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About Chief Minister Health Insurance Scheme

Chief Minister’s Comprehensive Health Insurance Scheme also known as CMCHIS provides close to 65% low income families in Tamil Nadu access to world class healthcare facilities through cashless financial assistance.

What does CMCHIS  cover?

Some of the benefits available as a part of the scheme include:

  1. Treatment coverage for diseases specified as per the scheme at empanelled hospitals at the time of hospitalization.
  2. Coverage of diagnostic tests prescribed.
  3. Doctor or hospital follow-ups in the course of treatment  usually not covered by health insurers.

Salient features of CMCHIS 

  1. All the members of a family can benefit from health insurance offered under this scheme in the event of a health related emergency.
  2. The beneficiary is not required to pay in cash when availing treatment, as the entire process is cashless.
  3. Those enrolled can get check-ups as well as follow ups at no cost at camps are organized in  network hospitals.
  4. Refugees from Sri Lanka can enroll under this scheme with no limit on their income
  5. A round-the-clock call centre helps answer any doubts related to the Amma health Insurance scheme

Benefits of Chief Minister Health Insurance Scheme

  1. The scheme provides coverage for expensive medical treatments providing economic support to the poor.
  2. A wide hospital network makes it easier for people to approach one nearest to them and reduces delay in treatment.
  3. A beneficiary can get treated for a host of medical problems without paying anything out of his or her pocket.
  4. A high yearly health cover of Rs 5 Lakhs is available to every family as sum insured
  5. Unlike regular health plans, follow-up visits and diagnostic tests are both covered under the scheme 

Coverage of medical procedures under the scheme 

A wide range of medical conditions related to cardiology, neurosurgery, gynaecology, gastroenterology, infectious diseases, endocrinology, pulmonology, ophthalmology etc are covered under the Chief Minister’s Comprehensive Health Insurance  Scheme.

Who is eligible for CMCHIS? 

  • Only Tamil Nadu residents or Sri Lankan refugees holding a citizenship proof can enroll in the Chief Minister’s Comprehensive Health Insurance Scheme.
  • Those with annual household  income not more than Rs 72,000.
  • The family ration card should have the name of the person who wants to get enrolled.
  • Those who have migrated to Tamil Nadu from any other state and reside there since the last six months should carry valid migration certificates.
  • Orphans or girl children rescued from a registered or unregistered organisation  are also eligible.

How to Apply for CMCHIS?

  1. Request a certificate of income from the administrative officer in your village or revenue authorities and furnish specified documentation at the enrollment centre of Amma health Insurance scheme.
  2. Get them verified and proceed for biometric such as fingerprint, photo and eye scan after which an e-card is given 

Documents required to apply  for CMCHIS

You will be required to carry a certificate of  income, ration card (original and photocopy) and a  declaration from the family head. Apart from these, PAN card, Aadhar card or other proofs of identity and address as prescribed might be asked for.

Aadhaar card linking with  URN

Visit the official website of CMCHIS by clicking on and click on the name of the scheme holder to link your Aadhaar card to the URN. Enter your URN where you are given the option to enable the link. Enter the name of the person along with his or her Aadhaar number and mobile number to complete the registration process.

Validity and coverage limit

The Chief Minister Comprehensive Health Insurance Scheme is valid for one year and then needs to be renewed by the policyholder. A maximum coverage amounting to Rs. 5 Lakhs is provided to all family members

Searching for minimum electronic medical records

Log on to the CMCHIS website and go to the claims section. Click on the name of the member followed by the health record. Fill the form by entering URN number and mobile number in order to access medical records online.

Claiming CM Health insurance 

Show the Amma Kapitu Thittam card received at the time when you enrolled in CMCHIS to the hospital when required to make payment for a medical condition. Claim details are sent by hospital  authorities to the insurer and the amount is settled between both of them.

Contact Details

For any queries regarding CMCHIS, you can dial the toll-free number 1800-425-3993 and talk to a call centre executive. Complaints can be mailed to or To visit in person or send snail mail, you can contact

CMCHIS Project Office

Chief Minister’s Comprehensive Health Insurance Scheme

No.226, Om Sakthi Towers,

Kilpauk Garden Road, Kilpauk,

Chennai-600010, Tamil Nadu

While the Chief Minister Comprehensive Health Insurance Scheme is a good initiative to expand the reach of quality healthcare to the masses, the rise in treatment costs of chronic illnesses demands that you be prepared financially for whatever the future might bring.

That is why, Health Insurance available on Finserv MARKETS gives you the choice to choose a health cover as high as 50 lakh personalised for you in tune with your family’s requirements.  Enjoy cashless facilities across a pan India network of more than 6500 hospitals with a claim settlement ratio of 94%.  

Health Insurance available on Finserv MARKETS also covers all expenses before and after hospitalization with free ambulance charges and medical check-ups post claim free years as mentioned in the policy. So, if you are looking to safeguard the health of your loved ones, look no further than the policies on  Finserv MARKETS and purchase a plan today.

Frequently asked questions

  • ✔️Who can enroll under CMCHIS?

    The head of family, spouse(legal), dependants such as parents and children of the beneficiary can undergo enrollment.

  • ✔️Are claims for reimbursement allowed?

    No, a beneficiary can only avail cashless claims at a hospital empanelled under CMCHIS.

  • ✔️Are dental treatments included?

    Yes, CMCHIS covers dental procedures.

  • ✔️How to download the Amma Kapitu Thittam card?

    In case you lose your smart card, you can  download it online by going to the CMCHIS website and entering beneficiary details. Remember to save the e-card once it generates online.

  • ✔️Can the CMCHIS application form be downloaded?

    A person who wants to enroll in the Chief Minister health insurance scheme needs to carry the necessary documents to the enrollment center.

  • ✔️Which are the list of hospitals under Chief Minister Comprehensive Health Insurance Scheme?

    The list of various hospitals empanelled under the Amma health insurance scheme can be accessed by visiting

  • ✔️What are the steps to find CMCHIS member ID?

    Visit the CMCHIS website and initiate a search for the member by entering URN details or ration card details as requested.

  • ✔️What are the list of packages covered under CMCHIS?

    Refer to the official website of the Chief Minister health insurance scheme for a detailed list of all the procedures that are covered under it.

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