Children develop their personalities in their early years. While we may look at this time as a relatively more carefree stage in life, we may overlook a lot of challenges that the kids face. The ups and downs of life continue as you grow older, and situations might become tougher with time. This starts from the stress of school work, getting into a good college, fitting in with your peers, and landing a job, to actually managing your work-life balance. There are many causes of stress at every stage of life. Hence, you must keep a check on your mental well-being. One way to do this is by taking professional help and counselling. However, this can prove to be expensive.
Counselling Cover 1 from Aditya Birla Health Insurance Co. Ltd. provides cover against such expenses at just Rs. 848/year and safeguards your mental health. The policy allows you to reach out to a psychologist who can help you cope with the stress. The policy can be suitable for anyone within the age group of 10 to 35. Let us see what all benefits this policy offers and how you can purchase it.
The process of applying for Counselling Cover 1 involves a few simple steps. You can follow the steps listed below to buy the policy:
Click on ‘Buy Now’ and enter your details in the application form.
Enter your mobile number to receive an OTP. Use the code to confirm your online application form.
You can pay the premium amount online using your credit card, debit card, UPI, mobile wallet, or payment modes.
Once you have completed the above steps, you will receive an email and a WhatsApp text with all the details of your Counselling Cover for Women.
You need to meet certain eligibility criteria to be able to buy the Counselling Cover 1 policy. These criteria include:
You must be at least ten years old to be eligible for the policy. However, your age cannot exceed 35 years as per your last birthday.
You must be a citizen of India.
You must meet both criteria if you want to buy the policy.
Some inclusions of the Counselling Cover 1 that make it an excellent option for you include:
The policy covers the cost of all the teleconsultations you book with a psychologist. You can get in touch with any of the psychologists on the list provided in the policy and discuss your mental health and well-being. Under the policy, there are no limits on the number of teleconsultations with the psychologist.
The policy also allows you to opt teleconsultation services and reach out to a general physician. They can help you out with your physical well-being. You can also contact a nutritionist to get an effective diet plan for yourself.
The plan allows you to set up a consultation as per your schedule. You can even reschedule the consultation if there are any changes in the requirement.
You get an online prescription after every teleconsultation session.
The important details about the plan are listed below. It is important to know about these specifications before you buy the policy.
The cost of all the teleconsultations with the psychologist is covered in the policy. The policy also covers teleconsultations with a nutritionist or a general practitioner.
Several things related to your mental and physical health are not a part of the policy. These exclusions are:
If the psychologist or the other specialists want to meet you in person to discuss the issues or you want a physical consultation at an OPD, the cost will not be covered under the policy.
If an individual above the age of 35 applies for the policy, the teleconsultation costs of the person will not be covered.
The inclusions of the policy are only available for the policyholder. The policyholder's spouse or children cannot enjoy the plan's benefits.
The cost of any in-patient treatment will not be covered by Counselling Cover 1.
The process of filing a claim for Counselling Cover 1 is quite simple. Here is how you can proceed:
You can file a claim under the policy by calling the toll-free number. Call 1800-270-7000 to make your request known.
You can also write to email@example.com to file a claim. Ensure that you add the basic details about the policy, like the policy number, the date of purchase, etc.
If you have any inquiries regarding the policy, you can also get in touch with us. Drop in a mail to firstname.lastname@example.org with your concerns.
The policy only covers the cost of teleconsultations. It does not cover any travel or OPD cost on behalf of the policyholder.
After completing the teleconsultation, you will receive a link via SMS. You can click on the link and download your prescription for future reference.
You can use the link from ‘GetVisit’ to access your dashboard. You can find all your appointments under the consultation tab.