Introduction

India is by far the largest two-wheeler market in the entire world. However, Indian consumers had for a very long time preferred affordable and fuel efficient commuter bikes, leading to two-wheeler manufacturers focusing only on that segment.

Over the past few years, the trend has seemingly shifted by quite a bit. With an increasing number of Indian consumers choosing to go for bigger and more powerful bikes. This shift has directly led to the rise of the popularity of bikes under Rs. 5 Lakhs.

Bikes like the KTM 390 Adventure with an ex-showroom price of Rs. 3.28 Lakhs and CFMoto 650NK, with its ex-showroom price of Rs. 4.29 Lakhs have become very popular choices amongst Indian consumers.

That said, if you’re looking to purchase a sports bike under Rs. 5 lakh in the near future, you should know that the ex-showroom price isn’t the final cost that you would have to pay. Insurance premium is another major cost that you should account for.

So, before you actually take the plunge, remember to first determine the cost of insurance for the bike.

List of the Top 10 Best Bikes Under Rs. 5 Lakhs

With respect to top bikes under Rs. 5 lakh, the options that you have on your hand are virtually endless. There are more than 30 different motorcycles that you can choose from. Having so many choices can actually end up making your choice that much harder.

But don’t worry. We’ve compiled a list of the best 10 bikes that you can consider purchasing. Check out the table below to get an idea of what they are, along with their ex-showroom price and other details.

Bikes Under Rs. 5 Lakhs

Ex-Showroom Price (Delhi)

CFMoto 650NK

Rs. 4.29 Lakhs

KTM 390 Adventure

Rs. 3.28 Lakhs

Kawasaki Ninja 300

Rs. 3.24 Lakhs

BMW G 310 GS

Rs. 3.05 Lakhs

Royal Enfield Continental GT 650

Rs. 3.02 Lakhs to Rs. 3.26 Lakhs

KTM 390 Duke

Rs. 2.87 Lakhs

Honda CB300R

Rs. 2.77 Lakhs

KTM RC 390

Rs. 2.77 Lakhs

Royal Enfield Interceptor 650

Rs. 2.58 Lakhs to Rs. 3.10 Lakhs

Benelli TRK 251

Rs. 2.54 Lakhs

1. CFMoto 650NK

CFMoto 650NK is the best superbike under Rs. 5 lakh that you can purchase right now. Powered by a twin-cylinder engine that complies with BS6 emission norms, the 650 NK is a big and powerful motorcycle.

The ex-showroom price of the CFMoto 650NK is currently around Rs. 4.29 Lakhs, with the insurance premium being somewhere around Rs. 20,438.

Considering the fact that the bike is heavy and has a powerful twin-cylinder engine, CFMoto has equipped the 650NK with a dual disc braking setup at the front and a single disc at the rear. In addition to that, the bike also comes with dual-channel ABS, a 5-inch TFT display, and LED headlights.

Particulars

Specifications

On-Road Price (Delhi)

Rs. 4.83 Lakhs

Insurance Cost

Rs. 20,438

Engine

Displacement - 649 cc

Power - 61.18 PS @ 9,000 RPM

Torque - 56 Nm @ 7,000 RPM

Transmission

6-Speed Manual Transmission

Brakes

Front - Twin discs

Rear - Single disc

Tyres

Front - 120/70 ZR17

Rear - 160/60 ZR17

Seat Height

780 mm

Kerb Weight

206 kilograms

2. KTM 390 Adventure

If off-roading is your thing, then the KTM 390 Adventure might just be the perfect option for you. Featuring a high ground clearance and upright riding stance, the KTM 390 Adv, allows you to tackle almost any terrain with ease.

The bike is currently available for an ex-showroom price of just Rs. 3.28 Lakhs. The cost of insuring the vehicle is also very affordable at Rs. 24,175 per annum. Equipped with a vertical split LED headlight setup, an upswept exhaust, knuckle guards, a full-TFT display, and a Bosch ABS system, this motorcycle is currently the best adventure bike under Rs. 5 lakh in India.

Particulars

Specifications

On-Road Price (Delhi)

Rs. 3.81 Lakhs

Insurance Cost

Rs. 24,175

Engine

Displacement - 373.27 cc

Power - 43.5 PS @ 9,000 RPM

Torque - 37 Nm @ 7,500 RPM

Transmission

6-Speed Manual Transmission

Brakes

Front - Single 320 mm disc

Rear - Single 230 mm disc

Tyres

Front - 100/90 R19

Rear - 130/80 R17

Seat Height

855 mm

Kerb Weight

177 kilograms

3. Kawasaki Ninja 300

Derived from Kawasaki’s Ninja lineup of superbikes, the Ninja 300 is essentially a lower capacity superbike under Rs. 5 Lakhs. The motorcycle features a design that’s similar to the other Ninja motorcycles, albeit with a few key differences.

The Kawasaki Ninja 300 is being sold in the country for just Rs. 3.24 Lakhs (ex-showroom), with its insurance premium being around Rs. 12,486.

The bike is equipped with a large 37-mm telescopic front suspension, a vibration-free parallel-twin liquid cooled engine, a slip-assist clutch, and dual-channel ABS, among others.

Particulars

Specifications

On-Road Price (Delhi)

Rs. 3.62 Lakhs

Insurance Cost

Rs. 12,486

Engine

Displacement - 296 cc

Power - 39 PS @ 11,000 RPM

Torque - 26.1 Nm @ 10,000 RPM

Transmission

6-Speed Manual Transmission

Brakes

Front - Single 290 mm disc

Rear - Single 220 mm disc

Tyres

Front - 110/70 R17

Rear - 140/70 R17

Seat Height

780 mm

Kerb Weight

179 kilograms

Read More: Kawasaki Bike Insurance

4. BMW G 310 GS

Another adventure bike under Rs. 5 Lakhs, the BMW G 310 GS is a simple, yet elegant motorbike that’s capable of tackling the off-beaten paths. The bike comes with a liquid-cooled single cylinder engine that’s capable of generating enough power for you to enjoy taking the bike off-the-road.

The motorcycle is currently on sale for Rs. 3.05 Lakhs (ex-showroom). And the cost to insure the vehicle comes up to Rs. 12,167 per annum, making it one of the most affordable adventure bikes in India.

The BMW G 310 GS comes with plenty of noteworthy features like an LED headlamp setup, LCD display, slip-and-assist clutch, adjustable monoshock suspension at the rear, and dual-channel ABS.

Particulars

Specifications

On-Road Price (Delhi)

Rs. 3.41 Lakhs

Insurance Cost

Rs. 12,167

Engine

Displacement - 313 cc

Power - 34 PS @ 9,500 RPM

Torque - 28 Nm @ 7,500 RPM

Transmission

6-Speed Manual Transmission

Brakes

Front - Single 300 mm disc

Rear - Single 220 mm disc

Tyres

Front - 110/80 R19

Rear - 150/70 R17

Seat Height

835 mm

Kerb Weight

169.5 kilograms

5. Royal Enfield Continental GT 650

The Continental GT 650 is the only cafe racer style motorcycle offered by an Indian bike maker. Featuring a simple design, this bike from Royal Enfield can be purchased at a price range starting from Rs. 3.02 Lakhs to Rs. 3.26 Lakhs, depending on the colour choice that you make. The insurance cost for the bike ranges from Rs. 18,457 to Rs. 18,589.

Powered by a parallel-twin oil-cooled engine, the Continental GT 650 from Royal Enfield offers a very smooth and easy-going ride. The bike comes with features like a dual-channel ABS braking system, adjustable rear suspension, clip-on handlebars, and a slip-and-assist clutch, among others.

Particulars

Specifications

On-Road Price (Delhi)

Rs. 3.45 Lakhs to Rs. 3.71 Lakhs

Insurance Cost

Rs. 18,457 to Rs. 18,835

Engine

Displacement - 648 cc

Power - 47.65 PS @ 7,150 RPM

Torque - 52 Nm @ 5,250 RPM

Transmission

6-Speed Manual Transmission

Brakes

Front - Single 320 mm disc 

Rear - Single 240 mm disc

Tyres

Front - 100/90 R18 

Rear - 130/70 R18

Seat Height

804 mm

Kerb Weight

202 kilograms

Read More: Royal Enfield Insurance

6. KTM 390 Duke   

(Source: Wikimedia Commons)

One of the best bikes under Rs. 5 Lakhs is the KTM 390 Duke. This motorcycle is the quintessential street bike with sharp and edgy styling and razor-sharp features. The bike retails for an ex-showroom price of Rs. 2.87 Lakhs, with the insurance premium coming in at Rs. 23,132.

The motorcycle is loaded to the brim with features such as a TFT display cluster, split LED headlamps, inverted WP front suspension, adjustable levers, supermoto mode, dual-channel ABS, and a slipper clutch, among others.

Particulars

Specifications

On-Road Price (Delhi)

Rs. 3.36 Lakhs

Insurance Cost

Rs. 23,132

Engine

Displacement - 373.3 cc

Power - 45 PS @ 9,000 RPM

Torque - 37 Nm @ 7,500 RPM

Transmission

6-Speed Manual Transmission

Brakes

Front - Single 320 mm disc 

Rear - Single 230 mm disc

Tyres

Front - 110/70 R17

Rear - 150/60 R17

Seat Height

830 mm

Kerb Weight

163 kilograms

Read More: KTM 390 Duke Insurance

7. Honda CB300R

Not wanting to leave the best bikes under Rs. 5 Lakhs list to be empty with no contender, Honda came up with the CB300R. The motorcycle features neo-retro styling that blends both traditional and modern elements.

Thanks to heavy localisation of parts and components, the ex-showroom pricing of the Honda CB300R is quite low at just Rs. 2.77 Lakhs. The cost of insurance, likewise, is also very affordable at just Rs. 11,696 per annum.

A full LED headlamp, upside down front suspension, assist and slipper clutch, adjustable rear suspension, a full-LCD display, and a hubless floating disc are some of the features that you can find in the Honda CB300R.

Particulars

Specifications

On-Road Price (Delhi)

Rs. 3.10 Lakhs

Insurance Cost

Rs. 11,696

Engine

Displacement - 286.01 cc

Power - 31.1 BHP @ 9,000 RPM

Torque - 27.45 Nm @ 7,500 RPM

Transmission

6-Speed Manual Transmission

Brakes

Front - Single 296 mm disc

Rear - Single 220 mm disc

Tyres

Front - 110/70 R17

Rear - 150/60 R17

Seat Height

801 mm

Kerb Weight

146 kilograms

8. KTM RC 390

(Source: Wikimedia Commons)

The KTM RC 390 is the superbike version of the KTM 390 Duke. The motorcycle shares a lot of components and even the engine with the 390 Duke. The ex-showroom price of the RC 390 motorcycle is around Rs. 2.77 Lakhs, while the cost of insuring the vehicle comes up to Rs. 22,876.

The bike features a fully-faired chassis, a ride-by-wire throttle, slipper clutch, dual-channel ABS, a twin projector headlamp, and a fully-digital instrument console. Although the KTM RC 390 is a twin-seater vehicle, the pillion rider sits at a much higher level than the rider, making long journeys a tough affair.

Particulars

Specifications

On-Road Price (Delhi)

Rs. 3.24 Lakhs

Insurance Cost

Rs. 22,876

Engine

Displacement - 373.3 cc

Power - 45 PS @ 9,000 RPM

Torque - 37 Nm @ 7,500 RPM

Transmission

6-Speed Manual Transmission

Brakes

Front - Single 320 mm disc

Rear - Single 230 mm disc

Tyres

Front - 110/70 R17

Rear - 150/60 R17

Seat Height

830 mm

Kerb Weight

166.8 kilograms

9. Royal Enfield Interceptor 650

In addition to the Continental GT 650, Royal Enfield also released another 650 cc motorcycle - the Interceptor 650. Featuring a completely different design, the Interceptor is also powered by the same parallel-twin engine.

However, the cost of the bike is slightly lower compared to the Continental GT 650. The ex-showroom pricing of the Interceptor range starts at just Rs. 2.58 Lakhs and goes all the way up to Rs. 3.10 Lakhs. The insurance premium for the vehicle starts from Rs. 17,769 to Rs. 18,750.

Other than the pricing, there’s not much of a difference between the Interceptor 650 and the Continental GT 650. Everything from the features to the equipment remains the same.

Particulars

Specifications

On-Road Price (Delhi)

Rs. 2.97 Lakhs to Rs. 3.53 Lakhs

Insurance Cost

Rs. 17,769 to Rs. 18,750

Engine

Displacement - 648 cc

Power - 47.65 PS @ 7,150 RPM

Torque - 52 Nm @ 5,250 RPM

Transmission

6-Speed Manual Transmission

Brakes

Front - Single 320 mm disc

Rear - Single 240 mm disc

Tyres

Front - 100/90 R18

Rear - 130/70 R18

Seat Height

804 mm

Kerb Weight

202 kilograms

10. Benelli TRK 251

And finally, we have yet another adventure bike under Rs. 5 Lakhs - the Benelli TRK 251. Perfect for both experienced and beginner individuals, the TRK 251 offers an all-round off-roading experience.

The bike can be purchased for an ex-showroom price of just Rs. 2.54 Lakhs, with the insurance costs coming up to Rs. 11,309. The features of the Benelli TRK 251 include a Bi-lens LED headlamp, a fully digital display, upside down front suspension, a tinted windscreen, and a rear carrier.

Particulars

Specifications

On-Road Price (Delhi)

Rs. 2.85 Lakhs

Insurance Cost

Rs. 11,309

Engine

Displacement - 249 cc

Power - 25.8 BHP @ 9,250 RPM

Torque - 21.1 Nm @ 8,000 RPM

Transmission

6-Speed Manual Transmission

Brakes

Front - Single 280 mm disc 

Rear - Single 240 mm disc

Tyres

Front - 110/70 R17 

Rear - 150/60 R17

Seat Height

800 mm

Kerb Weight

164 kilograms

Conclusion

Now that we’ve narrowed down the choices to just 10 of the best bikes under Rs. 5 Lakhs, choosing the one that’s right for you should now be easier.

That said, before you go ahead with your purchase, always make sure to also account for the cost of a two-wheeler insurance. Not only is it mandatory, but it can also help lessen your financial burden in the case of damages to your precious vehicle.

Alternatively, if you already own the best bike under Rs. 5 Lakhs, then ensure to renew your two-wheeler insurance policy on time. This way, you can continue to enjoy insurance protection without any interruptions.

Want to know more about the different insurance plans available for a motorcycle? Finserv MARKETS can help you out. You can browse the various options available, compare and contrast their features and quotes, and then pick the one that suits your requirements.

FAQs

  • ✔️Which is the best bike under Rs. 5 Lakhs?

     Since the requirements and preferences may vary from person to person, the answer to this question ultimately rests upon you. Here’s a tip. When you’re trying to determine the best bike for yourself, make sure to take it for a long test drive. This way, you can easily find out if the motorcycle is for you or not.  

  • ✔️Do all of the best bikes under Rs. 5 Lakhs come with an Anti-Lock Braking System?

    Yes. All of the best bikes under Rs. 5 Lakhs feature ABS as standard equipment.  

  • ✔️Are there any adventure bikes under Rs. 5 Lakhs?

    Yes. There are quite a few. KTM 390 Adventure, Benelli TRK 251, and BMW G 310 GS are three of the best adventure bikes under Rs. 5 Lakhs. 

  • ✔️Which of the top bikes under Rs. 5 Lakhs offer a digital instrument cluster?

     Except the Royal Enfield Interceptor 650 and the Royal Enfield Continental GT 650, all the other bikes come with digital instrument clusters.  

  • ✔️Which is the fastest bike under Rs. 5 Lakhs?

    There are plenty of fastest bikes under Rs. 5 Lakhs. The KTM 390 Duke, Royal Enfield Continental GT 650, Kawasaki Ninja 300 are a few of them.