If you’re someone who likes to be given first preference, then the YES FIRST Preferred Credit Card is the perfect choice for you. This premium credit card offers a plethora of advantages for the user such as fuel surcharge waivers of up to 1% and a 25% discount on movie tickets. You also get to redeem the credit card reward points in exchange for exciting and exclusive range of products. Read further to know all the key highlights of the card, eligibility, fees and charges required to apply for the card and other details.
Step 1: Visit the Bajaj Markets website online
Step 2: Go to ‘Credit Card’ section
Step 3: Select YES FIRST Preferred Credit Card
Step 4: Check your eligibility for the card
Step 5: Enter the details as required and initiate the credit card application
To initiate offline application, you can visit the nearest YES Bank branch. Make sure to carry the necessary credit card documents to submit along with your offline application form.
The minimum age limit is 21 years and the maximum age limit is 60 years.
You must be either a self-employed individual or a salaried individual.
If you’re a salaried individual, you must earn a net salary of at least ₹2 lakhs per month.
If you’re a self-employed individual, your income as per your Income Tax Return (ITR) should be ₹24 lakhs or more.
You can also apply for the card if you have a fixed deposit (FD) of at least ₹3 lakhs with the bank.
A photocopy of your PAN card or your Form 60
A colour photograph
Income proof like your payslip, Form 16 or a copy of your IT return
Your residence and identity proof
Bonus reward points of 20,000 for spending ₹7.5 lakhs or more in a year
Accelerated reward points for select purchases made on YESCART
8 YES FIRST Preferred credit card reward points for every ₹200 spent on categories other than ‘Select categories’
4 YES FIRST Preferred credit card reward points for every ₹200 spent on ‘Select categories’
The accumulated reward points on YES Bank credit card can be redeemed at the YesRewardz platform.
Life insurance coverage of up to ₹1 crore on death due to a flight accident is one of the many benefits that you get to enjoy. You also get a medical insurance cover of ₹25 lakhs in case of emergencies during your international travels. The card also comes with a credit shield cover in case of accidental death of the Primary cardholder.
The foreign currency markups on all Yes Bank First Preferred credit cards are just 1.75%. You can simply use this card overseas without worrying too much about racking up heavy fees.
All Yes First Preferred cards are equipped with NFC chips that allow you to make contactless payments. You can now make your payments quickly and safely within just a few seconds.
With the instant EMI facility of the YES Bank FIRST Preferred card, you can simply convert big ticket purchases into EMIs. The transactions as low as ₹2,500 can be converted to EMI for a period of 3-24 months, at an interest rate of 12% p.a -15% p.a.
The interest rate on the YES Bank FIRST Preferred card is just 3.5% per month (42% per year) for revolving credit, overdue amounts, and cash advances.In case you have availed credit card against FD,the interest charged is 2.49% per month.
Under the International and Domestic Lounge Programme, cardholders can get 2 complimentary domestic airport lounge visits every year. The offer is also valid at International airports for Visa credit card and Mastercard credit card holders.
With this card, cardholders can enjoy four complimentary rounds of green fees every year and one complimentary golf lesson every month at select golf courses in India.
Get 25% on movie ticket booking via BookMyShow. Cardholders can also enjoy several other lifestyle benefits across categories like wellness, shopping, travel, dining and more.
First Year Membership Fee
₹999 plus taxes (waived on spends exceeding ₹50,000 within 90 days of issuance)
Renewal Membership Fee
₹999 plus taxes (waived for subsequent year on spends exceeding ₹2,50,000 annually)
The FIRST Preferred credit card customer care can be reached at 1800 103 6000 (if you’re calling from India) or +91 22 4935 0000 (if you’re calling from outside India). Alternatively, you can also reach the YES Bank credit card customer care via mail at email@example.com.
The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.
The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.
The YES FIRST Preferred credit card benefits are aplenty. Here’s a few of them.
Complimentary golf program with a free golf lesson every month
Domestic and international airport lounge access
Attractive foreign currency markups
All that you have to do to receive YES FIRST Preferred credit card reward points is make transactions with this card. For instance, for every ₹200 that you spend on categories other than ‘Select categories’, you receive 8 reward points. For every ₹200 that you spend on ‘Select categories’, you receive 4 reward points.
The card charges an annual renewal fee of ₹999 plus taxes.
You can reach the customer care of YES FIRST Preferred credit card by calling either 1800 103 6000 (if you’re calling from India) or +91 22 4935 0000 (if you’re calling from outside India). Alternatively, you could also send an email to firstname.lastname@example.org to get in touch with Yes bank credit card customer care.
The YES Bank FIRST Preferred credit card limit varies from one cardholder to another and is decided basis the income eligibility of the applicant, amongst other factors.
The interest rate on YES FIRST Preferred cards is 3.5% per month. In case you have availed the card against an FD, the interest charged is 2.49% per month.