Get the Best Diwali Sale and Offers on leading online stores like EMI Store, Amazon, Flipkart!! Shop using the Bajaj Finserv EMI Network Card!!

  • EMI Network Card
  • How to Apply
  • Documents & Eligibility
  • Features & Benefits
  • Offers
  • Partner Stores
20 Nov 2019

The Bajaj Finserv EMI Network Card is your ticket to no credit card EMI. The unique card acts as a pre-approved loan in your pocket that lets you purchase products without credit card EMI hassles. That is to say, the EMI without card option helps you to pay for your purchases through easy no cost EMIs.

Get EMI without credit card and use it to buy from Bajaj Finserv MARKETS stores online and offline.

The EMI option without credit card is applicable on more than 1 million products across categories like electronics, home appliances, travel bookings, medical bills, etc. from 84,200+ sellers in 1300+ cities.

No Cost EMI without Credit Card

If you wish to pay EMI without credit card, you need to be in the age group of 25-60, have a regular source of income, residential proof, an individual Indian bank account, and a history of no payment defaults. This is relatively simpler than owning a credit card for which you need to be older than 18 with a regular income, a savings account, a good credit history, and a robust credit score. Also, unlike credit cards, the instant EMI without credit card option allows you to shop with a pre-approved loan, thus making high-value purchases of appliances, gadgets, clothing, and even holiday bookings become less stressful. In addition, when you buy a product on EMI without credit card, you are required to pay zero interest and no foreclosure charges. That is a huge benefit compared to credit cards, which charge a considerable interest on the product cost.

If you wish to avail these benefits too, then start with our hassle free Bajaj Finserv EMI Network Card Apply process through the customer portal on the Finserv MARKETS website.

EMI without Credit Card Online Shopping

The online EMI without credit card option can be availed to purchase on the Finserv MARKETS online store by means of the Bajaj Finserv EMI Network Card. The card can also be used across a wide network of online partners and stores to purchase in a hassle-free manner. Apart from Bajaj Finserv EMI Store, some of the online partners include Flipkart, Amazon, MakeMyTrip, Paytm Mall, Yatra, Samsung, Vivo, Choose My Bicycle, Pepperfry, etc. The entire process is extremely easy on your pocket and cost-effective.

Buy on EMI without Credit Card

EMI shopping without credit card lets you buy without interest. You are only supposed to pay the cost of the product or service you are buying in equal monthly instalments. The documents required to buy products on EMI without credit card is also minimal when compared to credit cards. To top it, shopping on EMI without credit card gives you access to a large number of exciting offers and discounts. The Bajaj Finserv EMI Network Card allows you to shop across a myriad of home appliances, kitchen appliances, furniture products, fitness, and travel, fashion deals and electronics on EMI without credit card.

Check out how you can shop products on EMI without Credit Cards from our partner stores:

  1. No Cost EMI on Amazon
  2. No Cost EMI on Flipkart
  3. No Cost EMI on GoIbibo
  4. No Cost EMI on MakeMyTrip
  5. No Cost EMI on Paytm Mall
  6.  No Cost EMI on Pepperfry
  7. No Cost EMI on Samsung
  8. No Cost EMI on Yatra


Finserv MARKETS, a subsidiary of Bajaj Finserv, is a one-stop digital marketplace that has been created for consumers on the go. It offers 500+ financial and lifestyle products, all at one place. At Finserv MARKETS, we understand that every individual is different. And that’s why we have invested in creating a proposition – Offers You Value. A value proposition that ensures you get offers which are tailor made for you. We also offer an amazing product range and unique set of online offers across Loans, Insurance, Investment, Payments and an exclusive EMI store. Be it in helping you achieve your financial life goals or offering you the latest gadgets, we strive to offer what you are looking for. From simple and fast loan application processes to seamless and hassle-free claim-settlements, from no cost EMIs to 4 hours product delivery, we work towards fulfilling all your personal and financial needs. What’s more! Now enjoy the same benefits in just one click with our Finserv MARKETS App.

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Frequently Asked Questions

  • ✔️How can I buy on EMI without a credit card?

    The Bajaj Finserv EMI Network Card is an exclusive network card, which acts as a pre-approved loan and helps you convert your cost of purchase into easy, customised EMIs. It is easily accessible on your Bajaj Finserv Wallet app and can be used to shop on leading e-commerce websites as well as 84,200 offline partner stores in India.

  • ✔️How can I purchase products online without a credit card?

    If you wish to do away with the hassles of purchasing with a credit card, you can opt for the Bajaj Finserv EMI Network card, which comes with a pre-approved loan to help you buy a wide range of products and services in a hassle-free manner.

  • ✔️How can I buy EMI on Amazon without a credit card?

    The Bajaj Finserv EMI Network Card can be used across a number of online stores including Amazon. All you need to do is choose the EMI option when paying for the products you wish to purchase. You have to then click on No-Cost EMI and select Bajaj Finserv EMI Network Card to customize the payment tenure. As the final step, confirm the card details and select buy.