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Buy Cradiac Cycles on EMI

Cradiac cycles offer durable, high-performance rides for commuting, fitness, kids, and mountain trails, with smooth performance and easy EMI payment options.

Last updated on: March 30, 2026

Product Overview

Cradiac cycles offer a wide range of options, from lightweight alloy MTBs ideal for weekend adventures to sleek hybrid bikes designed for smooth city travel, catering to riders of all age groups. Built with durable frames and precision components, these cycles deliver stable handling and reliable performance across urban roads and off-road trails. You can also make owning a Cradiac cycle more convenient by using the Bajaj Finserv Insta EMI Card, which allows you to spread the cost into easy monthly instalments instead of paying a large upfront amount.

Popular Cradiac Cycles You Can Purchase on EMI

Cradiac offers a variety of bicycles tailored to meet specific terrain and rider requirements. From high-speed geared mountain bikes to versatile hybrid units, these models combine modern aesthetics with rugged functionality. Below is a look at popular models available on the market:

Model Name

Cycle Type

Frame Material

Wheel Size

Gear Type

Brake Type

Ideal For

Typical Price (₹)

Cradiac Alpha

MTB

Alloy

29-inch

21 Speed

Dual Disc

Trails / Adults

₹18,000 – ₹20,500

Cradiac Gunner

Hybrid

Alloy

700C

7 Speed

Dual Disc

City / Fitness

₹14,500 – ₹16,000

Cradiac XC 900

MTB

Alloy

29-inch

24 Speed

Hydraulic Disc

Off-road / Pro

₹22,000 – ₹24,500

Cradiac Discover

Road / Hybrid

Steel

700C

Single Speed

Dual Disc

Daily Commute

₹10,500 – ₹12,000

Cradiac Squad

Kids / Teen

Steel

24-inch

7 Speed

Dual Disc

Kids (9-13 yrs)

₹9,500 – ₹11,000

Disclaimer: Prices may vary depending on region, model, and current offers. Always refer to the official website or authorised retailers for the latest pricing.

How to Use the Bajaj Finserv Insta EMI Card to Buy a Cradiac Cycle

The application process for the Bajaj Finserv Insta EMI Card is entirely digital, providing a pre-approved limit for instant use. Once your card is active, you can easily manage your Cradiac cycle on emi through these simple steps:

Online Steps:

  1. Visit a Bajaj Finserv partner website

  2. Browse the available Cradiac Cycle

  3. Select your preferred model and choose the EMI payment option

  4. Complete the application process and verify your details

  5. Confirm your purchase and select the desired EMI tenure

Offline Steps:

  1. Visit a Bajaj Finserv partner store

  2. Explore the Cradiac Cycle available in-store

  3. Select a model you want and request the EMI payment options

  4. Finalise your purchase at the billing counter

  5. Take home your new Cradiac Cycle with easy EMI payments

Benefits of Buying a Cradiac Cycle Using the EMI Card

Managing your purchase with the Insta EMI Card makes high-quality fitness equipment highly accessible:

  • Easy EMIs: Spread the cost over easy monthly instalments, making your purchase budget-friendly.
  • Flexible Repayment Tenure: Choose a flexible tenure ranging from 3 to 60 months based on your budget.
  • Pan-India Acceptance: The Bajaj Finserv Insta EMI Card is accepted at more than 1.5 Lakh partner stores as well as across multiple online platforms throughout India.
  • Instant Approval: Enjoy a quick, paperless process with a pre-qualified loan offer of up to ₹3 Lakhs.

Who Should Buy a Cradiac Cycle? A Buying Guide

To find the perfect bike, consider your riding environment and physical requirements:

  • Terrain Type: For rough trails and unpaved roads, choose a Cradiac MTB with front suspension and dual disc brakes. For city travel, a Hybrid or Road cycle with thinner tyres is more efficient.
  • Rider Height & Age: Ensure the frame size and wheel size (e.g., 26T, 27.5T, or 29T) align with the rider's height to prevent back strain.
  • Gear Requirement: If your commute involves inclines or flyovers, a 21-speed or 24-speed Shimano gear system is recommended for easier pedalling.
  • Frame Durability: If you prioritise a lightweight ride, opt for Cradiac’s aluminium alloy frames; for heavy-duty rugged use, high-tensile steel frames are exceptionally sturdy.

Other Cradiac Cycle Types You Can Buy Using EMI Card

Expand your cycling horizons by exploring these specialised categories from Cradiac:

  • Cradiac MTB Cycles: Built for off-road stability with shock-absorbing suspensions.

  • Cradiac Road Cycles: Lightweight and streamlined for maximum speed on paved roads.

  • Cradiac Hybrid Cycles: The perfect blend of MTB ruggedness and road bike speed for city use.

  • Cradiac Kids Cycles: Safe, colourful, and durable bikes designed for young learners.

Other Brands Offering Cycles on EMI

If you are exploring different options, you can also find these reputable brands on the Bajaj Finserv Insta EMI card:

  • Hero Cycles on EMI: A wide range of traditional and modern cycles for all ages.

  • Firefox Cycles on EMI: Premium performance bikes for serious enthusiasts.

  • Cosmic Cycles on EMI: Durable and stylish cycles for fitness and trails.

  • Stryder Cycles on EMI: High-quality bicycles from the house of Tata.

Financial Content Specialist

Reviewer

Roshani Ballal

Frequently Asked Questions

Is EMI available on Cradiac cycles across premium MTB models?

Yes, Cradiac premium mountain bikes, including the Alpha and XC series, are available on EMI through partner retailers and online platforms.

Yes, during major e-commerce sales and festive seasons, many Cradiac models qualify for Easy EMI offers for cardholders.

Absolutely. You can choose a tenure that fits your budget, typically ranging from 3 to 24 months at the time of purchase.

Yes, Cradiac MTB models feature lock-out suspension and high-traction tyres, making them ideal for rough terrains and mountain trails.

Yes, many models come equipped with Shimano Altus or Acera gear systems, providing smooth and precise shifting.

Yes, Cradiac specialises in adult bicycles with various frame sizes and 27.5-inch or 29-inch wheel options to suit different heights.

Selected high-end models, such as the XC series, feature hydraulic disc brakes for superior stopping power and control.

Yes, their Hybrid and Alloy MTB models are designed with ergonomic geometries that ensure comfort during long-distance fitness rides.

Cradiac cycles are known for their high-quality build, featuring rust-resistant coatings and double-wall alloy rims for long-term durability.

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