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No Cost EMI on Home Appliances with Bajaj Finserv EMI Network Card

With the rapid pace of technological advancements, several household chores have now become mechanised. From blenders to geysers, modern home appliances are designed to ease and simplify your daily chores, saving you time and effort.  

 

However, upgrading your home with the latest home appliances can be costly. Instead of spending a sizable amount on them, you can shop for the latest home appliances on EMI using the Bajaj Finserv EMI Network Card. With the EMI Network Card, you can break down the cost of the appliances into interest-free monthly instalments, pacing out payments over 3-24 months. In other words, you can make your home comfortable on a budget. 

What Types of Home Appliances are Available on EMI? 

You can shop for a wide range of home appliances on EMI with your Bajaj Finserv EMI Network Card. From revamping your kitchen with a new microwave and gas hob to bringing the cinematic experience home with a home theatre system, the options are endless. Here’s a list of home appliances on EMI you can purchase using the EMI Network Card:

 

  • Refrigerators

  • Televisions

  • Washing machines

  • Home theatres

  • Microwaves

  • Air conditions

  • Geysers

  • Water purifiers

  • Air purifiers

  • Gas hobs

  • Air coolers 

  • Mixer grinders and blenders

What are the Advantages of Purchasing Home Appliances on EMI?

When you use your Bajaj Finserv EMI Network Card to purchase home appliances on EMIs, you get to enjoy the following advantages:

 

  • EMIs Deals without Credit Cards - If you have a low credit score, you might have slim chances of getting your credit card application approved. However, with the Bajaj Finserv EMI Network Card, you can buy home appliances on EMIs without a credit card. 

  • High-Value Purchases Made Easy - When you apply for the Bajaj Finserv EMI Network Card, you get up to ₹2 Lakhs as a pre-approved loan. With this seizable credit limit, you can purchase a smart TV or a 5-star air conditioner without budgetary pressures weighing you down. 

  • Interest-Free EMIs - The Bajaj Finserv EMI Network Card allows you to shift the upfront one-time payment burden without incurring any add-on interest. The No Cost EMI feature of the card ensures that you only pay for the actual cost of the product and not a penny more. 

  • Flexible Repayment Tenure - You can repay the loaned amount over a customisable repayment tenure of 3-24 months. In other words, you can pick a preferable repayment tenure, keeping all your existing expenses in mind. 

  • Zero Down Payment Offers - The Bajaj Finserv EMI Network Card offers zero down payment offers on select home appliances. This makes purchasing a home appliance on EMI even more pocket-friendly and lucrative. 

  • Unlimited Options - With over 1.2 Lakh partner stores spread across 2900 cities, the Bajaj Finserv EMI Network Card ensures ample freedom of choice. 

  • Zero Foreclosure Fees - You can also foreclose your loan after the first EMI is cleared without paying any additional fees or charges. 

How Can I Get Home Appliances on EMI?

Buying home appliances on EMI is pretty simple when you are a Bajaj Finserv EMI Network Cardholder. You can become one in a matter of minutes by applying online through the Bajaj Markets website. Alternatively, you can also apply for the card offline at a partner store. 

 

Here’s how you can purchase home appliances on EMI using the EMI Network Card:

 

  • Visit any of the EMI Network partner stores (online/offline). 

  • Browse through the available home appliance models. 

  • Select the ones that best meet your requirements and budget. 

  • Pick Bajaj Finserv EMI Network Card as your preferred payment method during checkout. 

  • Verify the purchase with an OTP to convert the cost of the home appliances into EMIs.

FAQs on Purchasing Home Appliances on EMI

What types of products are offered on EMI?

The Bajaj Finserv EMI Network Card allows you to enjoy EMI benefits across product categories. From digital products like smartphones and laptops to lifestyle ones like holiday packages and flight tickets -almost all types of products are offered on EMIs. EMIs on home appliances include offers on refrigerators, TVs, geysers, microwaves, water purifiers, and many more products.

How long will it take to get home appliances on EMI?

Once you’ve applied for the EMI Network Card and submitted all the required documents, your application will be approved instantly. Post this, you can start shopping for home appliances on EMI. The appliance’s delivery time will vary depending on the partner store’s delivery policies.

How many cities offer home appliances on EMI?

The Bajaj Finserv EMI Network Card is currently accepted in over 1.2 Lakh partner stores in 2,900+ cities.

How do I obtain a home appliance on EMI at Bajaj Markets?

You can apply for the EMI Network Card through the Bajaj Markets website. You can then use the card to score EMI deals on home appliances at any of the partner stores.

Is it possible to buy an AC on EMI if I don’t have a credit card?

Yes. Instead of a credit card, you simply need to have the Bajaj Finserv EMI Network Card to buy an AC on EMI. With this card, you can buy an AC at any partner store and convert its cost into easy EMIs.

How much interest is charged when you buy an appliance through the EMI network?

When you purchase a home appliance on EMI using the EMI Network Card, only the cost of the appliance gets converted into monthly instalments. So you don’t have to pay any add-on interest.

How do I purchase a blender online on EMI?

To purchase a blender online on EMI, you can simply visit any of the partner stores on the EMi Network. You can browse through models, compare your options, and read through customer reviews. Add your selected model to the cart and pay for the same using your Bajaj Finserv EMI Network Card to convert its cost into manageable EMIs.

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