Apply now and get Rs. 530 voucher

on activation of the  Bajaj Finserv EMI Card*


Limited Period Offer | Shop Online & Offline | 84,200+ Partner Stores
  • Overview
  • Documents & Eligibility
  • How to Apply
  • Offers
  • Partners

From smartphones to household appliances; from travel packages to flight tickets – get all this and more on the Bajaj Finserv EMI Store. Available online and offline, get access to more than 84,200+ partner stores spread across 1300+ Indian cities.

With our customer-first approach, we bring to you several offers across products. What’s more, you can get your favourite appliances and gadgets without having to break your bank. As our customers, you get to enjoy exclusive benefits like zero down payment, 4-hour or same-day delivery, No Cost EMI and a host of discounts. What’s more, you can shop for smartphone, laptops, tablets, cameras, TV & home entertainment systems, household appliances like washing machines, refrigerators, air conditioners and much more. Well, it doesn’t end there. You can shop for the latest fashion, fitness products, book hotels and flight tickets and even purchase travel packages using your Bajaj Finserv EMI Card. Don’t wait, avail this card now!

Wondering how our EMI Card is a better option than Credit Cards.

Here’s how –

  • The Bajaj Finserv EMI Card is simply a pre-approved loan provided to customers. It doesn’t function like a credit card
  • Unlike a credit card, you needn’t wait for approval on an EMI card
  • There are no extra charges when you foreclose a loan
  • As a registered customer, you get regular updates on discounts and pre-approved offers


The Bajaj Finserv EMI Store comes up with offers and mega sales from time to time. Watch this space for amazing deals and discounts. With the Bajaj EMI Card, online shopping is truly a great experience!



*Voucher can be used only on the Bajaj Finserv EMI Store

Manage all your queries here

  • When using the Bajaj Finserv EMI Card for a purchase do I need to make a down payment?

    This would depend on the product you are purchasing. While most products wouldn’t involve a down payment, certain categories such as travel bookings and gym memberships may require you to make a down payment at the time of purchase.

  • Can I give my card to someone else to use?

    We do not recommend the card holder allowing someone else to use their card. This is done keeping safety and security factors in mind and the fact that the Bajaj Finserv EMI payment rests with the card holder.

  • Can I apply for an add-on EMI card for my family?

    Yes, you can apply for a Bajaj EMI card. However, you can only apply for a maximum of two family members.

  • How is a loan taken on the Bajaj Finserv EMI Card repaid?

    The answer lies in the question itself – through EMIs. Based on the repayment tenure you choose; the loan amount is repaid in Easy Monthly Installments or EMIs.

  • Do you offer any offers and dealer discounts to Bajaj EMI card holders?

    Yes, we provide Bajaj Finance EMI card holders with a host of benefits. From time to time we come up with amazing product offers and discounts. To get information pertaining to such offers and discounts, keep a close watch on our website and partner stores. Also, you can view these offers on the Bajaj Finserv Wallet app.

  • I have heard much about the Bajaj Finserv EMI card. Please tell me more about it.

    If you are looking for instant credit to make EMI based purchases, the Bajaj Finserv EMI card is what you should go for. With this EMI card, you have access to 82,400+ partners and can purchase a host of products that range from electronics to household items, flight tickets, holiday packages and even apparel. To avail the card, you need to fill in an online application form and provide your KYC documents for verification. Post verification and successful mandate registration, you will be able to use the Bajaj Finserv EMI Card to make purchases. Just swipe the card at partner outlets or use it online at our EMI store. With this card, you can break down your purchases into EMIs that range from 3 months to 2 years. Once you have the card, you can keep track of all your transactions, purchases, payments and card limit on our customer portal – Experia or through the Bajaj Finserv Direct mobile App.

  • Why should one opt for the Bajaj Finserv EMI card?

    This card comes with a host of features and benefits that include – 1.Get instant credit limit, 2. No cancellation fees, 3. No documentation 4. Zero loan foreclosure charges, 5. Easy repayment options, 6. No cost EMI, 7. Smooth usage at partner outlets, 8. Easy tracking of all your transactions, loans, and repayments through Experia – our customer portal or the Bajaj Finserv Direct App.

  • Am I eligible for the Bajaj Finserv EMI card?

    To be eligible for an EMI card, you must have – 1. An active mobile number, 2. PAN card, 3. Bank account with one of the selected banks, and 4. Address Proof (Aadhaar/Voter ID/Driving License and Utility bills that are in your name.

  • I want to avail a Bajaj Finserv EMI? What is the eligibility criteria?

    To avail a Bajaj Finserv EMI, you must have: 1. An active mobile number, 2. A permanent account number ("PAN") card, 3. Bank account with one of the selected banks, 4. Address proof (Driving license, Voter ID card, Aadhaar Card, Utility Bills (not older than 60 days), Passport), 5. You must be 25 years of age. All these requirements, keeping risk policies in mind, will decide if you are eligible for the Bajaj Finserv EMI.

  • I want to register for a Bajaj Finserv Online EMI Card? How do I do it?

    Registering for a Bajaj Finserv Online EMI Card is a simple process. Visit the payments page and follow these instructions. Step 1: Fill in your personal details: You need to enter the basic personal details like Name, Gender, Date of Birth, PAN and Address. Your profile will be assessed after you fill the details. Once its done, your credit limit will be set which will be appear on the next screen. Step 2: Pay the card Fee: You can pay the EMI card fee through your debit card/ Net banking / UPI. Step 3: Setup Auto Repayment: When using the limit for your monthly EMI repayments, linking your bank account/debit card is necessary. Note: As per the Bank Schedule of Charges, you will be charged by your bank, for successful auto repayment setup.

  • Is having a PAN card mandatory for registration?

    Yes, having a PAN card is mandatory to complete the registration. This document is also necessary for KYC check completion.

  • I was completing the registration process, but the Internet got disconnected. What should I do now?

    Don’t worry. Once you have strong internet connectivity, you can continue the process from where you left off.

  • My Bajaj Finserv EMI Card registration got rejected? What could be the reason for rejection?

    Your Bajaj Finserv Online EMI Card registration was likely rejected for the following reasons: 1. Your pin code does not fall in the list of pin codes from which you can register for a Bajaj Finserv Online EMI Card, 2. You failed to meet the eligibility criteria to use the Bajaj Finserv Online EMI Card as per the terms and conditions laid by our lending partner, 3. Your auto repayment setup was not successful, 4. You failed to plan a visit for the verification of your KYC document and 5. Your KYC document verification was not successful.

  • Is it safe for me to share the information to avail the Bajaj Finserv EMI Card?

    Yes, it is. Your information is protected by robust security systems. Data security is our highest priority and we always adhere to the best cyber security standards

  • Post registration, can I check my approved limit on my Bajaj Finserv EMI Card?

    Yes. You can check your approved details along with your transaction & repayment history from Experia portal/ Bajaj Finserv Direct mobile APP.

  • Is it necessary for me to enter the PAN card details for every Bajaj Finserv Online EMI transaction?

    No. You have to provide your PAN card details only during the time of registration.

  • My Bajaj Finserv EMI Card is blocked. What is the reason?

    Your Bajaj Finserv Online EMI Card account is blocked due to the following reasons: 1. Your KYC has expired, 2. Your KYC fails to meet the requirements of the sourcing policy, 3. You have payments pending or your repayment has exceeded 30 days past the due date, 4. Due to internal Bajaj Finserv Ltd. Policies, and 5. There is a breach of Bajaj Finserv Online EMI Card.

  • How do I unblock my account/card?

    You can unblock your account by following the necessary steps on the basis of reason of it being blocked. In case you haven’t done your payments, which resulted in your account being blocked, complete it at the earliest. Once you complete the pending payments, your profile will be re-evaluated and your account will be restored post the receipt of pending payment. If KYC expiry is the reason of the account block, then fill all the KYC details as per the instructions given by us. If policy breach led to your account being blocked, your profile will be re-evaluated periodically, and you will be notified if your account will be restored.

  • I wish to cancel my Bajaj Finserv EMI Card? Is this possible?

    Yes, you can cancel your Bajaj Finserv Online EMI Card provided all your pending dues are cleared. You can contact our customer service team or the customer service team of our lending partner to cancel your account.

  • Can I keep a track of all my Bajaj Finserv EMI Card transactions?

    Yes, on Experia portal/Bajaj Finserv Direct App, you can easily keep a track of your Bajaj Finserv Online EMI Card transactions. You can also find the following information on the dashboard: 1. Your Approved limit, Utilized Limit & Available Limit, 2. Account status of your Bajaj Finserv Online EMI Card and reason if its blocked, 3. Due date and due amount, and 4. Transaction History with order ID, etc.

  • What are the EMI plans for using a Bajaj Finserv EMI Card?

    Bajaj Finserv Online EMI Card offers four tenure variant plans. 3, 6, 9 and 24-month EMI plans. Depending on your purchase, relevant plans will be shown on the payment page during checkout.

  • Is there any interest charged when I make purchases using my Bajaj Finserv Online EMI Card?

    No. We do not charge any fee purchase transaction on Bajaj Finserv Online EMI Card. However, a processing fee will be charged for every transaction you make using the card.

  • I want to know the interest charged for my purchase, where will I find it?

    When you place the order, you can find interest rate also, in accordance with your chosen EMI plan. Moreover, you can check it on your dashboard of Bajaj Finserv Direct App, once you place the order.

  • What is the need of auto-repayment setup during purchase?

    Auto-repayment setup is required so as to facilitate easy repayments. This is just a one-time setup that can be done during registration.

  • Am I charged a joining fee to avail the Bajaj Finserv EMI Card?

    Yes. You need to make a one-time payment of Rs.530 to avail the Bajaj Finserv Online EMI Card.

  • Is it possible for me to change the payment method of the order post its processing to Bajaj Finserv Online EMI?

    Unfortunately, you cannot change the payment method of an order to Bajaj Finserv Online EMI, once it is processed.

  • I want to change my EMI plan after the transaction? Is it possible?

    Unfortunately, you cannot change your EMI plans post transaction.

  • Are there any reward points for using Bajaj Finserv EMI Card?

    No. There are no reward points for using Bajaj Finserv Online EMI Card.

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

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My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

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