Get Cancer Idemnity Plans to be Insured Up to ₹3 Lakhs | Ambulance and Treatment Charges Covered at just at ₹ 850

What is the Cancer Indemnity Plan?

According to the Indian Council of Medical Research (ICMR), the cases of cancer in the country are going to surge in the coming years. Even though modern-day medical science has made astounding progress in dealing with this disease, it is still a costly treatment procedure. Therefore, to avoid financial stress, check out the Cancer-Indemnity Plan available at a premium of Rs.307 per year. Read on to find out more.

Features & Benefits of Cancer Indemnity Plan

Here are all features that makes this plan a must have:

Critical procedures are taken care of

Get monetary compensation for the expenses arising from cancer treatments like chemotherapy and radiotherapy.

Need not worry about treatment expenses

Get hospitalisation costs and treatments expenses like room rent, ICU, medicines, transfusion covered.

Immediate care during emergencies

The cancer cover plan also offers coverage for ambulance expenses up to Rs. 2000.

How to Apply for the Cancer Indemnity Plan?

Follow these steps to purchase the plan easily:

  • Tap on ‘Buy Now’

    Click ‘Buy Now’ on the product page

  • Fill all the Required Details

    Submit all the details asked in the online application.

  • Complete the Payment

    Make the final payment with your preferred mode

That’s it! You will get the membership and policy details on your registered email Id.

What’s Covered?

Here are all the inclusion of this cancer policy:

 

  • Hospitalisation Costs 

Claim coverage for both pre-hospitalisation and post-hospitalisation expenses of 30 days and 60 days respectively. 

 

  • Costs for Diagnostic Tests 

All the costs incurred on diagnostic tests for confirming and determining the cancer stage will be reimbursed.

 

  • Doctor's Fee

The policy also bears doctors' fees and consultation charges throughout the treatment period.

Policy Details and Specifications

Here are the details and specification of a Cancer-Indemnity plan:

 

  • Coverage limit

Cancer-Indemnity plan offers a coverage amount of Rs.3 lakhs at just Rs. 850/year

 

  • Plan validity

One year.

 

Following are the membership fee that you have to bear on the stated sum insured

 

Sum Insured

Premium (inclusive of taxes)

Up to Rs. 1 Lakh

Rs. 307

Up to Rs. 2 Lakhs

Rs. 590

Up to Rs. 3 Lakhs

Rs. 850

 What’s Not Covered?

Following are the exclusions under the cancer insurance policy:

 

  • Benign lesions 

Cancer-Indemnity cover does not protect you against non-cancerous benign lesions.

 

  • Microcarcinoma of the bladder

You will not receive a cover for micro-carcinoma of the urinary bladder.

 

  • Pre-existing conditions 

The policy does not cover any pre-existing diseases.

 

  • All tumours of the prostate 

Cancer-Indemnity plan does not provide coverage for prostate tumours unless histologically proven.

 

Furthermore, a cancer insurance cover does not cover tumours resulting from HIV infection.

 

Also Read: Mediclaim Convalescence Cover

How to Make a Claim?

File your claim for the cancer cover plan through any of the following ways:

 

  • Through Call 

Register your claim by calling the toll-free helpline number 1800-102-4488.

 

  • Through Email 

Raise you claim by mailing it to claims@careinsurance.com. Do not forget to mention policy number and other details.

Cancer Insurance Cover - Customer Care Details

You can connect with us at Bajaj MARKETS. Just write to us at: insuranceconnect@bajajfinservmarkets.in

Cancer Insurance - FAQs

  • ✔️Can you renew the Cancer-Indemnity plan?

    No, you cannot renew the Cancer-Indemnity plan; you will have to repurchase the plan in order to reap the benefits that it offers.

  • ✔️How much is the premium amount for a cover of Rs. 2 Lakhs?

    You have to pay a membership amount of Rs. 590 yearly for a coverage amount of Rs. 2 Lakhs.

  • ✔️Does Bajaj MARKETS extend this Cancer-Indemnity plan?

    Bajaj MARKETS is an online marketplace from where you can purchase this policy.

  • ✔️What kind of treatment can you opt for under the cancer-indemnity plan?

    The cancer-indemnity plan will effectively cover expensive cancer treatments like chemotherapy and radiotherapy and help you tide over such expensive medical care. 

  • ✔️What is the duration of the cancer-indemnity plan?

    The cancer-indemnity plan secures you financially for the span of 1 year. After the expiry of the plan, you will have to repurchase the plan. For 1 year, you can seek financial refuge to treat cancer without straining your finances.