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Buy Groceries on EMI 

While you may live in a joint family or a nuclear one, in the city or the suburbs. Buying groceries for your daily needs is an expense you cannot avoid. Depending on the amount of groceries your family needs, the price can easily run into several thousands of rupees every week. Over time, these costs could add up significantly.


However, with the Bajaj Finserv EMI Network Card, you can now split the cost of your grocery purchases into equated monthly installments. With this card, you can buy your groceries on EMI and pay the cost back over a convenient repayment tenure. This facility can be claimed at any of the several Bajaj Finserv partner stores for online or offline grocery purchases. That’s not all! Buying groceries with the Bajaj Finserv EMI Network Card is secure and easy too.

Steps to Buy Groceries on EMI with Bajaj Finserv EMI Network Card

Using the EMI card for grocery purchases is extremely easy. You can use the card to purchase groceries at any of the several partner stores, either online or offline. 


Check out what you need to do to buy your groceries on EMI online.


  • Step 1: Visit any one of the partner stores online.

  • Step 2: Log into your account on the partner website using your credentials. 

  • Step 3: Browse through the variety of grocery items available at the online store and add the items you want to purchase to your cart. 

  • Step 4: Choose the EMI card as your preferred payment method to pay for your groceries on EMI.

  • Step 5: Select the repayment tenure (from 3 to 24 months). 

  • Step 6: Complete your payment and place your order.

If you prefer to shop in person directly from the store, you can still choose to buy your groceries with the Bajaj Finserv EMI Network Card offline from any partner store in a similar manner. Here is what you need to do in case of in-store shopping:


  • Step 1: Visit a nearby partner store that sells groceries. 

  • Step 2: Choose the groceries you require. 

  • Step 3: At the counter, choose the EMI card as your preferred mode of payment. 

  • Step 4: Share your EMI Network card details and the OTP that you receive on your mobile device with the store representative to complete the purchase.


FAQs related to Groceries on EMI

Yes, totally! You can purchase groceries on EMI from any of the Bajaj Finserv partner stores online or offline, using your EMI Network Card.

You do not need to pay any interest on grocery shopping with the EMI card from Bajaj Finserv. This is because these cards offer a no-cost EMI facility. so you do not incur any additional charges whatsoever.

You can opt to repay the cost of your groceries in easy EMIs over a period ranging from 3 to 24 months.

Yes, you can buy groceries at select partner stores online or offline with the EMI card.

The following are some of the basic documents that are required to buy groceries on EMI:

i) A duly signed Electronic Clearing Service (or ECS) mandate.

ii) A cancelled cheque.

iii) A photocopy of your KYC documents (PAN and Aadhaar cards).

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