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About Hero XPulse 200

The Hero XPulse 200 has the same engine as that of Hero Xtreme 200R. For the price that this bike is sold, it is loaded with features. It comes with a fully digital instrument console with bluetooth connectivity. It has turn by turn navigation assist, average speed, and a clock. There are LED lights at both ends and a single-channel ABS system. 

The bike is one of the most affordable ADVs in India and is available in five colours – White, Matte Grey, Matte Green, Sports Red, and Panther Black.

Hero XPulse 200 Specifications

The specifications of Hero XPulse 200 are as follows –

  • Engine: 200cc, Air-cooled, Single-cylinder

    Maximum Power: 18.1 bhp @ 8000 rpm

    Maximum Torque: 17.1 Nm @ 6500 rpm

    Bore x Stroke: 66.5 mm x 57.5 mm

  • Electrical: Digital DC CDI Ignition System

  • Tyres: Tubed

    Front Tyre Size: 90/90-21

    Rear Tyre Size: 120/80-18

  • Brakes: Disc

    Front Brake Size: 276 mm

    Rear Brake Size: 220 mm


There are two variants of Hero XPulse 200 –

  1. Hero XPulse 200 Carb

  2. Hero XPulse 200 Fi

Hero XPulse 200 Bike Insurance Premium

Having third party bike insurance is mandatory under the Motor Vehicles Act, 1988. A lot of people are reluctant to buy bike policy due to the hefty premiums. As a matter of fact, two wheeler insurance premiums are dependent on three factors:

  1. Age of the bike

  2. Area of residency

  3. Riding history

After this, you can either choose between Third Party bike insurance and comprehensive insurance for your Hero XPulse 200. Although third party insurance is mandatory by law, the coverage provided by it is limited. Thus, the premiums charged are low. On the other hand, comprehensive bike insurance offers extensive coverage and is the most recommended insurance plan. Depending on your affordability, choose a plan that fulfills your two wheeler insurance needs.

Also, you can choose zero depreciation bike insurance that offers complete coverage without factoring in depreciation. For instance, if your Hero XPulse 200 meets with an accident or is damaged beyond repair, the insurer will compensate the full amount.

You can also get an estimate of your policy amount by using the bike insurance calculator on our website. Moreover, the tool also allows you to compare the given price with quotes offered by other insurers in India.

Why Insure Your Hero XPulse 200?

Unforeseen events take place anytime, anywhere! When riding your bike, not only you need a valid driver’s license but also need an active bike insurance policy under you name. That way, with comprehensive coverage, you will be financially protected against accidents, theft, or loss incurred due to natural or man-made calamities.

The Hero XPulse 200 bike policy at Finserv MARKETS offers financial protection that will safeguard your precious possession. Rest assured as any unforeseen event will be covered under the plan and will not take a toll on your savings.

So, when you buy Hero XPulse 200, make it a point to choose comprehensive bike insurance available at our online platform.

Why Choose Finserv MARKETS For Hero XPulse 200 Bike Insurance?

The benefits of choosing our platform for insuring your Hero XPulse 200 are as follows –

  • Easy Online Processing/Renewal: Finserv MARKETS allows you to buy bike insurance online in under a few minutes. The bike policy online renewal process is straightforward. You can also opt for top-ups like bike roadside assistance while renewing your policy

  • Enjoy Offers: If you are a member of an automotive association or install anti-theft devices, you can avail discounts on the insurance premium amounts. Also, with a good driving background, you can secure discounts on your premiums.

  • Digital Two-Wheeler Insurance: When you apply for a Hero two wheeler insurance online with Finserv MARKETS, you will receive a digitally signed two wheeler insurance on the registered email id after successful payment.

  • Quick NCB Transfer: No Claim Bonus is offered when you do not make any claims throughout your policy term. In fact, with us, you can transfer up to 50% of your existing NCB if you switch to a two wheeler insurance from Finserv MARKETS.

  • Easy Claiming and Inspections: Our claim settlement process is hassle-free. Also, the inspection process is quite quick. Thus, you can receive claim reimbursement quickly.

Inclusions In Hero XPulse 200 Two Wheeler Insurance

The Hero XPulse 200 bike insurance will cover the following things –

  • Damage incurred due to terrorism

  • Damage due to landslide or rockslide

  • Damage due to explosion or fire

  • Loss due to theft

  • Damage due to man-made and natural calamities

  • Accidents due to malicious activities

  • Damage due to riots and strikes

Exclusions in Hero XPulse 200 Two Wheeler Insurance

Every policy has its exclusions. The things that are not covered under Hero XPulse 200 bike insurance are as follows –

  • Damage caused outside the stated geographical location

  • Claims made out of any contractual liability

  • Accidents caused if the bike is used for other than the stated purpose

  • Damage due to radioactivity or nuclear fuel/waste

  • Damage due to war-like situation

How To Apply For Hero XPulse 200 Two Wheeler Insurance?

Applying for Hero insurance at Finserv MARKETS online is simple. Just follow these steps –

  1. Visit the two wheeler insurance page on our platform

  2. Enter the requested details – bike registration number and mobile number. If you do not have a bike registration number yet, then enter the RTO location, bike model, manufacturing year, and vehicle registration date

  3. You will receive a quote with your policy details and premiums

  4. If you agree to the said terms, proceed to make an online payment

  5. Upon successful online payment, you will receive a digital copy of bike insurance on your registered email id

Other Hero Models

  • Hero Glamour

  • Hero Splendor

  • Hero Xtreme

  • Hero Passion Pro

Claim Process For Hero XPulse 200 Bike Insurance

To make a claim on your Hero XPulse 200 bike insurance, follow these steps –

  1. Register your claim at Finserv MARKETS online

  2. Upload the requested documents and proof of damage/loss

  3. The insurer will assess your claim

  4. Check claim status online

You can read more about the bike insurance claim settlement process by visiting Finserv MARKETS online.

Check Out Bike Insurance Plans Available at Finserv MARKETS

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