Check SBI Credit Card reissue charges and learn how to quickly request an SBI Credit Card reissue online for lost, stolen, or expired cards.
Last updated on: April 21, 2026
Replacing a damaged, expired, or lost card is simple with the SBI Card reissue process. Whether you need a reissue of lost SBI Credit Card or want to apply for SBI Credit Card reissue online, the process is quick and secure. Understanding SBI Credit Card reissue charges, timelines, and steps helps you avoid disruptions and continue using your card without hassle.
SBI Credit Card reissue refers to the process of issuing a new card to replace your existing one. This may be required if your card is lost, stolen, damaged, expired, or compromised.
When you request a reissued SBI Credit Card, the bank blocks the existing card (if applicable) and issues a new one with updated details. In most cases, the card number may change for security reasons, especially for lost or stolen cards.
Common situations where reissue is required:
Lost or stolen credit card
Damaged or unreadable card
Expired card nearing renewal
Suspected fraud or unauthorised transactions
The SBI Credit Card reissue online process ensures that your card services remain uninterrupted while maintaining security.
The SBI Credit Card reissue charges depend on the reason for reissue:
Lost or stolen card: Usually a nominal fee (commonly around ₹100–₹250 + GST)
Damaged card replacement: Similar nominal fee may apply
Expired card reissue: Typically free of charge
Fraud-related reissue: Often free, depending on the case
These charges may vary based on the card type and bank policies. Premium cards may have different fee structures.
Important points:
GST is applicable on all charges
Charges may be waived for select customers or specific scenarios
Always check the latest fee details on the official SBI Card website
Understanding SBI Credit Card reissue charges helps avoid surprises during the process.
You can request an SBI Credit Card reissue online through multiple channels.
Log in to your SBI Card account via net banking or mobile app
Navigate to “Services” or “Manage Card” section
Select “Reissue Credit Card” option
Choose the reason (lost, damaged, expired, etc.)
Confirm your request
Verify using OTP or authentication method
Receive confirmation and tracking details
You can also request a reissued SBI Credit Card through:
SBI Card mobile app
Customer care helpline
Official website
The online method is the fastest and most convenient.
If your card is lost or stolen, immediate action is critical.
Block your card immediately via the app, website, or customer care
Report the loss to SBI Card
Request a reissue of lost SBI Credit Card
Confirm your identity using OTP or verification details
The bank will deactivate the old card permanently
A new card will be issued and dispatched
Key points:
Blocking prevents unauthorised transactions
You may not need an FIR, but it is advisable in theft cases
A new card number is usually issued for security
You must update saved card details on apps and subscriptions
The SBI Credit Card reissue online process ensures quick replacement and protection against misuse.
When your card expires, SBI Card generally issues a replacement automatically.
Key details:
New card is sent before expiry date
No additional charges in most cases
Existing credit limit and account details remain unchanged
If you do not receive your renewed card:
Contact customer care
Request manual SBI Credit Card reissue
Verify your address details
The typical timeline for SBI Credit Card reissue is:
Processing time: 1–3 working days
Delivery time: 5–7 working days
In metro cities, delivery may be faster. Delays can occur due to address issues or verification requirements.
You can track the status using your request or dispatch details.
If you have changed your address, you may need to update your details before requesting reissue.
Steps:
Log in to your SBI Card account
Update your address details
Upload required proof (if needed)
Request card reissue
A new card will be sent to your updated address.
Note:
Address update is mandatory before dispatch
Incorrect address may delay delivery
Here are some common issues and solutions:
1. Delay in delivery
Check tracking status
Contact customer care
2. Incorrect charges applied
Verify fee structure
Raise a complaint if needed
3. Request not processed
Retry via another channel
Ensure proper verification
4. Card not received
Confirm address details
Request re-dispatch
5. Transactions on old card
Ensure card is blocked
Report unauthorised usage immediately
Resolving issues quickly ensures smooth access to your reissued card.
Reviewer
Charges are usually nominal for lost or damaged cards, while expired card reissue is often free. GST may apply.
It is the process of issuing a new card to replace a lost, damaged, or expired SBI credit card.
Block the card immediately and request a reissue via the app, website, or customer care.
Expired cards are usually replaced automatically. If not, you can request a reissue manually.
It typically takes 5–7 working days for delivery after processing.
Yes, update your address first and then request a reissue for delivery to the new location.