✓ Interest Rates Starting @ 0.99% p.a. ✓ Up to 100% Financing ✓ Repayment Tenure of up to 4 Years Check Eligibility

Royal Enfield bikes feature on almost everyone’s wish list with their excellent ergonomics and powerful engines. However, the one aspect that deters potential buyers can be the price. Opting for bike finance with Royal Enfield  can help you purchase your dream bike without depleting your savings. Let’s understand this financing option in further detail.

Bike Prices and Minimum Down Payment

You can borrow up to 95% of the chosen bike’s on-road price with the help of this finance option. You will be required to make a down payment of a minimum of 5% of the value. 

The following table consists of the down payment, loan amount, and the on-road price (Delhi) of specific bike models:

Royal Enfield Model

On-Road Price (Delhi)

Max. Loan Amount &
Min. Down Payment

Bullet 350


  • Loan Amount - ₹1,89,102.25

  • Down Payment - ₹9.952.75

Hunter 350


  • Loan Amount - ₹1,57,855.80

  • Down Payment - ₹8,308.20

Classic 350


  • Loan Amount - ₹2,03,326.60

  • Down Payment - ₹10,701.40

Meteor 350


  • Loan Amount - ₹2,19,868.95

  • Down Payment - ₹11,572.05

Himalayan 450


  • Loan Amount - ₹2,96,950.05‬

  • Down Payment - ₹15,628.95

Interceptor 650


  • Loan Amount - ₹3,32,341.35

  • Down Payment - ₹17,491.65

Scram 411


  • Loan Amount - ₹2,31,782.90

  • Down Payment - ₹12,199.10

Super Meteor 650


  • Loan Amount - ₹3,92,608.40

  • Down Payment - ₹20,663.60

Continental GT 650


  • Loan Amount - ₹3,48,995.80‬

  • Down Payment - ₹18,368.20

*Disclaimer: Aforementioned details are subject to change as per the policies of dealerships. Check the official website before making any financial decision.

Features and Benefits

Up to 95% Funding

Borrow up to 95% of the bike’s on-road value with the help of this facility

Low Down Payments

Make a minimum down payment of just 5% of the bike’s on-road price 

Minimal Documentation

Submit your basic personal, address, and income proofs to borrow the required amount

Complete Coverage

Extended warranty, accessories, apparel, and merchandise costs can also be funded with the help of this option

Flexible Tenures

Repay the loan over flexible tenures ranging up to 6 years

Lending Partners

When you apply for this finance option, you are provided with offers from leading NBFCs and banks that have a tie-up with Royal Enfield dealerships. These include:

  • Axis Bank 

  • L&T Financial Services

  • HDFC Bank

  • Cholamandalam Finance


  • Tata Capital

  • Hinduja Leyland Finance

  • Kotak Mahindra Prime

  • AU Small Finance Bank

  • Induslnd Bank



To know more about the available offers and any other details, you can contact the nearest Royal Enfield dealership. 

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How To Apply?

You can apply for this option before and after purchasing the two-wheeler. To check the loan offers available before you buy the bike, follow these steps:

  • Visit the official website: https://www.royalenfield.com/in/en/home/

  • Navigate to the ‘Motorcycles’ tab

  • Click on the ‘Finance’ option that appears on the left

  • Scroll to the bottom of the page

  • Here enter your name, e-mail ID, pin code, and phone number

  • Read and agree to the terms and conditions, then click on ‘Submit’

Following this, a representative will reach out to you for further proceedings.

If you have already booked a bike, follow these steps to check which loan scheme you are eligible for:

  • Go to the official website: https://www.royalenfield.com/in/en/home/

  • Click on the ‘Motorcycles’ tab

  • Navigate to the ‘Finance’ option

  • Click on the ‘Booked your Motorcycle? Apply Finance’ option

  • Enter your booking ID or mobile number and click on ‘Submit’

After this, an executive will contact you to further process your application.


Does Royal Enfield offer financing?

The automotive firm has tie-ups with multiple lenders in India, through which it offers financing options to its customers. 

Can we purchase a Royal Enfield bike on EMI?

Yes, you can finance your bike purchase on EMI. It will be determined on the basis of the loan amount and down payment.

Do I need to create an account on the official website to apply for this facility?

Yes. Having an account on the website can streamline the process. For this, follow these simple steps:

  • Visit the official website and click on the ‘Login’ option displayed on the top right 

  • If you already have an account simply enter your login credentials 

  • If not, click on the ‘Create an account’ option and enter your basic information as requested 

You can also log in by using your Google or Facebook account.

What will be the minimum down payment required when opting for this finance option?

You will be required to pay at least 5% of the bike’s on-road price as a down payment with this facility. 

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