Buy Now & Pay Later as you Shop in No Cost EMIs at our wide range of partners store with the Bajaj Finserv EMI Network Card! Click here to know more!

  • EMI Network Card
  • How to Apply
  • Documents & Eligibility
  • Features & Benefits
  • Offers
  • Partner Stores
20 Nov 2019

The Bajaj Finserv EMI Network Card is your ticket to no credit card EMI. The unique card acts as a pre-approved loan in your pocket that lets you purchase products without credit card EMI hassles. That is to say, the EMI without card option helps you to pay for your purchases through easy no cost EMIs.



Get EMI without credit card and use it to buy from Bajaj Finserv MARKETS stores online and offline.

The EMI option without credit card is applicable on more than 1 million products across categories like electronics, home appliances, travel bookings, medical bills, etc. from 84,200+ sellers in 1300+ cities.

No Cost EMI without Credit Card

If you wish to pay EMI without credit card, you need to be in the age group of 23 – 60 Years, have a regular source of income, residential proof, an individual Indian bank account, and a history of no payment defaults. This is relatively simpler than owning a credit card for which you need to be older than 18 with a regular income, a savings account, a good credit history, and a robust credit score. Also, unlike credit cards, the no cost EMI without credit card option allows you to shop with a pre-approved loan, thus making high-value purchases of appliances, gadgets, clothing, and even holiday bookings become less stressful. In addition, when you buy a product on EMI without credit card, you are required to pay zero interest and no foreclosure charges. That is a huge benefit compared to credit cards, which charge a considerable interest on the product cost.

If you wish to avail these benefits too, then start with our hassle free Bajaj Finserv EMI Network Card Apply process through the Bajaj customer portal on the Finserv MARKETS website.

EMI without Credit Card Online Shopping

 The online EMI without credit card option can be availed to purchase on the Finserv MARKETS online store by means of the Bajaj Finserv EMI Network Card. The card can also be used across a wide network of online partners and stores to purchase in a hassle-free manner. Apart from Bajaj Finserv EMI Store, some of the online partners include Flipkart, Amazon, MakeMyTrip, Paytm Mall, Yatra, Samsung, Vivo, Choose My Bicycle, Pepperfry, etc. The entire process is extremely easy on your pocket and cost-effective.

Buy on EMI without Credit Card

EMI shopping without credit card lets you buy without interest. You are only supposed to pay the cost of the product or service you are buying in equal monthly instalments. The documents required to buy products on EMI without credit card is also minimal when compared to credit cards. To top it, shopping on EMI without credit card gives you access to a large number of exciting offers and discounts. The Bajaj Finserv EMI Network Card allows you to shop across a myriad of home appliances, kitchen appliances, furniture on emi, fitness, and travel, fashion deals and electronics on EMI without credit card.

Check out how you can shop products on EMI without Credit Cards from our partner stores:


  1. No Cost EMI at Bajaj Finserv EMI Store
  2. No Cost EMI at Amazon
  3. No Cost EMI at Flipkart
  4. No Cost EMI at GoIbibo
  5. No Cost EMI at MakeMyTrip
  6. No Cost EMI at Paytm Mall
  7. No Cost EMI at Pepperfry
  8. No Cost EMI at Samsung
  9. No Cost EMI at Yatra
  10. No Cost EMI at MI
  11. No Cost EMI at Vivo
  12. No Cost EMI at Oppo
  13. No Cost EMI at Realme
  14. No Cost EMI at Oneplus
  15. No Cost EMI at Hometown
  16. No Cost EMI at AtHome

Finserv MARKETS, a subsidiary of Bajaj Finserv, is a one-stop digital marketplace that has been created for consumers on the go. It offers 500+ financial and lifestyle products, all at one place. At Finserv MARKETS, we understand that every individual is different. And that’s why we have invested in creating a proposition – Offers You Value. A value proposition that ensures you get offers which are tailor made for you. We also offer an amazing product range and unique set of online offers across Loans, Insurance, Investment, Payments and an exclusive EMI store. Be it in helping you achieve your financial life goals or offering you the latest gadgets, we strive to offer what you are looking for. From simple and fast loan application processes to seamless and hassle-free claim-settlements, from no cost EMIs to 4 hours product delivery, we work towards fulfilling all your personal and financial needs. What’s more! Now enjoy the same benefits in just one click with our Finserv MARKETS App.

Shop in No Cost EMI at the Bajaj Finserv EMI Store

Buy Mobile on EMI

  • Starting at
    ₹7990* + GST
Shop Now

Buy Mobile on EMI

  • Shop on No Cost EMI
    Buy the latest mobile phones & smartphones online in No Cost EMIs at the Bajaj Finserv EMI Store

Buy TV on EMI

  • Starting at
    ₹11,990* + GST
Shop Now

Buy TV on EMI

  • Shop on No Cost EMI
    Shop for the latest TVs online in No Cost EMI at the Bajaj Finserv EMI Store

Buy Laptop on EMI

  • Starting at
    ₹41,490* + GST
Shop Now

Buy Laptop on EMI

  • Shop on No Cost EMI
    Shop for the latest Laptops online in No Cost EMI at the Bajaj Finserv EMI Store

Buy AC on EMI

  • Starting at
    ₹18,490* + GST
Shop Now

Buy AC on EMI

  • Shop on No Cost EMI
    Shop for the latest Air Conditioners online in No Cost EMI at the Bajaj Finserv EMI Store

Buy Refrigerator on EMI

  • Starting at
    ₹11,770 + GST
Shop Now

Buy Refrigerator on EMI

  • Shop on No Cost EMI
    Shop for the latest Refrigerators online in No Cost EMI at the Bajaj Finserv EMI Store

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Frequently Asked Questions

  • ✔️How can I buy on EMI without a credit card?

    The Bajaj Finserv EMI Network Card is an exclusive network card, which acts as a pre-approved loan and helps you convert your cost of purchase into easy, customised EMIs. It is easily accessible on your Bajaj Finserv Wallet app and can be used to shop on leading e-commerce websites as well as 84,200 offline partner stores in India.

  • ✔️How can I purchase products online without a credit card?

    If you wish to do away with the hassles of purchasing with a credit card, you can opt for the Bajaj Finserv EMI Network card, which comes with a pre-approved loan to help you buy a wide range of products and services in a hassle-free manner.

  • ✔️How can I buy EMI on Amazon without a credit card?

    The Bajaj Finserv EMI Network Card can be used across a number of online stores including Amazon. All you need to do is choose the EMI option when paying for the products you wish to purchase. You have to then click on No-Cost EMI and select Bajaj Finserv EMI Network Card to customize the payment tenure. As the final step, confirm the card details and select buy.

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive and hence I wan't to protect it with the best available option. What amazed me about Bajaj Finserv Markets was full transparency, quick quotes and the attractive discount on the premium while choosing annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv – Markets, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Paris just at the click of a mouse!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is not a 60 minute meeting with an insurance sales person but with a close study of my coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premiums, what else could I have asked for as a newbie!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment, No cost EMI on Bajaj Finserv Markets EMI store and the smile on my dad's face just made my day!

Get home loan sanctioned online in 72 hours! Let's start!