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How about checking some pre-approved offers you might be eligible for?

my offers

How about checking some pre-approved offers you might be eligible for?

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We have 02 personalised offers for you

Currently, we do not have a personalized offer for you but don’t be disheartened. Check out our oven fresh deals of the day here!

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  • EMI Card
  • How to Apply
  • Documents & Eligibility
  • Features & Benefits
  • Offers
  • Partners Stores

What is the Bajaj Card Fees?

Bajaj Finserv EMI Card is a new-age payment tool, designed to help you shop for the latest products on easy and convenient EMIs on the Bajaj Finserv EMI Store and other partner stores, both online and offline. The pre-approved loan that comes with your Bajaj Finserv EMI Card lets you buy products effortlessly and converts the cost of the purchase into no-cost EMIs. You can even modify the repayment tenure to range between 3, 6, 9, 12, 18 or 24 months, depending on your finances.

Bajaj EMI Card Fees

The EMI card can be purchased online as well as offline, depending on which the Bajaj Finserv Card fees varies. If you are an existing customer of Bajaj Finserv, you can avail the Bajaj Finserv EMI Card using the online application method. All you need to do is login and pay the stipulated Bajaj Finance Card fees, and the card will be delivered to you. You can also check out the Bajaj Finserv card apply offline process, which requires you to visit any of the Bajaj Finserv partner stores to initiate the process.

Bajaj Finserv Card Processing Fee

While selecting your Bajaj Finserv EMI card, you should be aware that the Bajaj EMI Card processing fee is different for different cards.

There are two types of Bajaj Finserv EMI Cards on which the Bajaj Finance Card processing fee is charged when you make a transaction.

  • Gold EMI Card- The Gold EMI card has a joining fee of INR 412

  • Titanium EMI Card- You can get a Titanium EMI Card at INR 884 joining fee

Using either of these cards, you can buy a wide range of products at No Cost EMI. Only a minimal Bajaj card processing fee is charged against your purchase every time you use the Bajaj Finserv EMI Card.

Bajaj Finserv Card Annual Charges

While availing a Bajaj Finserv EMI Card, you are required to make an initial one-time payment. No purchase fees are charged for the transactions you make after that. Also, you are not required to pay any additional Bajaj Finserv EMI card annual fee.

The Bajaj Finserv EMI Card does away with the traditional hassles of the credit card. Apart from the basic Bajaj Finserv EMI card fees charged as a one-time joining fee, and a minimal Bajaj Finance card processing fee when you purchase a product, there are no Bajaj EMI card annual charges, which are levied on you. Instead, you can utilize the benefits of pre-approved loan amount, customisable repayment options, No-Cost EMI, zero foreclosure charges and a host of other benefits, only on the Bajaj Finserv EMI Card.

Manage all your queries here

✔️Am I charged a joining fee to avail the Bajaj Finserv EMI Card?

Yes. You need to make a one-time payment of Rs.530 to avail the Bajaj Finserv EMI Card.

✔️I want to know the interest charged for my purchase, where will I find it?

When you place the order, you can find interest rate also, in accordance with your chosen EMI plan. Moreover, you can check it on your dashboard of Bajaj Finserv Direct App, once you place the order.

✔️Is there any interest charged when I make purchases using my Bajaj Finserv EMI Network Card?

No. We do not charge any fee purchase transaction on Bajaj Finserv EMI Network Card. However, a processing fee will be charged for every transaction you make using the card.

✔️What is the need of auto-repayment setup during purchase?

Auto-repayment setup is required so as to facilitate easy repayments. This is just a one-time setup that can be done during registration.

✔️When using the Bajaj Finserv EMI Card for a purchase do I need to make a down payment?

This would depend on the product you are purchasing. While most products wouldn’t involve a down payment, certain categories such as travel bookings and gym memberships may require you to make a down payment at the time of purchase.

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Finserv Markets, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premium!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!