20 Nov 2019

The Bajaj Finserv EMI Card is your ticket to no credit card EMI. The unique card acts as a pre-approved loan in your pocket that lets you purchase products without credit card EMI hassles. That is to say, the EMI without card option helps you to pay for your purchases through easy no cost EMIs.

Get EMI without credit card and use it to buy from Bajaj Finserv stores online and offline.

The EMI option without credit card is applicable on more than 1 million products across categories like electronics, home appliances, travel bookings, medical bills, etc. from 84,200+ sellers in 1300+ cities.

No Cost EMI without Credit Card

If you wish to pay EMI without credit card, you need to be in the age group of 25-60, have a regular source of income, residential proof, an individual Indian bank account, and a history of no payment defaults. This is relatively simpler than owning a credit card for which you need to be older than 18 with a regular income, a savings account, a good credit history, and a robust credit score. Also, unlike credit cards, the instant EMI without credit card option allows you to shop with a pre-approved loan, thus making high-value purchases of appliances, gadgets, clothing, and even holiday bookings become less stressful. In addition, when you buy a product on EMI without credit card, you are required to pay zero interest and no foreclosure charges. That is a huge benefit compared to credit cards, which charge a considerable interest on the product cost.

If you wish to avail these benefits too, then start with our hassle free Bajaj Finance Card Apply process through the customer portal on the Finserv MARKETS website.

EMI without Credit Card Online Shopping

The online EMI without credit card option can be availed to purchase on the Finserv MARKETS online store by means of the Bajaj Finserv Card. The card can also be used across a wide network of online partners and stores to purchase in a hassle-free manner. Some online

partners include Flipkart, Amazon, MakeMyTrip, Paytm Mall, Yatra, Samsung, Vivo,

Choose My Bicycle, Pepperfry, etc. The entire process is extremely easy on your pocket and cost-effective.

Buy on EMI without Credit Card

EMI shopping without credit card lets you buy without interest. You are only supposed to pay the cost of the product or service you are buying in equal monthly instalments. The documents required to buy products on EMI without credit card is also minimal when compared to credit cards. To top it, purchasing EMI products without credit card gives you access to a large number of exciting offers and discounts.

Frequently Asked Questions

1.  How can I buy on EMI without a credit card?

The Bajaj Finserv EMI Card is an exclusive network card, which acts as a pre-approved loan and helps you convert your cost of purchase into easy, customised EMIs. It is easily accessible on your Bajaj Finserv Wallet app and can be used to shop on leading e-commerce websites as well as 84,200 offline partner stores in India.

2. How can I purchase products online without a credit card?

If you wish to do away with the hassles of purchasing with a credit card, you can opt for the Bajaj Finserv EMI card, which comes with a pre-approved loan to help you buy a wide range of products and services in a hassle-free manner.

3. How can I buy EMI on Amazon without a credit card?

The Bajaj Finserv EMI Card can be used across a number of online stores including Amazon.

All you need to do is choose the EMI option when paying for the products you

wish to purchase. You have to then click on No-Cost EMI and select Bajaj

Finserv EMI Card to customize the payment tenure. As the final step, confirm the card details and select buy.