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Narrowing down to your choice from some of the best bikes under ₹3 Lakhs in India can be challenging, given the plethora of options available. This guide aims to simplify your decision-making process by highlighting some of the top-performing bikes that offer value for money. Whether you're looking for a commuter, a sportbike, or a touring machine, there's something for everyone in this price range.

List of Some of the Best Bikes Under ₹3 Lakhs in India

Below is a curated list of some of the top bikes under ₹3 Lakhs, along with their approximate ex-showroom prices:

Bike Model

Ex-Showroom Price (₹)

Royal Enfield Hunter 350

₹1,49,900

Royal Enfield Bullet 350

₹1,74,875

Triumph Speed T4

₹2,03,000

Bajaj Dominar 400

₹2,26,000

Royal Enfield Guerrilla 450

₹2,39,000

Triumph Speed 400

₹2,46,374

TVS Apache RTR 310

₹2,50,054

KTM 250 Adventure

₹2,59,850

TVS Apache RR 310

₹2,77,999

Royal Enfield Himalayan 450

₹2,85,000

Note: Prices are approximate and may vary based on location and dealer.

Specifications of Bikes Under ₹3 Lakhs

Explore the key specifications of some of the top-performing bikes under ₹3 Lakhs, including engine capacity, power output, torque, mileage, and weight, to aid your selection.

 

1. TVS Apache RR310

The TVS Apache RR 310 ( RR : Race Replica ) is a sport bike made by the TVS Motor Company in collaboration with BMW Motorrad that was launched in India on December 6th, 2017. While the Apache RR 310 uses an engine based on BMW Motorrad’s G310 R platform, the bike itself was fully designed by TVS in India. This model marks TVS Motor’s debut in the fully-faired motorcycle segment, and it confidently stands among the top options available under ₹3 Lakhs.

 

Here’s a detailed look at the Apache RR310’s performance and dimensions:

Performance, Dimensions & Features

Specifications (Units)

City Mileage

33.1 kmpl

Highway Mileage

34.45 kmpl

Top Speed

160 kmph

Engine Capacity

312.2 cc

Fuel Capacity

11 Litres

Length

2001 mm

Width

786 mm

Height

1135 mm

Kerb Weight

174 Kg

Special Features

Bluetooth connectivity, Throttle control, Ride by wire technology

Third Party Insurance Premium Rate

Rs. 1,193

2. Royal Enfield Guerrilla 450

The Royal Enfield Guerrilla 450 is a modern roadster that combines classic design with contemporary performance. Powered by a 452cc liquid-cooled engine, it offers a spirited ride, making it suitable for both city commuting and highway cruising.

 

Explore the key specifications and standout features of the Guerrilla 450:

Performance, Dimensions & Features

Specifications in Units

City Mileage

30 kmpl

Highway Mileage

35 kmpl

Top Speed

140 kmph

Engine Capacity

452 cc

Fuel Capacity

11 L

Length

2100 mm

Width

800 mm

Height

1100 mm

Kerb Weight

185 kg

Special Features

Dual-channel ABS, LED lighting, Ride-by-wire

Third Party Insurance Premium Rate

₹2,323

3. Royal Enfield Hunter 350

The Royal Enfield Hunter 350 is a modern roadster that combines classic design with contemporary features. Powered by a 349cc engine, it offers nimble handling and a comfortable ride, making it ideal for urban commuting and weekend rides.

 

Check out the Hunter 350’s performance, size, and unique highlights:

Performance, Dimensions & Features

Specifications in Units

City Mileage

36.2 kmpl

Highway Mileage

40 kmpl

Top Speed

114 kmph

Engine Capacity

349 cc

Fuel Capacity

13 L

Length

2055 mm

Width

800 mm

Height

1055 mm

Kerb Weight

181 kg

Special Features

Dual-channel ABS, USB charging port

Third Party Insurance Premium Rate

₹2,323

 4. Royal Enfield Bullet 350

The Royal Enfield Bullet 350 is an iconic motorcycle known for its timeless design and robust performance. With a 349cc engine, it delivers a smooth ride, making it a favorite among enthusiasts who appreciate classic motorcycling. 

 

 Dive into the classic Bullet 350’s detailed specifications and capabilities:

Performance, Dimensions & Features

Specifications in Units

City Mileage

35 kmpl

Highway Mileage

38 kmpl

Top Speed

110 kmph

Engine Capacity

349 cc

Fuel Capacity

13 L

Length

2110 mm

Width

785 mm

Height

1125 mm

Kerb Weight

195 kg

Special Features

Dual-channel ABS, Digi-analog instrument cluster

Third Party Insurance Premium Rate

₹2,323

 5. Triumph Speed T4

The Triumph Speed T4 is a modern classic motorcycle that blends retro styling with contemporary performance. Equipped with a 398.15cc engine, it offers a spirited ride, appealing to riders who seek both style and substance.

 

Review the Speed T4’s core features and technical details in the table below:

Performance, Dimensions & Features

Specifications in Units

City Mileage

30 kmpl

Highway Mileage

35 kmpl

Top Speed

135 kmph

Engine Capacity

398.15 cc

Fuel Capacity

13 L

Length

2080 mm

Width

765 mm

Height

1090 mm

Kerb Weight

176 kg

Special Features

Dual-channel ABS, LED lighting

Third Party Insurance Premium Rate

₹2,323

 6. Triumph Speed 400

The Triumph Speed 400 is a modern classic motorcycle that offers a blend of retro styling and modern performance. Equipped with a 398.15cc engine, it delivers a smooth and responsive ride, appealing to both new and experienced riders.

 

Here’s a breakdown of the Speed 400’s key metrics and performance specs:

Performance, Dimensions & Features

Specifications in Units

City Mileage

28 kmpl

Highway Mileage

35 kmpl

Top Speed

140 kmph

Engine Capacity

398.15 cc

Fuel Capacity

13 L

Length

2100 mm

Width

800 mm

Height

1100 mm

Kerb Weight

176 kg

Special Features

Dual-channel ABS, LED lighting, Ride-by-wire

Third Party Insurance Premium Rate

₹2,323

7. Royal Enfield Himalayan 450

The Royal Enfield Himalayan 450 is an adventure touring motorcycle built to handle diverse terrains. With a 452cc engine and features like long-travel suspension and a comfortable seat, it's designed for long-distance rides and off-road exploration.

 

View the Himalayan 450’s adventure-focused specifications and features:

Performance, Dimensions & Features

Specifications in Units

City Mileage

30 kmpl

Highway Mileage

35 kmpl

Top Speed

140 kmph

Engine Capacity

452 cc

Fuel Capacity

15 L

Length

2190 mm

Width

840 mm

Height

1370 mm

Kerb Weight

199 kg

Special Features

Dual-channel ABS, Long-travel suspension, LED lighting

Third Party Insurance Premium Rate

₹2,323

8. KTM 250 Adventure

KTM 250 Adventure is an adventure bike available at a starting price of Rs. 2,32,951 in India. It is available in only 1 variant and 2 colours. This is one of the best bikes under Rs. 3 lakhs category.

 

The KTM 250 Adventure is powered by a 248.8cc BS6 engine, that drives power of up to 29.5 bhp and a torque of 24 Nm. With both front and rear disc brakes, the KTM 250 Adventure is equipped with an ‘ALBS’ or an anti-locking braking system. This 250 Adventure bike weighs 177 kg and has a fuel tank capacity of 14.5 litres.

 

Take a closer look at the performance and build specs of the 250 Adventure:

Performance, Dimensions & Features

Specifications (Units)

City Mileage

38.12 kmpl

Highway Mileage

35.63 kmpl

Top Speed

140 kmph

Engine Capacity

248.76 cc

Fuel Capacity

14.5 Litre

Length

2154 mm

Width

900 mm

Height

1263 mm

Kerb Weight

177 Kg

Special Features

PASC Slipper Clutch

Third Party Insurance Premium Rate

Rs. 1,193

9. TVS Apache RTR 310

The TVS Apache RTR 310 is a streetfighter motorcycle that combines aggressive styling with advanced technology. Powered by a 312.12cc engine, it offers dynamic performance and features like ride modes and a digital instrument cluster.

 

Explore the RTR 310’s high-performance figures and dimension details:

Performance, Dimensions & Features

Specifications in Units

City Mileage

30 kmpl

Highway Mileage

35 kmpl

Top Speed

160 kmph

Engine Capacity

312.12 cc

Fuel Capacity

11 L

Length

2001 mm

Width

786 mm

Height

1135 mm

Kerb Weight

174 kg

Special Features

Dual-channel ABS, Ride modes, LED lighting

Third Party Insurance Premium Rate

₹2,323

10. Bajaj Dominar 400

 Bajaj Dominar 400 is a street bike available at a starting price of Rs. 2,21,169 in India. Available in only 1 variant and 2 colours, it is an interesting offering from Bajaj from the category of best bikes under Rs. 3 lakhs.

 

The Dominar 400 draws power from a 373.3cc BS6 engine that delivers 39.42 bhp and 35 Nm of torque. It features disc brakes on both ends along with dual-channel ABS for added safety. With a kerb weight of 193 kg and a 13-litre fuel tank, it’s built for both power and endurance.

Get all the vital stats and feature highlights of the Dominar 400 here:

Performance, Dimensions & Features

Specifications (Units)

City Mileage

27 kmpl

Highway Mileage

165 kmpl

Top Speed

145 kmph

Engine Capacity

373.3 cc

Fuel Capacity

13 Litre

Length

2156 mm

Width

863 mm

Height

1243 mm

Kerb Weight

187 Kg

Special Features

Dual channel ABS, Carrier + Back Stopper

Third Party Insurance Premium Rate

Rs. 2,323

 

Disclaimer: The price of the models shown above under the category of best bikes under Rs. 3 Lakhs, and the specifications may vary depending on the manufacturer and dealer. Please refer to the official websites to know the exact details.

Benefits of Bikes Under ₹3 Lakhs

Bikes priced under ₹3 Lakhs in India offer a perfect blend of performance, affordability, and advanced features. They cater to diverse riding needs, from daily commuting to long-distance touring:

Affordability

Bikes under ₹3 Lakhs strike a balance between cost and performance, making them accessible to a broad range of riders. They offer premium features like ABS, digital consoles, and refined engines without the premium price tag. This affordability allows riders to enjoy advanced technology and performance without exceeding their budget.

Variety

The under ₹3 Lakhs segment boasts a diverse range of motorcycles, including commuters, sportbikes, cruisers, and adventure tourers. This variety ensures that riders can find a bike that aligns with their specific needs, whether it's daily commuting, weekend touring, or spirited riding. Manufacturers like Royal Enfield, KTM, and Yamaha offer models catering to different preferences within this price range.

Fuel Efficiency

Many bikes in this segment are designed with fuel efficiency in mind, offering impressive mileage figures. This efficiency translates to lower running costs, making them economical choices for daily commuting and long-distance travel. Models like the Yamaha R15 and Bajaj Pulsar series are known for their excellent fuel economy.

Resale Value

Popular models under ₹3 Lakhs tend to retain their value well in the used bike market. Brands like Royal Enfield and Hero have a strong resale presence, ensuring that owners can recover a significant portion of their investment when selling. This strong resale value is attributed to brand reputation, reliability, and widespread service networks.

Maintenance

Maintenance for bikes in this category is generally straightforward and cost-effective. Spare parts are readily available, and service centers are widespread, reducing downtime and expenses. Regular servicing ensures longevity and consistent performance, making ownership hassle-free. Brands like Honda and Bajaj are particularly noted for their low maintenance costs and reliability.

Things to Consider When Buying Bikes Under ₹3 Lakhs

Before purchasing a bike under ₹3 Lakhs, assess factors like intended use, engine capacity, fuel efficiency, and maintenance costs. Evaluating these aspects ensures you select a motorcycle that aligns with your needs and budget.

Purpose

Determine if you need a bike for daily commuting, touring, or performance. Commuter bikes are ideal for city traffic and offer excellent fuel efficiency. Touring bikes provide comfort for long-distance rides, while performance bikes deliver speed and agility for enthusiasts.

Engine Capacity

Choose an engine size that matches your riding needs. Smaller engines (100cc–150cc) are suitable for daily commuting and offer better fuel efficiency. Larger engines (200cc and above) provide more power, ideal for highway cruising and spirited riding.

Fuel Efficiency

Consider the mileage if daily running costs are a concern. Bikes with higher fuel efficiency reduce the frequency of refueling and overall expenses. Manufacturers often provide mileage figures, but real-world efficiency can vary based on riding habits and conditions.

Comfort

Test ride to assess seating comfort and ergonomics. A comfortable seat, appropriate handlebar position, and footpeg placement are crucial for reducing fatigue on longer rides. Ensure the bike's ergonomics suit your body type and intended use..

After-sales Service

Check the availability of service centers and spare parts. Opt for brands with a widespread service network to ensure easy maintenance and support. Availability of genuine spare parts ensures longevity and reliability of your motorcycle.

Financing Options for Bikes Under ₹3 Lakhs

Purchasing a bike under ₹3 Lakhs is now more accessible, thanks to flexible financing solutions on Bajaj Markets from lenders like Bajaj Auto Credit Limited, L&T Finance and Muthoot Capital. These two-wheeler loans offer competitive interest rates, minimal documentation, and swift approval processes, making it easier for you to own your dream bike.

Key Features of Two-Wheeler Loans

Two-wheeler loans offer up to 100% financing of the on-road price, enabling you to purchase your desired bike without a hefty down payment. With flexible repayment tenures and quick approvals, these loans make owning a bike more accessible and affordable.

High Loan-to-Value (LTV) Ratio

Finance up to 98% of the bike's on-road price, reducing the need for a substantial down payment

Flexible Repayment Tenure

Choose a repayment period ranging up to 60 months, allowing you to select an EMI plan that fits your budget.

Competitive Interest Rates

Interest rates start as low as 0.99% per annum, depending on your credit profile and lender policies.

Minimal Documentation

Basic documents like identity proof, address proof, and income proof are typically sufficient for loan processing.

Quick Disbursal

Loan approvals and disbursals are often completed within 24 hours, ensuring a hassle-free purchase experience.

Conclusion

Selecting from some of the best bikes under ₹3 Lakhs involves balancing performance, comfort, and budget. With numerous options available, it's essential to assess your specific needs and preferences. Whether you're a daily commuter or a weekend rider, there's a bike in this range that suits your lifestyle.

FAQs

Is insurance mandatory for my bike?

Yes, as per Indian law, having at least third-party insurance is mandatory for all motor vehicles, including bikes.

What does the engine capacity of a bike mean?

Engine capacity, measured in cubic centimeters (cc), indicates the total volume of all the cylinders in the engine. A higher cc generally means more power.

How many types of bikes are there?

Bikes are categorised into various types: commuters, cruisers, sportbikes, adventure bikes, and scooters, each designed for specific riding needs.

What does a comprehensive bike insurance cover?

Comprehensive insurance covers damages to your bike, third-party liabilities, theft, and natural calamities, offering broader protection than third-party insurance.

What should I do in case my bike meets with an accident?

Ensure your safety first, then inform the police and your insurance provider. Document the incident with photos and collect details of any third parties involved.

What is the bike loan interest rate for bikes under ₹3 Lakhs?

Interest rates for bike loans vary between 9.99% and 26.03% per annum, depending on the lender and your creditworthiness.

How can I calculate the EMI for bikes under ₹3 Lakhs?

You can use online bike loan EMI calculators by entering the loan amount, interest rate, and tenure to estimate your monthly installments.

Which is the most affordable bike under ₹3 Lakhs?

The Yamaha MT-15 V2, priced around ₹1.70 Lakhs, is among the most affordable options in this category.

Which are the popular bikes under ₹3 Lakhs?

Popular bikes include the Royal Enfield Classic 350, Yamaha R15 V4, and TVS Apache RR 310, known for their performance and reliability.

Are there any upcoming bikes under ₹3 Lakhs?

Yes, upcoming models like the Triumph Scrambler T4 and TVS RTX 300 are expected to launch soon, offering more choices in this segment.

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