mobile on no cost emi

Mobile on EMI without Credit Card

Get the Best Sale and Offers on leading online stores like EMI Store, Amazon, Flipkart!! Shop using the Bajaj Finserv EMI Network Card!!

  • EMI Network Card
  • How to Apply
  • Documents & Eligibility
  • Features & Benefits
  • Offers
  • Partner Stores
20 Nov 2019

Today, the world is more connected than ever before- thanks to mobiles! Wherever you go or whatever you do, you have your phone with you. It helps you work, converse, stay notified about events in real-time, and do a lot more. So much is the popularity of this new age device, that smartphone manufacturers are introducing new phones in the market every other day, each of which offers features and functionalities better than the last model. In such a situation it is only normal to be tempted to upgrade your handset and have all the coveted features that are sure to make your life comfortable and enjoyable. But, better features demand a higher price and not everyone can afford to spend a lump sum unplanned. Does that mean you cannot own one without spending a significant sum of money? No! You can easily buy a brand new mobile whenever you need it without burning a hole in your pocket. Curious? Let’s crack it how you can buy the latest smartphone without breaking your bank!

Get the Latest Mobile on EMI

If you are struggling to buy a new smartphone under a specific budget then the easiest option is to get it on EMI. EMI or Equated Monthly Installments lets you borrow time so that you do not have to make a lump-sum payment in one go. How does that work? When you avail the EMI option for buying a mobile phone, you loan the price of the phone on your card. You then choose a tenure to pay back the amount. This is spread over months so that your monthly expenses are not affected, and you have funds to address exigencies in case they arise. Usually, EMI is a term that is associated with credit cards but did you know, you can also get a mobile online on EMI without a credit card?

Buy Mobile on EMI without Credit Card

Today, you needn’t have a credit card to buy a smartphone on EMI as you can use your Bajaj Finserv EMI Network card to pay against your bill! The EMI card comes with a pre-approved loan that you can use anytime at the partner stores and purchase the products you like. You can also pay back the amount over a flexible tenure so that your budget is not adversely affected.

Why Buy a Mobile on No Cost EMI?

Like all other forms of credit, EMI also charges interest on the outstanding dues. However, when you choose EMI as a mode of payment to buy a phone, using your Bajaj Finserv EMI Network Card, you are not required to pay any additional charges. As a result, there are no hidden costs assigned to your borrowed funds and you end up paying only the actual cost of the product you purchased. So, why buy on EMI when you can buy on no cost EMI!

Get the Best EMI Offers on Latest Mobile at Bajaj EMI Card Partner Stores

To make online mobile shopping fun and exciting, Bajaj Finserv has partnered with some of the popular smartphone providers in the country. These include Samsung, Oppo, Vivo, OnePlus, Realme, Redmi, and so on. Having these brands as partners implies that you can use the Bajaj Finserv EMI Network Card at these stores to purchase smartphones at no cost EMI. Below is a list of some of the latest products from these brands that you should check out.

  • Oppo

Oppo Mobile Phones

Product Price

OPPO Find X2 (12GB RAM, 256GB Storage)

INR 64,990

OPPO Reno5 Pro 5G (8 GB RAM, 128 GB Storage)

INR 35,990

OPPO Reno3 Pro (8GB RAM, 128GB Storage)

INR 24,990

OPPO Reno2 F (6GB RAM, 256GB Storage)

INR 17,990

  • Vivo

Vivo Mobile Phones

Product Price

Vivo X50 Pro (8 GB + 256 GB Storage)

INR 49,990

V20 Pro (8 GB + 128 GB Storage)

INR 29,990

V20 SE (8 GB + 128 GB Storage)

INR 20,990

Vivo Y31 (6 GB + 128 GB Storage)

INR 20,490

  • Samsung

Samsung Mobile Phones

Product Price

Samsung Galaxy Z Fold2 5G (256GB)

INR 1,49,999

Samsung Galaxy S21 Ultra 5G

INR 1,05,999

Samsung Galaxy Note20 (256GB)

INR 77,999

Samsung Galaxy S21 5G

INR 69,999

  • OnePlus

OnePlus Mobile Phones

Product Price

OnePlus 8 Pro

INR 54,999

OnePlus 8T 5G

INR 42,999

OnePlus 8

INR 41,999

OnePlus Nord

INR 24,999

  • Realme

RealMe Mobile Phones

Product Price

realme X2 Pro (6 + 64GB Storage)

INR 29,999

realme XT (4 + 64GB Storage)

INR 16,999

realme narzo 20 Pro (6GB + 64GB Storage)

INR 14,999

realme narzo 20 (4GB + 128GB Storage)

INR 11,499

  • Redmi

Mi Mobile Phones

Product Price

Mi 10 (8GB + 128GB Storage)

INR 44,999

Mi 10T (6GB + 128GB Storage)

INR 32,999

Mi 10i (8GB + 128GB Storage)

INR 20,999

Redmi Note 9 Pro Max (6GB + 128GB Storage)

INR 17,499

How to Shop Mobile Phones Online on EMI Using the Bajaj Finserv EMI Network Card?

To avail EMI facility on mobile phones without a credit card, using your Bajaj Finserv EMI Network Card, you need to follow the steps mentioned below-

  • Browse the latest no cost EMI phones on the product page

  • Select the ones you wish to purchase and click on ‘Buy Now’

  • At the checkout page, select ‘No Cost EMI’ as the payment mode

  • Select the EMI tenure

  • Click on submit to complete the purchase

Advantages of Buying Mobile Online on EMI Using the Bajaj Finserv EMI Network Card

There are several advantages of buying mobiles on EMI using the Bajaj Finserv EMI Network Card. These include-

  • You can buy a mobile phone on zero down payment without a credit card

  • You get access to a high-limit pre-approved loan

  • You can buy mobile on no cost EMI, i.e., no extra charges will be levied on the actual cost

  • You can choose a convenient repayment tenure for your EMI, ranging between 3 - 24 months

  • Your loan can be pre-closed any time after your first EMI has been paid, without attracting any foreclosure charges.

So, what are you waiting for? Apply for an EMI card online at the BFM website or through any of our offline partner stores. Click here to know more about how to apply for a Bajaj Finserv EMI Network Card. 

Finserv MARKETS, a subsidiary of Bajaj Finserv, is a one-stop digital marketplace that has been created for consumers on the go. It offers 500+ financial and lifestyle products, all at one place. At Finserv MARKETS, we understand that every individual is different. And that’s why we have invested in creating a proposition – Offers You Value. A value proposition that ensures you get offers which are tailor made for you. We also offer an amazing product range and unique set of online offers across Loans, Insurance, Investment, Payments and an exclusive EMI store. Be it in helping you achieve your financial life goals or offering you the latest gadgets, we strive to offer what you are looking for. From simple and fast loan application processes to seamless and hassle-free claim-settlements, from no cost EMIs to 4 hours product delivery, we work towards fulfilling all your personal and financial needs. What’s more! Now enjoy the same benefits in just one click with our Finserv MARKETS App.

Frequently Asked Questions

  • ✔️Can I buy a phone on EMI without a credit card?

    If you wish to avail a loan without a credit card to buy an EMI mobile, you can! Simply use an EMI card, such as the Bajaj Finserv EMI Network card to pay for your EMI mobile phone.

  • ✔️How can I buy mobile in instalment?

    To buy EMI mobile you need to select EMI as your preferred mode of payment at the checkout page. When you use your Bajaj Finserv EMI Network card you can select no cost EMI option. You can then select a preferable tenure over which you need to pay the installments and click submit to complete the purchase.

  • ✔️How to buy zero down payment mobile phones online without credit card?

    To pay zero down payment mobile phones online without credit card you need to follow the steps mentioned below-

    • Browse the latest no cost EMI phones on the product page

    • Select the ones you wish to purchase and click on the ‘Buy Now’

    • At the checkout page, select ‘No Cost EMI’ as the payment mode

    • Select the EMI tenure

    • Click on submit to complete the purchase

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