Overview

Bajaj Finserv and RBL Bank present India’s first SuperCard for Doctors. This credit card is exclusive for medical practitioners and is packed with super benefits. The Bajaj Finserv RBL Bank Doctor’s SuperCard has the power of 4 cards in 1- credit card, debit card, loan card and an EMI card. Offering instant approval, this doctor’s credit card is a hassle-free way of meeting your daily or monthly credit needs. Look at what makes this SuperCard the best Credit Card for doctors in India.

Features and Benefits

  • Professional Indemnity Insurance up to Rs. 20 lakhs

Stay protected against costs arising due to professional negligence.

  • Milestone Rewards

Get rewards, discounts and offers every time you shop, along with a joining bonus of Rs. 1,000. This doctor’s credit card by Bajaj Finserv offers gift vouchers worth Rs. 2,000 on annual spends of Rs. 1 lakh and vouchers worth Rs. 1,000 on incremental spends of Rs. 50,000 to Rs. 2 lakhs.

  • Interest-free cash withdrawal

Avail cash withdrawal from any ATMs at zero-percent interest for up to 50 days

  • Interest-free emergency credit

Get instant fund to fulfill urgent cash requirements through a loan against your credit card’s cash limit

  • Benefit from EMIs

Shop and convert your purchases into easy EMIs with the Bajaj Finserv partner stores.

  • Airport lounge access

Get 4 complimentary domestic lounge visits in a year

  • Movie discounts

Get 1+1 movie ticket offer on BookMyShow

  • Fuel surcharge waiver

Get monthly waiver of Rs. 100 on fuel surcharge.

  • Affordable fees and charges

Get your annual fee waived-off on spends above Rs. 1 lakh.

  • Spends-based waiver on insurance premium

Premium on professional indemnity insurance cover is waived off on annual spends above Rs. 3.5 lakh.

 

Fees & charges:

 

Types of Fees

Charges Applicable

Joining Fees

Rs. 999 (GST Applicable)

Annual fee

Rs. 999 (GST Applicable)

Add-on Card Fees

NIL

Foreign Currency Transaction**

3.5% (GST Applicable)

Cash Payment at branches

Rs. 250+GST cash deposit transaction done at RBL bank branch and Bajaj Finserv branch.

Surcharge on Purchase / Cancellation of Railway Tickets

IRCTC Service charges** + Payment Gateway Transaction charge [Up to 1.8%+GST of ticket amount + IRCTC service charge].

Fuel Transaction Charge - for transaction made at petrol pumps to purchase fuel^

1% +GST Surcharge on Fuel transaction value or Rs. 10+GST, whichever is higher

Reward Redemption Fees

Reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C Apply

Cash Advance Transaction fee

2.5%+GST (min Rs. 100+GST) of the cash amount

Overdue Interest on extended Credit

Up to 3.99% +GST per month or 47.88%+GST per annum

Overdue Interest on Secured Credit Cards

2.5% +GST per month or 30%+GST per annum

Overdue Penalty / Late Payment

Fee 15%+GST of Total amount due (Min Rs. 50+GST, Max Rs. 1000+GST)

Over-limit Penalty

Rs. 600 (GST Applicable)

Finance Charges (Retail Purchases and cash)

APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.)

Call-a-draft fee

2.5%+GST (min Rs. 300+GST) of the draft amount

Card Replacement (/Lost / Reissue / any other replacement)

Rs. 200 (GST Applicable)

Duplicate Statement Fee

Rs. 100 (GST Applicable)

Charge Slip Retrieval / Copy Fee

Rs. 100 (GST Applicable)

Outstation Cheque Fee

Rs. 100 (GST Applicable)

Cheque Return / Dishonor Fee Auto debit Reversal-Bank Account out of funds

Rs. 500 (GST Applicable)

Personal Indemnity Insurance* + annual fee

Rs. 4,999 (GST Applicable)

All the above charges are subject to change under certain marketing programs. The cardmember will be informed about these changes.
^ Surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4000. Maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Personal Indemnity Insurance cover is provided free for first year to all the customers. Charges will be levied only post customer consent in the second year if 3.5 lacs spend criteria is not met in the first year.
** Refer to IRCTC website for details
*** Transactions at merchant establishments that are registered overseas even if the merchant is in India attract a cross border charge

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