YES FIRST Preferred Credit Card

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Yes Bank First Preferred Credit Card

**Disclaimer: YES Bank Credit Card is not a Bajaj Markets product.Offers would be from partner Banks/NBFCs only.

 

If you’re someone who likes to be given first preference, then the YES FIRST Preferred Credit Card is the perfect choice for you. This premium credit card offers a plethora of advantages for the user such as fuel surcharge waivers of up to 1% and a 25% discount on movie tickets. You also get to redeem the credit card reward points in exchange for exciting and exclusive range of products. Read further to know all the key highlights of the card, eligibility, fees and charges required to apply for the card and other details.

Key Highlights of YES FIRST Preferred Credit Card

  • Annual Fee: ₹999+tax

  • Complimentary International lounge access

  • 25% off on movie ticket bookings 

  • Complimentary Golf Programme

  • Life Insurance Cover of ₹1 Cr

  • Lifestyle benefits across travel, dining, shopping, wellness and more

  • Instant EMI with repayment options ranging between 3-24 months at 12% p.a-15% p.a interest rate

How to Apply for the YES FIRST Preferred Credit Card

1. Apply Online at Bajaj MARKETS

  • Step 1: Visit the Bajaj MARKETS website online

  • Step 2: Go to ‘Credit Card’ section 

  • Step 3: Select YES FIRST Preferred Credit Card

  • Step 4: Check your eligibility for the card

  • Step 5: Enter the details as required and initiate the credit card application

2. Apply Offline by visiting nearest YES Bank Branch

To initiate offline application, you can visit the nearest YES Bank branch. Make sure to carry the necessary credit card documents to submit along with your offline application form.

Eligibility Criteria and Documents Required to Apply for YES FIRST Preferred Credit Card

1. Eligibility: 

  • The minimum age limit is 21 years and the maximum age limit is 60 years.

  • You must be either a self-employed individual or a salaried individual.

  • If you’re a salaried individual, you must earn a net salary of at least ₹2 lakhs per month.

  • If you’re a self-employed individual, your income as per your Income Tax Return (ITR) should be ₹24 lakhs or more.

  • You can also apply for the card if you have a fixed deposit (FD) of at least ₹3 lakhs with the bank.

2. Documents Required

  • A photocopy of your PAN card or your Form 60

  • A colour photograph

  • Income proof like your payslip, Form 16 or a copy of your IT return

  • Your residence and identity proof

YES FIRST Preferred Credit Card Rewards Points

  • Bonus reward points of 20,000 for spending ₹7.5 lakhs or more in a year

  • Accelerated reward points for select purchases made on YESCART

  • 8 YES FIRST Preferred credit card reward points for every ₹200 spent on categories other than ‘Select categories’

  • 4 YES FIRST Preferred credit card reward points for every ₹200 spent on ‘Select categories’

The accumulated reward points on YES Bank credit card can be redeemed at the YesRewardz platform.

YES FIRST Preferred Credit Card Benefits and Features

1. Wide Insurance Coverage

Life insurance coverage of up to ₹1 crore on death due to a flight accident is one of the many benefits that you get to enjoy. You also get a medical insurance cover of ₹25 lakhs in case of emergencies during your international travels. The card also comes with a credit shield cover in case of accidental death of the Primary cardholder.

2. Low Foreign Currency Markups

The foreign currency markups on all Yes Bank First Preferred credit cards are just 1.75%. You can simply use this card overseas without worrying too much about racking up heavy fees.

3. Contactless Card Technology

All Yes First Preferred cards are equipped with NFC chips that allow you to make contactless payments. You can now make your payments quickly and safely within just a few seconds.

4. EMI Conversions

With the instant EMI facility of the YES Bank FIRST Preferred card, you can simply convert big ticket purchases into EMIs. The transactions as low as ₹2,500 can be converted to EMI for a period of 3-24 months, at an interest rate of 12% p.a -15% p.a.

5. Competitive Interest Rate

The interest rate on the YES Bank FIRST Preferred card is just 3.5% per month (42% per year) for revolving credit, overdue amounts, and cash advances.In case you have availed credit card against FD,the interest charged is 2.49% per month.

6. Airport Lounge Access:

Under the International and Domestic Lounge Programme, cardholders can get 2 complimentary domestic airport lounge visits every year. The offer is also valid at International airports for Visa credit card and Mastercard credit card holders.

7.Golf Privileges

With this card, cardholders can enjoy four complimentary rounds of green fees every year and one complimentary golf lesson every month at select golf courses in India.

8. Other Benefits:

Get 25% on movie ticket booking via BookMyShow. Cardholders can also enjoy several other lifestyle benefits across categories like wellness, shopping, travel, dining and more. 

YES FIRST Preferred Credit Card Fees and Charges

First Year Membership Fee

₹999 plus taxes (waived on spends exceeding ₹50,000 within 90 days of issuance)

Renewal Membership Fee

₹999 plus taxes (waived for subsequent year on spends exceeding ₹2,50,000 annually)

How to Contact Yes Bank First Preferred Credit Card Customer Care

The FIRST Preferred credit card customer care can be reached at 1800 103 6000 (if you’re calling from India) or +91 22 4935 0000 (if you’re calling from outside India). Alternatively, you can also reach the YES Bank credit card customer care via mail at yesfirstcc@yesbank.in.

Other Cards Offered by YES Bank

FAQs about YES FIRST Preferred Card

  • ✔️What are the benefits of Yes bank First Preferred credit card?

    The YES FIRST Preferred credit card benefits are aplenty. Here’s a few of them.

    • Complimentary golf program with a free golf lesson every month

    • Domestic and international airport lounge access

    • Instant EMIs

    • Attractive foreign currency markups 

  • ✔️How to get YES FIRST Preferred credit card reward points?

    All that you have to do to receive YES FIRST Preferred credit card reward points is make transactions with this card. For instance, for every ₹200 that you spend on categories other than ‘Select categories’, you receive 8 reward points. For every ₹200 that you spend on ‘Select categories’, you receive 4 reward points.

  • ✔️What is the YES FIRST Preferred credit card annual fee?

    The card charges an annual renewal fee of ₹999 plus taxes.

  • ✔️How to reach YES FIRST Preferred credit card customer care?

    You can reach the customer care of YES FIRST Preferred credit card by calling either 1800 103 6000 (if you’re calling from India) or +91 22 4935 0000 (if you’re calling from outside India). Alternatively, you could also send an email to yesfirstcc@yesbank.in to get in touch with Yes bank credit card customer care.

  • ✔️What is the Yes Bank First Preferred Credit Card Limit?

    The YES Bank FIRST Preferred credit card limit varies from one cardholder to another and is decided basis the income eligibility of the applicant, amongst other factors.

  • ✔️What are the interest rates on Yes Bank First Preferred Credit Cards?

    The interest rate on YES FIRST Preferred cards is 3.5% per month. In case you have availed the card against an FD, the interest charged is 2.49% per month.