Statista reports that there are currently 147.8 million eCommerce users in India, with rapid growth projected that will see an additional 210.46 million users shopping online by 2020. In fact, currently, electronics is currently the leading product category, accounting for 4.9 billion USD market share, out of the 17.5 billion USD total eCommerce revenue generated across all segments. It is also expected to reach 32.9 billion USD by 2020. As online shopping becomes the norm, sellers and manufacturers look at innovative and convenient ways of selling the product to the end consumer, providing offers and seamless payment methods. One such method is the Bajaj EMI Card.
Bajaj Finserv EMI Card is an advanced online payment instrument to help you shop for the latest products on easy and convenient EMIs on the Bajaj Finserv EMI Store and partner stores. The Bajaj EMI Card allows you to shop across a myriad of products like refrigerators, air-conditioners, washing machines, microwave/ovens, water purifiers, inverters/generators; electronics such as smartphones, tablets, laptops, televisions & home entertainment sets, speakers and cameras; home, kitchen & furniture products; fitness, travel, and fashion deals.
You can shop for these products on either the Bajaj Finserv EMI Store or at any of the online/offline Bajaj card accepted stores (more than 84,200 partner stores) across in India. In short, it works just like any other payment wallet, credit card or even net banking works- secure transactions with OTP and customer ID etc. In detail, let’s see what the process looks like.
The Bajaj Finserv EMI Store is an online space by Finserv MARKETS with a wide range of products to choose from. It enlists all the products that are available to you for purchase on, easy hassle-free EMIs with no added cost, absolutely zero down payment, great customized deals and 4-hour speedy delivery!
If you choose to go ahead with the EMI Store, you can buy your favourite products by following these simple steps:
At the first step, you either log-in to the Bajaj Finserv EMI Store using your credentials or create an account if you do not already have one.
The second step will come naturally to you - just browse through the many products, brands, models, features and specifications listed. Shortlist the ones you like, compare them and take your time to choose what you want to buy.
On the payment window, select the EMI tenure that you are most comfortable with, the options for which will be reflected as ranging between 3 months and 24 months.
Confirm the delivery address and other personal details.
Complete your purchase. Your product will be delivered to you within 24 hours.
With these simple steps, you have made a successful order through your Bajaj Finserv EMI card, and you can get your order delivered within 24 hours.
These are some of the places that accept the Bajaj Finserv EMI card:
Choose My Bicycle
Of course, many of us prefer to buy from mainstream online shopping websites like Amazon or Flipkart. Don’t worry because the product range is also available to buy from these websites through your Bajaj EMI card.
Just visit the website, choose the product of your choice - youknow the shopping drill.
Confirm your delivery address and email ID
Payment: Choose EMI and then click on No-Cost EMI. From the list of options, choose Bajaj Finserv EMI Card and payment tenure. Remember that this EMI option is available at the product window itself. You don’t need to go further to the other pages.
Confirm your card details and click BUY. Your product will be delivered to you soon!
If at any point in time during the shopping process, you want to know your customer ID and password or if you have to check the validity of your Bajaj EMI card, it can be done on the customer service platform Experia. The Customer ID is mentioned on the reverse of the EMI card. To check the Bajaj Finserv EMI card validity and limit, log into Experia with the ID and password provided to you by Bajaj Finserv. Alternatively you can also use the Bajaj Finserv App.
There are other websites that offer the EMI Card as a payment option, but these are brand-specific and not just aggregators or portals.
Let us take an example of a specific partner store, say, makemytrip.com.
You go to the portal, search for your flights and/or hotels.
Under the payment options, select the No Cost EMI Options and select Bajaj Finserv EMI Card
Just make sure your ticket price is more than Rs 5,000.
Select appropriate EMI tenure
Enter your EMI card details
Furnish the OTP and other details, and you’re done!
Most brands like Samsung, Apple, Vivo, HP, Dell, Lenovo, Panasonic, LG, Godrej, IFB, Kent, Eureka, Voltas, Hitachi, Mi, Motorola, Fossil, Daikin, Symphony etc are available on the EMI store online. When you buy using your Bajaj Finance Card, you can also reap the benefit of customized EMI options, zero downpayment offers, etc. They also charge a very minimal processing fee at the time of purchase, so the entire process is very pocket-friendly and cost-effective.
You can also apply for Bajaj Finserv EMI Card at our partner stores.
EMI cards offer No Cost EMIs which means they don’t charge interest, thereby saving you from the exponential interest charges of a credit card. You just pay the cost of the product you purchased in instalments, without any interest being charged. The approval of loans against the Bajaj Finance EMI Card is quick and physical documentation is almost negligible due to the latest eKYC option. Therefore, you can buy any gadgets, clothes, appliances, and so on quite easily, without burning a massive hole in your pocket. With innovations bringing in new models every week, Bajaj Finserv EMI cards can be your ticket to upgrading to the latest smartphone or television sets with superior connectivity and display, without breaking your bank balance.