to Redeem SBI Rewards?

SBI card reward points can be redeemed online via Net Banking or Mobile App. You can redeem SBI Credit Card reward points with the following methods-

Online:

Follow the steps given below for online reward point redemption. For SBI Internet Banking, you can-

Step 1- Login to SBI Card portal using your customer ID and Password.

Step 2- Go to the ‘Rewards’ section and click on ‘Redeem Rewards’.

Step 3- Filter the Reward Points, City and Category.

Step 4- Check the items on ‘Rewards Catalogue’ and select one as per your choice.

Step 5- Click on ‘Redeem Now’ to confirm.

Mobile Application:

Step 1- Login to SBI Card mobile app with your Customer ID and Password.

Step 2- From the left side menu, select ‘Rewards’ option and click on ‘Redeem Rewards’.

Step 3- Filter the Reward Points, City and Category.

Step 4- Check the items on ‘Rewards Catalogue’ and select one as per your choice.

Step 5- Click on ‘Redeem Now’ to confirm and proceed with your redemption process.

Offline:

You can redeem SBI reward points offline by following check the process mentioned below:

Customer Care

You can redeem reward points by calling on the SBI card customer care number. The customer care representative will help you with the redemption process. You can either pay for the item in points altogether or choose the ‘Points+Pay’ option where you can redeem your points and pay the additional amount from credit card.

Transactions NOT Eligible for Reward Points

SBI Card has updated the terms and conditions related to the transactions that are not eligible for earning reward points. From July 1, 2020 onwards, the following transactions will not earn any reward points:

  • E-Wallet loading transactions
  • Cash withdrawal
  • Balance transfer
  • Disputed transactions
  • Purchases at petrol pumps or service stations
  • Encash or Dial-a-draft facility
  • Financial charges including late payment charges, dishonoured cheque charges, etc.

Also, in case you cancel or return a transaction and request a refund, the reward points earned on the transaction will be reversed. Same is the case with charge disputes.

FAQs

  • ✔️Can the cardholder check Reward Points Summary?

    Yes, the cardholder can check reward points summary by following the below mentioned methods:

    1. Refer latest credit card statement

    2. SMS REWARD (along with last 4 digits of card number) to 5676791 from registered mobile number

    3. logging in to sbicard.com > Dashboard > at the bottom, the rewards points summary & expiring rewards points are displayed

    4. Log in to sbicard.com > Dashboard > at the bottom, the rewards points summary & expiring rewards points are displayed

    5. Merchandise, movies, e-voucher, air ticket, hotel and recharge are some of the categories under which reward points can be redeemed.

  • ✔️Are there any charges applicable on redemption of reward points on SBI Credit Card?

    A redemption fee of Rs. 99 + GST is applicable on every redemption request processed for the cardholder.

  • ✔️Can cardholder club the reward points from multiple cards and make single request for redemption?

    No, every card is processed individually. Balance transfer of reward points is not allowed across various credit cards.