Phone on EMI

Buy Mobile Phones on EMI

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Get No-Cost EMIs at leading online stores. Shop using your Bajaj Finserv EMI Network Card

Buy the Latest Mobile on EMI 

The Bajaj Finserv EMI Network Card is one of the best options if you are looking to buy expensive gadgets such as mobiles at no cost EMI. This card allows you to repay the purchase price over a long and flexible repayment tenure ranging from 3 months to 24 months. So, why wait any further when you can get this card and easily purchase your preferred mobile at no cost EMIs?

 

To buy a mobile on EMI at the best price, check out any of the many Bajaj Finserv partner stores, including popular e-commerce websites like Amazon, Flipkart, etc. You can even visit any of the Bajaj Finserv partner stores in person. Then, simply use the Bajaj Finserv EMI Network Card at these online or offline stores and get access to no cost EMI offers on smartphones with zero down payment.

Why Should You Buy A Mobile On EMI?

You can choose to purchase a mobile on a no-cost EMI rather than putting off buying a new phone for months with your hard-earned money or settling for anything less. The use of an EMI to purchase a phone has various benefits. Some of the benefits of buying a mobile on EMI online or offline are as follows:

 

1. Easy on the Pocket: Buying a phone and paying the full price at once can throw your monthly budget off course and might even impact your emergency fund. By purchasing a mobile on an EMI offer, using a debit card, you can be confident that you will always have enough cash on hand. You may easily buy a  mobile at a no cost EMI, whether you're looking for high-end models or the best phones around  ₹10,000!

 

2. The best phone becomes more affordable: A smartphone's price increases with its specification level. You can buy your preferred phone without paying the entire price up front when you pay on EMI because you are not required to pay the entire amount at once.

 

3. Additional Savings on buying a Mobile on EMI: Since you are not charged any additional fees (0% interest), purchasing a mobile phone in instalments gets considerably more appealing when you have the option of No Cost EMI. In addition, the cash you saved by paying in advance is earning interest in your bank account.

How Does No-Cost EMI Work?

No-cost EMIs basically give you an option wherein you can make monthly payments in small quantities rather than having to pay the entire sum at once. The primary distinction that No Cost EMI has from regular EMIs is that the amount of a regular EMI includes both the processing costs and the interest component. Under No Cost EMIs, however, you are not required to pay any interest. In the event of regular EMIs, the vendor will charge you an interest rate that could range from 8% to 15% along with a processing fee that varies from 0.5% to 3%.

 

For instance, if you purchased a product for ₹12,000 and chose the regular EMI option of 6 months, their payment would be split as follows:

 

  • 6 months is the EMI's term.

  • ₹12,000 is the principal amount.

  • Interest rate = 12%

  • 2% processing fee

Best EMI Offers on Mobiles at Bajaj Finserv Partner Stores 

Bajaj Finserv has teamed up with some of the best smartphone providers to offer you convenience, value for money, and variety. Here is a quick look at some of the best mobile phones on EMI that can be purchased using your EMI Network Card. 

1. OnePlus 10 Pro (Emerald Forest, 8GB + 128GB)

The OnePlus 10 Pro runs on the Snapdragon 8 Gen 1 processor and is powered by Android 12. The camera module is also quite impressive, with a 48 MP primary camera and a 32 MP secondary camera. Furthermore, with various other features like dual-view video, focus peaking and smart scene recognition, this is one of the best OnePlus mobiles you can get on EMI.

 

  • Price of the mobile phone on EMI: ₹6,889 per month for 9 months

2. Samsung Galaxy A33 (Black, 128GB + 6GB)

The new Galaxy A33 from Samsung has a powerful quad-camera setup with resolutions of 48 MP, 8 MP, 5 MP and 2 MP. You can rely on this primary camera module to capture stunning images and videos. The Samsung Galaxy A33 also comes with other impressive features like a responsive Exynos 1280 Processor. 

 

  • Price of the mobile phone on EMI: ₹3,643 per month for 7 months

3. Vivo Y75 (Starlight Black, 128GB +8GB)

There is no lack of connectivity options in the Vivo Y75, which comes equipped with support for WiFi, Bluetooth, USB, GPS and more. The camera module is also worth it since it includes a 50 MP primary camera and a 16 MP secondary camera. Furthermore, the massive battery capacity of 5000 mAh means that you can use the phone for several hours and consume media or play games on a single charge. 

 

  • Price of the mobile phone on EMI: ₹2,749 per month for 6 months

4. OPPO F21 Pro (Sunset Orange, 128GB + 8GB)

The OPPO F21 Pro has an impressive 6.43-inch display with a resolution of 2400 x 1080 pixels. This smartphone also comes with many cutting-edge features like Bluetooth 5.1, a 64 MP primary camera and a 4500 mAh battery. In the box, you also get a range of other essential accessories like a USB cable, a charger, a SIM ejector tool and a protective case. 

 

  • Price of the mobile phone on EMI: ₹3,834 per month for 6 months

How to Shop Latest Mobile Phones on EMI Using the Bajaj Finserv EMI Network Card

You can use the Bajaj Finserv EMI Network Card to shop for mobile phones on EMI without a credit card. Here is what you need to do to shop for mobiles online on EMIs.

 

  • Step 1: Go through the latest collection of no-cost EMI phones.

  • Step 2: Select the phone you want to purchase by clicking on ‘Buy Now’.

  • Step 3: Choose the ‘No Cost EMI’ option.

  • Step 4: Use Bajaj Finserv EMI Network Card as the payment mode.

  • Step 5: Select your preferred repayment tenure.

  • Step 6: Enter your card details and verify the same using the OTP sent to your registered mobile.

  • Step 7: Confirm your order to complete the transaction.

For offline shopping, you can use your Bajaj Finserv EMI Network Card to pay for the purchase at the store itself. Here is what you need to do. 

 

  • Step 1: Visit any Bajaj Finserv partner store near you.

  • Step 2: Choose a smartphone and use your EMI Network Card to pay for the purchase.

  • Step 3: Select a convenient repayment tenure.

  • Step 4: Share your EMI Network Card details.

  • Step 5: Share the OTP sent to your registered mobile to complete your purchase. 

Advantages of Buying No Cost EMI Mobile With the Bajaj Finserv EMI Network Card 

There are many advantages of buying a mobile on EMI online using the Bajaj Finserv EMI Network Card. Check out some of the top benefits below. 

  • Zero Down Payment 

You need not pay any sum as a down payment. Simply purchase the phone and convert the entire cost into easy, no-cost EMIs.

  • No Credit Card Required

You can buy your preferred mobile on EMI without a credit card. So, even if you do not have access to a bank credit card, the Bajaj Finserv EMI Network Card lets you buy now and pay later.

  • High Pre-Approved Loan

With the Bajaj Finserv EMI Network Card, you get a high pre-approved loan of up to ₹2 lakhs. This means you can even buy expensive mobile phones on EMI easily. 

  • No Cost EMIs

When you shop for mobile phones on EMI with the Bajaj Finserv EMI Network Card, you need not pay any interest on the equated monthly instalments. 

  • Flexible Repayment Tenure

You can choose to pay the purchase price back over a flexible repayment tenure ranging from 3 to 24 months. 

 

FAQs about Mobile on EMI

  • ✔️Can I buy a phone on EMI without a credit card?

    Yes, you can buy the latest phone of your choice on easy EMIs without needing a credit card. To buy a smartphone on EMI, you can use the Bajaj Finserv EMI Network Card.

  • ✔️How can I buy a mobile in instalments?

    You can buy a mobile on EMI using the Bajaj Finserv EMI Network Card. While making your purchase, choose the card as your preferred mode of payment and then select the repayment tenure. Choose the no-cost EMI option, submit the required details and buy the phone on EMI.

  • ✔️How to buy zero down payment mobile phones online without a credit card?

    To buy mobile phones online without a credit card and without any down payment, you need the Bajaj Finserv EMI Network Card. If you have this card, you can find the phone of your choice on the product page, choose the ‘No Cost EMI’ purchase option and make your purchase.

  • ✔️What are the best mobiles available on EMI?

    Some of the best mobiles on EMI include the Vivo X60, the Vivo V21, OPPO F19 Pro Plus, Xiaomi 11 Lite NE and more.

  • ✔️Which smartphone brands are available on the EMI Network?

    You can choose from different smartphone brands like Samsung, OPPO, Vivo, OnePlus, Realme, Redmi, and many more using the Bajaj Finserv EMI Network Card.

  • ✔️What is the eligibility criteria to buy a mobile on EMI on an Aadhaar Card?

    Here is the eligibility criteria to avail the EMI offer on mobiles on Aadhaar Card: 

     

    • You have to be an Indian citizen aged between 18-65 years of age. 

    • You need to have valid documentation as proof of your identity. 

    • You need to have an active source of income.