In today’s modern age, we no longer have to be ridden with problems related to withdrawing and handling cash. Thanks to the quick and easy payment method of credit cards. This seamless mode of payment can be carried out anywhere and allows the freedom to make purchases without the hassle of physical currency.
The simplicity and convenience of using a credit card comes from the fact that it makes purchases by deducting from the prescribed credit limit that it comes with. Therefore, as a credit card owner, it is important to keep a keen eye on your credit card balance even as you enjoy the financial freedom it provides. This is a good practice to follow not only to ensure regular credit card payments and maintain a good credit score but also for your overall financial health. If you are looking to apply for credit card then Finserv MARKETS is the best place for you!
With the SBI credit card, this process of checking your credit card balance is made easier in a number of different ways. You can check your SBI Credit Card balance online as well as offline.
To help you know how to check your SBI credit card balance, here are the four methods you can try:
As a cardholder, if you are looking for ways on how to check your SBI credit card balance online, one of the simplest methods is to do it via Net Banking. As a financial institution, SBI offers its customers a convenient option to use its banking services over the internet via its Net Banking platform. As an SBI credit card holder, you can open an online account on the platform to manage your credit card transactions and other features, including your SBI card balance check.
To check your SBI card balance online through Net Banking, simply follow these steps:
Visit the official website of SBI card - www.sbicard.com
Click on the ‘Login’ tab on the top menu.
Enter your User ID and password and then click on ‘Login’.
After logging in to the portal, you will be able to check your SBI card balance in no time.
New users can register by first clicking on the ‘Register Now’ tab under the ‘Login ‘tab.
Another simple method is to do it via the SBI mobile app. This phone application can be easily found on your app store and can be downloaded in no time.
If you’ve already registered online as a credit card user, you can simply enter in your User ID and password and log in to your home screen on the app. This features important card-related information such as your credit limit, cash limit, outstanding balance, previous transactions, and more. If you are a new user, you can register on the app right after downloading and installing it.
One of the greatest benefits of this method is that the app allows you to easily check your SBI card balance online, whenever and wherever you want.
In case you want to check your SBI credit card balance through the offline method, there are a number of ways to do so as well. One of the easiest methods to do this is through the SMS service offered by SBI.
To avail this method of checking your SBI card balance, your current phone number must be registered with your credit card. This method requires you to send an SMS to the bank to receive your credit card balance in response. The format of the message must be:
BAL <last four digits of your credit card number>, and must be sent to 5676791.
You can also change the keyword ‘BAL’ for the various keywords provided by SBI to check other details such as credit limit, payment status, cash limit, and more.
If you are someone who prefers knowing their balance information through voice recorded updates, you can check your SBI card balance by calling the customer care or helpline numbers. Here are the simple steps you can take to avail this method:
Call one of the SBI helpline numbers - 1860 180 1290 (toll-free) or 39 02 02 02 (with the prefix of the local STD code).
Make your choice of the preferred language for communication
Press ‘1’ to select credit card related information
When prompted, press ‘1’ again to enter the required card details
When accepted, you can listen to your credit card account related information on the phone.
The last method to check your SBI credit card balance is through the missed call service provided by SBI. If you have your current mobile number registered with your credit card, this feature is incredibly easy to use. You simply need to give a missed call to this virtual mobile number: 8422845512.
Within a short amount of time, you will receive information related to your SBI card balance via SMS on your registered number. This service is provided absolutely free of charge and as a cardholder, you do not need to register separately to make use of the missed call service. You can make the call from anywhere in the country and the number will be available to provide up to 50 responses on any given day.
If you are an existing cardholder, you can easily check your SBI credit card balance through five different means:
Via the SBI Card Net Banking portal
By Downloading SBI Card mobile app on your phone
By making use of SMS service provided by SBI
By calling one of the SBI Card Customer Care numbers
By using the Missed Call service provided by SBI
The missed call service provided by SBI allows registered card holders to receive their credit card balance details via SMS, simply by giving a missed call to 8422845512.
You can check your SBI credit card balance online through one of two convenient methods:
i. By logging into the SBI Card Net Banking portal
Ii. By downloading the SBI Card mobile app and logging in