How to Check SBI Card Balance

SBI Credit Card Balance Check

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How to Check SBI Credit Card Balance?

The State Bank of India (SBI) offers a number of credit cards that offer exciting credit card benefits along with a host of rewards. While a cardholder can continue to transact with an SBI credit card to enjoy all the perks, it is important to do a regular SBI credit card balance check to ensure that you are not overstepping your credit limit. There are both online as well as offline ways to do an SBI card balance check. They can be detailed as:

How to Check SBI Credit Card Balance Online?

How to Check SBI Credit Card Balance Offline?

Via SBI Credit Card Netbanking

Via SBI SMS Banking

Via SBI Mobile App

By visiting nearest SBI ATM

Via Downloading the Monthly Statement via Email

By Visiting nearest SBI branch

 

By Calling on the SBI Customer Care Number

 

Via Missed Call Service

Let us understand how to check SBI credit card balance with these online and offline methods in detail below:

Ways to Check SBI Credit Card Balance Online

  • Via SBI Credit Card Netbanking

SBI offers its customers a convenient option to use its net banking services. As an SBI credit cardholder, you can open an online account on the platform to manage your credit card transactions, do an SBI credit card balance check, make bill payments, etc.

To check your credit card balance via SBI Credit Card Net Banking, simply follow these steps:

  1. Visit the official website of SBI card - www.sbicard.com

  2. Click on the ‘Login’ tab on the top menu.

  3. Enter your User ID and password and then click on ‘Login’.

  4. After logging in to the portal, you will be able to check your SBI card balance online in no time.

  • Via the SBI Mobile App

Another simple method to check SBI credit card balance online is to do it via the SBI mobile app. Just follow the below-mentioned steps:

  1. Download the SBI Mobile App from your app store

  2. Log in using your SBI Mobile Banking User ID and password. If you are a new user, you might have to first register for SBI Mobile Banking

  3. Once you log in successfully, you will see a lot of credit card-related information on the home screen such as your credit card limit, cash limit, outstanding balance, previous transactions, and more.

One of the greatest benefits of this method is that the app allows you to easily check your SBI card balance online, whenever and wherever you want.

  • Downloading the SBI Credit Card Monthly Statement via Email

You can subscribe for a facility to get a monthly credit card statement via mail. You can access a virtual copy of your credit card statement by entering a secured password. Alternatively, you can also request the bank to send you monthly credit card statements offline via post at your registered address.

Ways to Check SBI Credit Card Balance Offline

  • Via SMS Banking Service:

One of the easiest methods to check your SBI card balance offline is via the SMS service offered by the bank. This method requires you to send an SMS to the bank with your registered mobile number to enquire about your credit card balance. The format of the message must be:

BAL <last four digits of your credit card number> and must be sent to 5676791.

  • Visiting the nearest SBI ATM

You can check your SBI credit card balance at an ATM by following these steps:

  1. Visit your nearest SBI ATM

  2. Insert your card in the ATM machine and select the option to check ‘ Credit Card Account Balance’

  3. Enter your credit card pin to authenticate your request

  • Visiting the nearest SBI Branch

You can visit the nearest SBI branch and get in touch with the bank’s executive for SBI card balance check. You will need to provide details such as your credit card number, PIN number, date of birth, etc. to process the request.

  • Via SBI Customer Care:

If you are someone who prefers knowing their balance information through voice recorded updates, you can check your SBI card balance by calling the SBI credit card customer care or helpline numbers. Here are the simple steps you can take to avail this method:

  • Call one of the SBI helpline numbers - 1860 180 1290 (toll-free) or 39 02 02 02 (with the prefix of the local STD code).

  • Make your choice of the preferred language for communication

  • Press ‘1’ to select credit card related information

  • When prompted, press ‘1’ again to enter the required card details

  • When accepted, you can listen to your credit card account-related information on the phone.

Alternatively, you can also call on SBI's 24X7 helpline number i.e. 1800-11-2211 (toll-free), 1800-425-3800 (toll-free) or 080-26599990

  • SBI Credit Card Balance Via Missed Call:

The last offline method to check your SBI credit card balance is through the missed call service provided by SBI. If you have your current mobile number registered with your credit card, this feature is incredibly easy to use. You simply need to give a missed call on the number: 8422845512.

You will soon receive information related to your SBI card balance via SMS on your registered number. This service is provided absolutely free of charge and as a cardholder, you do not need to register separately to make use of the missed call service. You can make the call from anywhere in the country and the number will be available to provide up to 50 responses on any given day.

FAQs About SBI Credit Card Balance Check

  • ✔️How can I check my SBI credit card balance?

    If you are an existing cardholder, you can easily check SBI credit card balance via both online as well as offline ways:

    Online ways to check SBI card balance:

    • Via Net banking

    • Via Mobile App

    • By downloading credit card statement via email

    Offline ways to check SBI card balance:

    • Via SBI SMS Banking

    • Calling the SBI credit card customer care

    • Visiting the nearest SBI branch

    • Visiting the nearest SBI ATM

    • Via Missed Call

  • ✔️How can I check my SBI credit card balance by the missed call?

    You can check your SBI credit card balance by missed call by calling on the number 8422845512 with your registered mobile number with the bank.

  • ✔️How can I check my SBI credit card balance online?

    You can check your SBI credit card balance online through one of two convenient methods:

    • By logging into the SBI Credit Card Net Banking portal

    • By downloading the SBI Card mobile app and logging in