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SMFG India Credit Personal Loan Customer Care

The SMFG India Credit personal loan customer care number is 1800 103 6001, a toll-free helpline available Monday to Saturday, 9:00 a.m. to 7:00 p.m. (excluding public holidays and the fourth Saturday of every month).

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Max Loan Amount ₹25 Lakhs
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Int. Rate Starting @ 12% p.a.
Trusted by 7.9 Mn+ Customers
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4.4 (226K reviews)

Last updated on: Aug 29, 2026

Introduction

SMFG India Credit offers several ways to get support for personal loan queries, with each channel suited to a different need. The toll-free number (1800 103 6001) is ideal for urgent, real-time queries such as EMI details or loan status updates, while the general email ID (namaste@smfgindia.com) is better for non-urgent written requests and document-related communication.

For unresolved concerns, customers can use the dedicated complaint email ID and the formal grievance redressal process. Self-service options are also available through the Service Connect web portal and the mConnect app, and branch visits remain available for those who prefer in-person assistance.

SMFG India Credit Personal Loan Customer Care Number & Helpline

Below are the available contact numbers.

Type of contact Number

Toll-Free (Personal Loan)

1800 103 6001

Note: The toll-free number is serviceable from 9:00 a.m. to 7:00 p.m., Monday to Saturday excluding public holidays and the fourth Saturday of every month.

SMFG India Credit Personal Loan Customer Care Email ID

You can also reach the SMFG India Credit personal loan customer service team via email:

Type of contact Details

Email

namaste@smfgindia.com

SMFG India Credit Personal Loan

SMFG India Credit Personal Loan
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How to Reach SMFG India Credit Personal Loan Customer Care via WhatsApp

SMFG India Credit does not list a dedicated customer care WhatsApp number. However, they offer online service channels such as the ‘Service Connect’ on their web portal and the ‘mConnect App’ that is available for both Android and iOS users.

If you prefer WhatsApp support, you may use the toll-free SMFG India Credit customer care number 1800 103 6001 and ask if WhatsApp chat support is available.

How to Reach SMFG India Credit Customer Care via WhatsApp

SMFG India Credit does not list a dedicated customer care WhatsApp number. To check WhatsApp support availability for your account:

  1. Call the toll-free number 1800 103 6001.

  2. Ask the customer care executive whether WhatsApp chat support is available for your loan account.

  3. Alternatively, use the 'Service Connect' web portal or the 'mConnect App' (Android and iOS) for online self-service.

Services You Can Access from SMFG India Credit Customer Care

SMFG India Credit's customer care can assist with a range of loan-servicing needs beyond general queries.

  • EMI and statement queries: Check EMI due dates, download loan statements, and clarify repayment amounts.
  • Loan status: Track the status of a new loan application or an existing loan account.
  • Foreclosure requests: Initiate loan foreclosure or prepayment and get the applicable closure amount.
  • NOC requests: Request a No Objection Certificate after full loan closure.
  • KYC updates: Update KYC details such as address or identity documents linked to the loan account.
  • Complaint registration: Register a service or billing complaint and receive a reference ID for tracking.

For a broader range of loan options, you can also explore personal loan offerings on Bajaj Markets.

Grievance Redressal Process for SMFG India Credit Personal Loan

If a query raised through regular customer care remains unresolved, SMFG India Credit follows a structured, RBI-aligned escalation process.

Level Contact Escalate After

Level 1 — Customer Care

Toll-Free: 1800 103 6001; Email: namaste@smfgindia.com

Initial query or complaint

Level 2 — Customer Complaint Redressal Cell (CCRC)

Email: ccrc@smfgindia.com

No resolution within 10 business days

Level 3 — Grievance Redressal Officer / Principal Nodal Officer

GRO: gro@smfgindia.com, 022-6958 1104; PNO: pno@smfgindia.com, 022-6958 1155

No resolution within 7 business days

Level 4 — RBI Ombudsman

 

CRPC toll-free: 14448; Email: crpc@rbi.org.in; CMS portal - https://cms.rbi.org.in/

No resolution within 30 days of the original complaint

The RBI's Complaint Management System (CMS) portal at cms.rbi.org.in is the official channel to escalate an unresolved NBFC complaint to the RBI Ombudsman.

Addresses & Contact Numbers of SMFG India Credit Branch Offices

The given table lists the addresses and contact numbers for reaching out to SMFG India Credit:

Contact Category Details

Primary Customer Care

Toll-Free: 1800 103 6001

Email: namaste@smfgindia.com

Corporate Office

1) SMFG India Credit Co. Ltd.

10th Floor, Office No.101, 102 & 103, 2 North Avenue
Maker Maxity, Bandra Kurla Complex, Bandra (East)
Mumbai - 400 051
Phone: +91 22 4163 5800
2) SMFG India Credit Co. Ltd. (Vikhroli Office)
Ground Floor, Embassy 247, Lal Bahadur Shastri Marg, Gandhi Nagar, Vikhroli (West), Mumbai,
Maharashtra – 400 083

Registered Office

SMFG India Credit Co. Ltd. Commerzone IT Park, Tower B, 1st Floor No.111 Mount Poonamallee Road, Porur Chennai Tamil Nadu - 600 116

In case of SMFG India Credit Personal Loan complaints, you can also fill up an online complaint form under the ‘Contact Us’ section on the SMFG India Credit’s official website.

Note: For a nearby branch outside these locations, use the official branch locator on SMFG India Credit's website to find the nearest branch address and contact details.

Documents to Keep Ready Before Contacting SMFG India Credit Customer Care

Having these on hand speeds up resolution when reaching out to SMFG India Credit customer care:

  • Loan account number: Found on the sanction letter or loan statement.
  • Registered mobile number: The number linked to your loan account, used for OTP verification.
  • PAN: Used to verify your identity for account-specific queries.
  • Complaint reference ID: Provided after registering a complaint, needed for any follow-up.
Financial Content Specialist

Reviewer

Aakash Jain

Frequently Asked Questions

How do I contact SMFG India Credit customer care?

You can call the toll-free number 1800 103 6001 or email namaste@smfgindia.com for support related to your SMFG India Credit personal loan.

The primary number is 1800 103 6001 (Monday to Saturday, 9:00 a.m. to 7:00 p.m., excluding public holidays and fourth Saturdays).

Send your issue to namaste@smfgindia.com or call 1800 103 6001. You can also use the ‘SMFG India Credit Complaints & Reviews’ form to raise an online complaint on the official website.

There is no dedicated WhatsApp number listed on the website. You may still contact the toll-free customer care number for SMFG India Credit and ask if WhatsApp is available for your account.

The toll-free helpline number is 1800 103 6001.

You can contact SMFG India Credit customer care by emailing namaste@smfgindia.com. This email ID can be used for general personal loan queries, loan servicing requests, documentation support, and other customer service-related assistance.

If your concern requires formal complaint registration or escalation, you can email the Customer Complaint Redressal Cell (CCRC) at ccrc@smfgindia.com. If the issue remains unresolved, you can follow the grievance redressal process outlined by SMFG India Credit.

The SMFG India Credit toll-free customer care helpline is available from 9:00 a.m. to 7:00 p.m., Monday to Saturday, excluding public holidays and the fourth Saturday of every month.

You can check your SMFG India Credit loan status by contacting customer care on 1800 103 6001 or by using the Service Connect portal or the mConnect mobile app. You can also refer to the SMFG India Credit Personal Loan Status page for detailed steps.

If your complaint is not resolved through customer care, you can escalate it to the Customer Complaint Redressal Cell (CCRC), followed by the Grievance Redressal Officer or Principal Nodal Officer, as applicable. If the issue remains unresolved after the prescribed timelines, you may approach the RBI Ombudsman through the RBI Complaint Management System (CMS).

To update your registered mobile number, contact SMFG India Credit customer care or visit the nearest branch with the required identity and verification documents. You may also enquire through the Service Connect portal to understand the applicable process for your loan account.

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