Hero Xpulse 200 Bike Insurance in India

Hero MotoCorp introduced the Hero Xpulse 200 adventure bike in 2019. The bike has a strong 199.6 cc engine which produces plenty of power. Depending on the variant, the Hero Xpulse 200 starts at $1,26,788 and increases from there. If you intend to purchase the Hero Xpulse, it is also crucial to obtain complete bike insurance due to its high price. After all, if you get into an accident and you don't have insurance, you could wind up shelling out a lot of money for repairs in addition to paying third-party liability costs. So let's look at the Hero Xpulse 200 bike insurance pricing, features, characteristics, and more in this article.

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Hero Xpulse 200 Bike Insurance 

The Hero Xpulse 200 is an adventure bike launched by Hero MotoCorp in 2019. The bike comes equipped with a powerful 199.6 cc engine that provides ample power. The Hero Xpulse 200 price (ex-showroom) starts at ₹1,26,788 and goes up depending on the variant. With such an expensive price tag, it is also important to get comprehensive bike insurance if you are planning to buy the Hero Xpulse. After all,  if your bike gets involved in an accident and you do not have an insurance in place, you may end up spending a lot on repair costs, not to mention the third-party liability expenses. So, in this article, let’s take a look at Hero Xpulse 200 insurance price, features, specifications, and more. 

Hero Xpulse 200 Insurance Price for All Variants 

You can check out the Hero Xpulse 200 insurance cost for all variants in the table given below: 

Hero Xpulse 200 Variants 

Ex-Showroom Price 

Fuel Type 

Estimated Third-Party Premiums 

Xpulse 200 STD

₹1,26,788

Petrol 

₹1,366

Xpulse 200 4V

₹1,35,978

Petrol

₹1,366

Xpulse 200 4V Rally Edition 

₹1,52,100

Petrol 

₹1,366

Disclaimer: The ex-showroom prices are for Delhi and are subject to change based on the city.

Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

How to Buy Xpulse 200 Bike Insurance Online 

If you are looking to buy Xpulse 200 bike insurance online, you can get it instantly on Bajaj Markets. Just follow the simple steps given below:

 

Step 1: Go to the ‘Bike Insurance Premium Calculator’ page on the Bajaj Markets website.

 

Step 2: Enter your bike registration details and personal details on the form available on the page.

 

Step 3: Select your preferred Hero Xpulse 200 insurance from the available bike insurance plans available.

 

Step 4: Pay the online insurance premiums for your chosen plan through digital payment means.

 

Once all of the above steps are successfully completed, your Hero Xpulse 200 bike insurance will be shortly activated. The insurance policy details will be sent to your registered email. 

How to Renew Your Xpulse Insurance Instantly 

Follow the given instructions to renew your Hero Xpulse insurance online in just a few minutes:

 

Step 1: Visit the ‘Bike Insurance Renewal’ page of your insurance provider’s website.

 

Step 2: Enter your existing bike insurance details and other required information on the website. 

 

Step 3: Select the right bike insurance renewal plan for your Hero Xpulse 200.

 

Step 4: Pay the online insurance premiums for your chosen Hero Xpulse 200 insurance renewal plan.

 

Your Hero Xpulse will be shortly renewed once you have completed all of the above-given steps. 

Read More: Bike Insurance Renewal

Why Insure Your Hero Xpulse 200?

The Xpulse 200 is one of Hero’s most expensive bikes and is a major investment for anyone buying it. Naturally, you will wish to protect your expensive bike against damages, theft, etc. However, even if you drive with the utmost care, accidents can happen, causing immense damage to your bike and injuries to you. You may have to spend a ton of money on repair costs. In some cases, you may even have to pay for the expenses incurred by the third party involved in the accident. Fortunately, you can avoid all of these costs by getting a comprehensive bike insurance plan that will provide financial coverage for accidental damages, theft, third-party liabilities, and more. 

Types of Hero Xpulse 200 Insurance 

There are two main types of Hero Xpulse 200 insurance plans you can choose from: 

Third-Party Bike Insurance 

Third party bike insurance is the most fundamental form of motor insurance which only provides financial coverage for the damages and injuries caused to the third-party and their vehicle. It is important to note that this type of insurance does not provide any coverage to the policyholder. 

Comprehensive Bike Insurance 

A comprehensive bike insurance, on the other hand, provides two-fold coverage. It provides coverage to the policyholder for damages to their vehicle and any injuries caused, as well as coverage against third-party liabilities. Policyholders can also choose to buy add-on covers at the time of buying a comprehensive bike insurance policy. This type of insurance is generally more expensive than third-party bike insurance. 

Inclusions under Hero Xpulse 200 Bike Insurance 

When you buy Hero Xpulse 200 insurance, you will get coverage for accidental damages, theft, third-party liabilities, natural and man-made disasters, medical cover for injuries, etc. 

Exclusions under Hero Xpulse 200 Bike Insurance 

Your Hero Xpulse 200 insurance will not provide coverage for normal wear and tear, electrical or mechanical breakdown, accidents caused due to driving under influence of alcohol/drugs, cost of consumables replacement, etc. 

Useful Add-on Covers for Your Hero Xpulse 200 

If you are planning to buy comprehensive insurance for your Hero Xpulse 200, you should also check out these valuable add-on covers: 

  • Zero Depreciation Cover 

If you choose to get the zero depreciation add-on cover for bike insurance, you will be provided with the full market price of damaged parts at the time of making an insurance claim. The loss of value of your bike due to depreciation will not be taken into consideration. 

  • Consumables Cover

Consumables for vehicles like engine oil, brake oil, coolant, etc. are not covered under general comprehensive bike insurance. If you wish to get coverage for these components, you should buy the consumables cover.

  • Roadside Assistance Cover

With this roadside assistance cover, you can get professional assistance from mechanics if your bike breaks down in the middle of the road, even if you are stranded in a remote location. 

  • NCB Protection Cover 

No Claim Bonus allows you to get lower premiums when you go through a full policy year without making any claims. However, this cover allows you to make up to 2 claims without losing your No Claim Bonus. 

Claiming Insurance for Your Hero Xpulse 200 

At the time of applying for an insurance claim, you will need to keep the following documents ready: 

  • Hero Xpulse insurance policy papers 

  • FIR of the accident

  • Bike registration papers 

  • Information about the eyewitnesses of the accident 

  • In case of a reimbursement claim, all the original bills and receipts of the bike’s repair 

There are two ways to make a Hero Xpulse 200 insurance claim: 

Cashless Claim

Under a cashless claim, you can take your damaged Xpulse 200 to a nearby network garage. The network garage will check your Hero Xpulse 200 insurance details, and then begin the repairs. Once the repairs are complete, your insurer will directly pay the network garage for the repair costs. 

Reimbursement Claim 

Under this claim, you will have to get your Hero Xpulse 200 repaired at any garage and pay for the repair expenses yourself. Once the repairs are finished, submit all the bills and receipts to your insurer. The insurer will verify the details and then pay out your reimbursement claim amount. 

Read More: Bike Insurance Claim Process

How to Reduce Hero Xpulse Insurance Costs 

Here are some tips you can use to reduce your bike insurance premiums costs: 

  • Select Add-on Covers Carefully 

When you buy a comprehensive bike plan, you may be tempted to buy many add-on covers, but they can increase your premium costs significantly. So, it is better to only buy the absolutely necessary add-on covers you will need. 

  • Use the No Claim Bonus

If you have been using bike insurance without making any claims for one full policy year or longer, use the No Claim Bonus during insurance renewal to get lower premiums. 

  • Installing Anti-Theft Device 

If you have an ARAI-approved anti-theft device set up for your Hero Xpulse, you can get a small reduction on your insurance premiums. 

  • Avoid Making Small Claims 

If you make multiple small claims in a single policy term, your bike insurance premiums will likely increase during renewal. If there is only minor damage to your bike, it would be wiser to get it repaired at your own expense. 

Maintaining Your Hero Xpulse 200: Valuable Tips 

If you maintain your bike properly, you can get years of great performance out of it. Moreover, the resale value of a well-maintained bike will also be higher. 

  • Regularly Service Your Xpulse 200 

You can keep your bike in the best possible condition by regularly taking it to an official company garage and getting it serviced. It will also help in identifying and dealing with any technical issues. 

  • Refill Consumables Regularly 

You will need to keep refilling consumables like engine oil, coolant, etc. at regular intervals to ensure the peak performance of your bike. 

  • Do Not Overload 

Overloading your bike can put too much pressure on the engine and internal parts. It can also lead to accidents due to a weight imbalance. 

  • Maintain the Engine 

The engine is the most important component of your bike. Make sure you regularly inspect it and get it fixed even if there are any minor issues with the engine. 

Hero Xpulse 200 Maintenance Cost 

There are no official Hero Xpulse maintenance cost figures available. If you wish to check the Hero Xpulse service cost, you can get in touch with Hero customer support representatives. 

About Hero Xpulse 200 

The Xpulse 200 is a great choice for those who like to go on long road trips or explore new locations on their bikes. The bike comes equipped with a powerful 199.6 cc engine and provides a high mileage of 40 kmpl. The Hero Xpulse weighs around 157 kg and has a fuel capacity of 13 litres. Let’s take a closer look at the specifications and features of the Hero Xpulse 200 below: 

Hero Xpulse Specifications 

Here are the key specifications of the Hero Xpulse 200:

Engine Capacity 

199.6 cc 

Mileage 

40 kmpl

Ground Clearance 

220 mm 

Fuel Tank Capacity 

13 litres 

Transmission 

5-Speed manual 

Weight 

157 kg

Hero Xpulse Features 

The Hero Xpulse comes equipped with the following handy features: 

ABS

LED Tail Light 

Fuel Gauze 

Odometer 

Speedometer 

Tripmeter 

Hero Xpulse 200 On-Road Price 

Let’s take a look at the Hero Xpulse on-road price across different cities: 

City 

Hero Xpulse 200 On-Road Price

Mumbai 

₹1,50,975

Delhi 

₹1,51,200

Bangalore 

₹1,63,950

Chennai 

₹1,47,170 

Kolkata 

₹1,50, 676

To Conclude 

The Hero Xpulse is a powerful two-wheeler that is well suited for bike enthusiasts seeking adventurous long-drives. If you are planning to buy the Hero Xpulse 200, you will also need a comprehensive bike insurance policy to protect it against various kinds of accidental damages, theft, and third-party liabilities. However, deciding the right insurance plan can be difficult with a large number of insurance options available in the market. You can check out the best Hero Xpulse bike insurance plans by different insurers on Bajaj Markets and choose a policy that best suits your needs. 

Check Out Bike Insurance Plans Available at Bajaj Markets

FAQs on Hero Xpulse 200 Bike Insurance

  • ✔️How can I check the Hero Xpulse 200 insurance cost online?

     You can check the Hero Xpulse 200 bike insurance price using the online ‘Bike Insurance Premium Calculator’.

  • ✔️How many Hero Xpulse 200 variants are there?

    There are 3 Hero Xpulse variants available: 

    • Hero Xpulse 200 STD

    • Hero Xpulse 200 4V 

    • Hero Xpulse 200 4V Rally Edition 

  • ✔️Should I change the IDV of my Hero Xpulse 200?

     Even if your insurer allows you to change the bike’s IDV, it is not recommended to do so as it can negatively affect your insurance payouts.

  • ✔️Can I buy Hero Xpulse 200 insurance online?

     Yes, you can buy the Hero Xpulse 200 insurance online at Bajaj MARKETS and other insurance websites.

  • ✔️What is the Hero Xpulse 200 on-road price in Mumbai?

    The Hero Xpulse 200 on-road price in Mumbai is ₹1,50,975.

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