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SBI Credit Card Reissue Charges: How to Reissue Your SBI Credit Card

Check SBI Credit Card reissue charges and learn how to quickly request an SBI Credit Card reissue online for lost, stolen, or expired cards.

Last updated on: April 21, 2026

Replacing a damaged, expired, or lost card is simple with the SBI Card reissue process. Whether you need a reissue of lost SBI Credit Card or want to apply for SBI Credit Card reissue online, the process is quick and secure. Understanding SBI Credit Card reissue charges, timelines, and steps helps you avoid disruptions and continue using your card without hassle.

What is SBI Credit Card Reissue

SBI Credit Card reissue refers to the process of issuing a new card to replace your existing one. This may be required if your card is lost, stolen, damaged, expired, or compromised.

When you request a reissued SBI Credit Card, the bank blocks the existing card (if applicable) and issues a new one with updated details. In most cases, the card number may change for security reasons, especially for lost or stolen cards.

Common situations where reissue is required:

  • Lost or stolen credit card

  • Damaged or unreadable card

  • Expired card nearing renewal

  • Suspected fraud or unauthorised transactions

The SBI Credit Card reissue online process ensures that your card services remain uninterrupted while maintaining security.

SBI Credit Card Reissue Charges: Breakdown of Fees

The SBI Credit Card reissue charges depend on the reason for reissue:

  • Lost or stolen card: Usually a nominal fee (commonly around ₹100–₹250 + GST)

  • Damaged card replacement: Similar nominal fee may apply

  • Expired card reissue: Typically free of charge

  • Fraud-related reissue: Often free, depending on the case

These charges may vary based on the card type and bank policies. Premium cards may have different fee structures.

Important points:

  • GST is applicable on all charges

  • Charges may be waived for select customers or specific scenarios

  • Always check the latest fee details on the official SBI Card website
     

Understanding SBI Credit Card reissue charges helps avoid surprises during the process.

How to Reissue an SBI Credit Card Online

You can request an SBI Credit Card reissue online through multiple channels.

Steps:

  1. Log in to your SBI Card account via net banking or mobile app

  2. Navigate to “Services” or “Manage Card” section

  3. Select “Reissue Credit Card” option

  4. Choose the reason (lost, damaged, expired, etc.)

  5. Confirm your request

  6. Verify using OTP or authentication method

  7. Receive confirmation and tracking details

You can also request a reissued SBI Credit Card through:

  • SBI Card mobile app

  • Customer care helpline

  • Official website

The online method is the fastest and most convenient.

SBI Credit Card Reissue Process for Lost or Stolen Cards

If your card is lost or stolen, immediate action is critical.

Steps:

  1. Block your card immediately via the app, website, or customer care

  2. Report the loss to SBI Card

  3. Request a reissue of lost SBI Credit Card

  4. Confirm your identity using OTP or verification details

  5. The bank will deactivate the old card permanently

  6. A new card will be issued and dispatched

Key points:

  • Blocking prevents unauthorised transactions

  • You may not need an FIR, but it is advisable in theft cases

  • A new card number is usually issued for security

  • You must update saved card details on apps and subscriptions
     

The SBI Credit Card reissue online process ensures quick replacement and protection against misuse.

SBI Credit Card Reissue for Expired Cards

When your card expires, SBI Card generally issues a replacement automatically.

Key details:

  • New card is sent before expiry date

  • No additional charges in most cases

  • Existing credit limit and account details remain unchanged


If you do not receive your renewed card:

  • Contact customer care

  • Request manual SBI Credit Card reissue

  • Verify your address details

How Long Does it Take to Reissue an SBI Credit Card

The typical timeline for SBI Credit Card reissue is:

  • Processing time: 1–3 working days

  • Delivery time: 5–7 working days

In metro cities, delivery may be faster. Delays can occur due to address issues or verification requirements.

You can track the status using your request or dispatch details.

SBI Credit Card Reissue for Address Change

If you have changed your address, you may need to update your details before requesting reissue.

Steps:

  1. Log in to your SBI Card account

  2. Update your address details

  3. Upload required proof (if needed)

  4. Request card reissue

A new card will be sent to your updated address.

Note:

  • Address update is mandatory before dispatch

  • Incorrect address may delay delivery

Common Issues and How to Resolve them When Reissuing Your SBI Credit Card

Here are some common issues and solutions:

1. Delay in delivery

  • Check tracking status

  • Contact customer care

2. Incorrect charges applied

  • Verify fee structure

  • Raise a complaint if needed

3. Request not processed

  • Retry via another channel

  • Ensure proper verification

4. Card not received

  • Confirm address details

  • Request re-dispatch

5. Transactions on old card

  • Ensure card is blocked

  • Report unauthorised usage immediately

Resolving issues quickly ensures smooth access to your reissued card.

Financial Content Specialist

Reviewer

Roshani Ballal

Frequently Asked Questions

What are the charges for reissuing my SBI Credit Card?

Charges are usually nominal for lost or damaged cards, while expired card reissue is often free. GST may apply.

It is the process of issuing a new card to replace a lost, damaged, or expired SBI credit card.

Block the card immediately and request a reissue via the app, website, or customer care.

Expired cards are usually replaced automatically. If not, you can request a reissue manually.

It typically takes 5–7 working days for delivery after processing.

Yes, update your address first and then request a reissue for delivery to the new location.

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