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Buy Groceries on EMI 

While you may live in a joint family or a nuclear one, in the city or the suburbs. Buying groceries for your daily needs is an expense you cannot avoid. Depending on the amount of groceries your family needs, the price can easily run into several thousands of rupees every week. Over time, these costs could add up significantly.


However, with the Bajaj Finserv EMI Network Card, you can now split the cost of your grocery purchases into equated monthly installments. With this card, you can buy your groceries on EMI and pay the cost back over a convenient repayment tenure. This facility can be claimed at any of the several Bajaj Finserv partner stores for grocery purchases. That’s not all! Buying groceries with the Bajaj Finserv EMI Network Card is secure and easy too.

Steps to Buy Groceries on EMI with Bajaj Finserv EMI Network Card

Using the EMI card for grocery purchases is extremely easy. You can use the card to purchase groceries at any of the several partner stores. 

 Here is what you need to do in case of in-store shopping:


  • Step 1: Visit a nearby partner store that sells groceries. 

  • Step 2: Choose the groceries you require. 

  • Step 3: At the counter, choose the EMI card as your preferred mode of payment. 

  • Step 4: Share your EMI Network card details and the OTP that you receive on your mobile device with the store representative to complete the purchase.


FAQs related to Groceries on EMI

Can We use Bajaj Finserv EMI Network Card at grocery stores?

Yes, totally! You can purchase groceries on EMI from any of the Bajaj Finserv partner stores, using your EMI Network Card.

What Is the rate of interest on the EMIs on groceries purchased using the Bajaj Finserv EMI Network Card?

You do not need to pay any interest on grocery shopping with the EMI card from Bajaj Finserv. This is because these cards offer a no-cost EMI facility. so you do not incur any additional charges whatsoever.

What is the repayment tenure I can choose for my EMIs?

You can opt to repay the cost of your groceries in easy EMIs over a period of up to 60 months.

Can I buy groceries with the Bajaj Finserv Network EMI Card?

Yes, you can buy groceries at select partner stores with the EMI card.

What documentation is needed to make grocery purchases on EMI?

The following are some of the basic documents that are required to buy groceries on EMI:

i) A duly signed Electronic Clearing Service (or ECS) mandate.

ii) A cancelled cheque.

iii) A photocopy of your KYC documents (PAN and Aadhaar cards).

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