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Discover why Vastu Housing Finance can be good choice for homebuyers by exploring competitive interest rates, flexible eligibility, and simple documentation
Last updated on: March 28, 2026
You can apply for the Vastu Housing Finance Home Loan on Bajaj Markets to meet your housing finance requirements. Get a home loan of up to ₹75 Lakhs, with interest rates.
The Vastu Housing Finance Home Loan comes with competitive interest rates and standard charges. The key details are summarised below:
Interest Rate & Processing Fees
| Particulars | Details |
|---|---|
Starting Interest Rate |
10% p.a. onwards |
Processing Fees |
2% of the loan amount |
Disclaimer: Rates and fees may change based on the lender’s internal policies.
Below are the additional charges applicable to this home loan:
| Charges | Details |
|---|---|
Late Payment Fee |
Applicable as per policy |
Prepayment/Foreclosure Charges |
Applicable as per policy |
Any Other Charges |
Applicable as per policy |
Disclaimer: All charges are subject to revision at the discretion of the lender.
Borrow anywhere from ₹5 Lakhs to ₹75 Lakhs based on your eligibility and repayment capacity.
Interest rates start from 10% p.a., offering competitive home financing options.
Enjoy a repayment period ranging from 48 months up to 300 months, giving you ample flexibility.
Experience a smooth process with a 7‑day average disbursal timeline, subject to verification.
Before applying, ensure that you meet the basic eligibility criteria listed below:
You must be between 21 to 70 years at the time of application.
A minimum CIBIL score of 650 is preferred for smoother approval.
You must have at least 2 years of total work experience if salaried or self‑employed.
Your net monthly income must be above ₹8,000.
A suitable residential property is required as collateral.
A co‑signer/guarantor is mandatory.
You must fulfil the lender’s residence stability norms.
The following documents are typically required while applying:
| Document Type | Details |
|---|---|
Proof of Identity & Address |
Valid KYC documents (Aadhaar, PAN, Passport, etc.) |
Income Proof – Salaried |
Latest salary slips (3 months), Form 16 |
Income Proof – Self-employed |
GST returns (12 months), financials/ITRs (if applicable) |
Bank Statements |
Last 6 months bank statements |
Business Documents (if applicable) |
Partnership deed, GST filings |
Property Documents |
Legal papers of the collateral property |
You can follow these steps to apply for this home loan on Bajaj Markets:
Click on the ‘Apply Now’ button on this page.
Choose Home Loan from the product selection menu.
Enter your basic personal, financial, and property details.
Review and accept the terms and conditions and privacy policy.
Proceed by clicking ‘Submit’ and follow the instructions to complete your application.
All terms & conditions refer to the policies and guidelines set forth by Vastu Housing Finance, including processing timelines, pre‑approved offers, and documentation norms.
*T&C Apply.
Reviewer
A score of 650 or above is generally preferred for approval.
You must submit KYC documents, income proof, bank statements, and property documents as required.
The average disbursal time is around 7 days, subject to verification.
Interest rates begin at 10% p.a. and may vary based on eligibility.
Yes, both salaried and self-employed applicants can apply, provided eligibility conditions are met.
You can get a loan of up to ₹75 Lakhs, depending on your profile.
The tenure can extend up to 25 years, based on repayment capacity.
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