Head down the wallet road like never before with Bajaj Finserv Wallet – a digital wallet that is also an EMI Network Card. Not only can you buy movie tickets, or pay your utility bills, but also use the wallet as an EMI card to make purchases with zero interest EMIs. With the Mobikwik merchant network of over 2 million stores accepting payments via Wallet, it's your one-stop payment destination for making any payments or purchases. You can use it as a debit and credit facility wallet too.

Features and Benefits

Insta Credit

Instantly transfer up to Rs. 5,000 from your EMI Network Card to the wallet and use the credit for transactions across all Mobikwik merchant stores.

Digital EMI Network Card

Everything related to your card is completely digital and secure - be it details related to your loan tracking, or transactions carried using your card.

Single-window View

Access your complete card details, transaction history and everything else in one single window.

Customized Services

Wide range of store outlets & dealers, with a tailor-made search system of products & brands hand-picked based on your preferences & location.

Increased Security

Your EMI Network Card is easy to block and unblock in case of any fraudulent transactions or security concerns.

How it works

Follow these simple steps to access your EMI Network card on the Bajaj Finserv Wallets app:

  • Download App

    Download the Bajaj Finserv Wallet app from Google Play Store/Apple App Store.

  • Install App

    Install the app & enter your number registered with us.

  • Enter OTP

    Enter the OTP received on your RMN.

  • Post Verification

    Click the ‘Know More’ button post OTP verification.

  • Enter birth date

    Enter your birth date registered with us.

Why Wallet from Bajaj Finserv?

Shop online with Bajaj Finserv Wallet. ✔ No Cost EMI on your wallet ✔ Digital EMI Card ✔ Offers on EMI ✔ EMI network partner stores ✔ EMI transaction details.

What is Bajaj Finserv Wallet?

It is a mobile application that allows customers to access Digital EMI cards, book bus & movie tickets, send & receive payments, pay various utility bills, and do a lot more. The Bajaj Finserv Wallet lets a cutomer do this all instantly, effortlessly and with just a finger tap. Mobikwik - one of the leading wallet companies in India power the Bajaj Finserv Wallet.

What is Bajaj Finserv Digital EMI Card?

As the name suggests, the Digital EMI Card is a digital only, non-physical EMI card pre-loaded on the Bajaj Finserv Wallet application. It refers to Existing Member Identification Card and can be used for transacting across BFL Merchant network.

How can I get a Digital EMI Card?

You can get a Digital EMI Card in the following ways: (1) By downloading the Bajaj Finserv Wallet app from either Google playstore/ or Apple app store. (2) By downloading the Bajaj Finserv Wallet app from the link after giving a missed call on 9278066666.

How is a Bajaj Finserv Digital EMI Card better than a physical card?

A wallet with pre-loaded Digital EMI card will free the customer from carrying physical card. Increased security against fraudulent transactions. Will make easy to block/unblock the card. Increased ease of transaction and all these with different features of a digital wallet.

What are the advantages of the Wallet?

(1) Minimal documentation and easy finance access. (2) Cards and transaction history can be accessed on a single window. (3) Can avail services quickly and easily. (4) Complete access and control of the cards. (5) Nearby stores & exclusive offers.

If I get an error on the app, what should I do?

Please check your profile on Experia. Inc case of: (1) Multiple Customer ID: Contact customer care. (2) Single Customer ID: Cear the app data and cache by going to the ‘Settings’ section of the device. Steps: Go to Setting > App > Wallet > App details/Storage/Memory > Clear data + Clear cache.

If I don’t have a smartphone, can I still use the Bajaj Finserv Wallet?

Yes, you can still use the BF Wallet. You can transact using your Mobile number and OTP/PIN across all BFL dealers. Using the OTP from a feature phone, customer can install app on another smart phone and can avail benefits such as offer search, store search, transaction details, contact customer service, etc.

How long does it take the card to start reflecting in the app, and when can I start using it?

Post the delivery of your product, the Digital EMI card will start reflecting in your app. After 20 t0 60 days of your loan approval, your card will get activated. As soon as the card is activated, you will get an email and an SMS. All you need to do is open the App and click on the Bajaj icon (B) on the top right corner of the Wallet’s home screen/landing page.

How do I block my card if I lose my smartphone?

To block your card on IVR you can call our call centre at 020 – 39575152 (call charges applicable). Th card can also be blocked by logging on to your Experia portal.

How can I get my Card Pin?

To receive your EMI Card PIN on your mobile, SMS PIN to 9227564444 from your registered mobile number. You can also change your EMI card PIN, by logging on Experia portal.

How can I update my mobile number?

You can update your mobile number in the following ways: (1) Call our hotline number: 020- 39574100. (2) By logging on to the Experia portal. (3) Or you can also call our call center at 020–39575152.

Where all can I use the Bajaj Finserv Wallet?

The Bajaj Finserv Wallet can be used across the entire MobiKwik Merchant Network. It can also be used at any of the Partner outlets for categories like mobile phones, computing devices, retail fashion (clothes, accessories, travel, groceries, small appliances and more), electronics and appliances, power backup, holiday packages, eye-ware, education (coaching classes), watches, etc.

Can the Wallet app also be used by someone else, on my behalf?

Unfortunately, that can’t happen. We recommend that for safety and security reasons, only the card holder uses the EMI Card for making any kind of purchases. Eventually the holder of the EMI Card is the one accountable for the loan taken using the card.

Where can I see the Digital EMI Card’s limit?

You can see the card limit: (1) On the home screen under the ‘Available Balance’ icon. (2) Under the ‘Wallet’ section on the Home screen. (3) On Home Screen -> Slide from right to left -> My Wallet -> Account Details section. (4) By clicking the Bajaj Logo (B), below EMI card, available limit.

What do I do if I face any issues after or during the app download?

Any wallet issue (debit issue), please follow “Help” steps in the app itself. For Bajaj Finserv Digital EMI Card related issues such as blocking. Unblocking, card limit etc. please contact wecare@bajajfinserv.in or call at 020-39575152. For MobiKwik wallet (debit features) queries such as recharge, ticket booking, etc contact MobiKwik on bajajsupport@mobikwik.com. You can follow “Help” steps in the app itself in case you face any wallet issue (Debit). For issues such as blocking, unblocking, card limit etc. please contact wecare@bajajfinserv.in or call at 020-39575152. For queries related to the debit features of Mobikwik wallet, such as recharge, ticket booking, etc contact MobiKwik on bajajsupport@mobikwik.com.

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