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Get the essentials on AU Small Finance Bank UPI limits, setup steps, and daily usage tips so transfers stay instant, secure, and convenient.
Last updated on: March 23, 2026
The Unified Interface Payment (UPI) is a digital money-transferring system in which you can transfer money within seconds. AU Small Finance Bank also offers UPI payment services to send real-time money to any bank account. The AU Small Finance Bank mobile application, AU 0101, gives you the hassle-free experience of money transferring and other features.
Through BHIM AU UPI 0101, you can send money with a click. All you need to do is register on the AU 0101 application and enter the VPA (Virtual Payment Address) of the beneficiary. You need not enter the bank account details. Here are some of the features of the AU bank UPI:
The application is functional 24*7
Enjoy digital payment anytime anywhere with just VPA. You may also transfer funds using bank account details or UPI ID
You no longer have to carry cards and cash
Check out the table below to learn about the AU Small Finance Bank UPI limit:
| Transaction Type | Transaction Limit |
|---|---|
Limit per transaction |
₹1,00,000 |
Transaction limit per day |
₹1,00,000 |
The transaction limit for the first 24 hours after registration (Android) |
₹5,000 |
Transaction limit for the first 72 hours after registration (ios) |
₹15,000 |
IPO Limit |
₹5,00,000 |
Capital market, insurance, collections, foreign inward remittances limit |
₹2,00,000 |
You can either register on the AU 0101 application or any third-party application to avail of the UPI services. Registering on AU 0101 is an easy task. Here is how you can quickly do so:
Download the AU 0101 mobile application on your smartphone
Enter your registered mobile number and wait for the SMS sent by the bank to validate your number
Select the bank account
Enter the details of your debit card
Now, you need to select your UPI ID (If you do not have one, you may also create one)
You need to set the MPIN that will be used to log in to the application
Now start enjoying UPI services.
UPI payments allow quick money transfers which saves a lot of hassle of visiting a nearby branch for this purpose. Here is how you can quickly send or receive money through your AU bank UPI:
Open the application by entering MPIN
To make payment, you can either click on the "Scan to Pay" option or select "Enter UPI ID" option
Under "Scan to Pay", you can pay using a QR Code of the beneficiary without having to enter any other details
Under the "Enter UPI ID" option, you need to enter the UPI ID of the beneficiary
Select the amount and the bank account from which you want to make the payment
Click on pay and the payment is done
Open the AU 0101 application by entering MPIN
Click on your profile to open the QR code. The sender can scan the QR code to pay you the amount
You may also share your UPI ID on which you want to receive the amount
You may also click on "Request Money"
The sender will receive a money-sending request. Through the request pop-up, the sender can quickly send you the money.
Reviewer
Whether existing or non-existing customers, anyone can use the AU 0101 mobile application.
Yes. You can add multiple UPI IDs in the AU 0101 application.
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