The SBI Card ELITE is a premium credit card from the State Bank of India. It offers the best-in-class privileges and rewards in various categories like travel, lifestyle and online purchases. You can also avail of SBI Card ELITE offers on dining, grocery spends and more.
In addition to this, the SBI Credit Card gives you access to various premium memberships like the Trident Privilege Membership and the Club Vistara Membership programs. These premium SBI Card ELITE benefits and rewards make the credit card suitable for high spenders.
Type of Credit Card |
Premium credit card |
Joining Fee |
₹4,999 + Taxes |
Renewal Fee |
₹4,999 + Taxes |
Welcome Benefit |
Welcome e- gift voucher worth ₹5,000 from a choice of lifestyle brands like Yatra, Pantaloons, Bata, Hush Puppies, Shoppers Stop and Aditya Birla Fashion |
Reward Points |
5X Reward Points on dining, grocery spends and departmental stores purchases, and 2 Reward Points per ₹100 on all spends (except fuel) |
Milestone Rewards |
Up to 50,000 Bonus Reward Points worth ₹12,500 per year |
Best Feature |
Access to various elite membership programs |
You also get an array of SBI Card ELITE benefits in the form of reward points on eligible spends, as follows:
5X Reward Points on Departmental store purchases, grocery spends and dining expenses
2 Reward Points per ₹100 on all other spends, except fuel
You can then redeem these reward points at the rate of 4 points for ₹1 and make purchases from the bank’s rewards catalogue.
Milestone benefits are also among the many beneficial SBI Card ELITE features. The milestone privileges offered by this credit card are listed below:
10,000 Bonus Rewards on spending ₹3 Lakh in a year
Additional 10,000 Bonus Rewards on spending ₹4 Lakh in a year
15,000 Bonus Rewards on spending ₹5 Lakh in a year
Additional 15,000 Bonus Rewards on spending ₹8 Lakh in a year
With the SBI Card ELITE, you also get access to an exclusive Domestic Lounge Program and International Lounge Program, offering the following privileges:
2 complimentary domestic airport lounge visits per quarter
6 complimentary international airport lounge visits in a calendar year (capped at 2 visits per quarter)
Access over 1000 international airport lounges
Complimentary Priority Pass Program membership worth $99
Before you decide to apply for an SBI Card ELITE, you need to check if you meet the eligibility criteria. If you qualify, you must have the required documents ready for submission along with your credit card application.
Check out the SBI Card ELITE eligibility criteria below:
Minimum age of 21 years
Maximum age of 70 years
Salaried or self-employed with a regular source of income
Good credit score, ideally 750 or higher
To apply for this SBI Credit Card, you must submit the following documents along with your application:
Copy of Aadhaar Card (with first 8 digits masked)
Any other valid government address proof like driving licence or voter’s ID
Proof of income documents (like salary slip or Income Tax Returns, depending on the credit card eligibility and the bank’s policy)
Reward Points |
Description |
Value |
Welcome Rewards |
Welcome e-vouchers across top brands |
₹5,000 |
Complimentary Movie Tickets |
Discount up to ₹250 on 2 movie tickets per month |
Up to ₹6,000 every year |
50,000 Milestone Rewards |
Milestone privileges |
₹12,500 |
Rewards on International Transactions |
Low Forex of 1.99% on International usage |
2 reward points per ₹100 spent |
ELITE Rewards |
|
2 reward points per ₹100 spent |
To redeem your SBI Card ELITE reward points, you should use SBI credit card net banking :
Step 1: Log in to your Net banking account.
Step 2: From the main page, choose the option of 'redeem rewards'.
Step 3: You can see your rewards on the left side of this page.
Step 4: From the categories given, you can choose the reward category from which you wish to redeem the points.
Step 5: Select your city.
Step 6: Enter the quantity of the reward points.
Step 7: Select 'add to cart'.
Step 8: Carefully read the disclaimer given.
Step 9: Select the option of 'place order'.
Credit Card |
Annual Fee |
Reward Points and Offers |
Standard Chartered Ultimate Credit Card |
₹5,000 |
|
HDFC Diners Club Privilege Credit Card |
₹2,500 |
|
Air India SBI Signature Credit Card |
₹4,999 |
|
HDFC Regalia Credit Card |
₹2,500 |
|
If you want the SBI Card ELITE credit card, you can apply online via the Bajaj Markets website or app by following the steps mentioned below:
Step 1: Visit the Bajaj Markets website or app
Step 2: Fill in your details
Step 3: Check out the list of multiple SBI Credit Cards
Step 4: Select the Credit Card you find right for yourself
Step 5: Submit your application form
In case of any queries or complaints regarding SBI Card ELITE credit card, you can reach up to
SBI Credit Card Customer Care using the helpline number 1860 180 1290 (toll-free) or 39 02 02 02 (prefix local STD code).
SBI Card Customer Care team via an email through customercare@sbicard.com.
Total Credit Limit: It is the maximum credit limit you can avail on your SBI Card ELITE. Available Credit Limit: It is the credit amount available for purchases as on date. SMS AVAIL XXXX (XXXX = Last four digits of your SBI Card) from registered mobile number) to know more about your SBI Card ELITE limit.
Yes. This is because you get gift vouchers on joining, milestone gift vouchers, reward points on any spending, hotel and airport privileges and more.
The annual fee for an SBI Card ELITE credit card is ₹4,999 plus taxes.
Yes, the SBI Card Elite credit card is internationally acceptable. It can be used at a foreign currency markup fee of 1.99%
The complimentary credit card fraud liability cover of SBI card ELITE is worth ₹1 lakh. This cover is liable from the period of 48 hours prior to reporting of loss till 7 days post reporting of loss.
The cash advance limit on the SBI Card ELITE credit card is up to 80% of the credit limit, with a maximum of ₹15,000 per day. The SBI credit card cash withdrawal charges for this card at any ATM (including SBI) is 2.5% of the transaction amount, subject to a ₹500 minimum.
Yes, you can apply for an add-on card with SBI Card ELITE.
No, the annual membership fee for SBI Card ELITE credit card is ₹4,999. The annual fee is waived off if you spend ₹10 lakh or more with the card for a year.