SBI ELITE Credit Card

Type of Credit Card	Premium credit card
Joining Fee	₹4,999 + Taxes
Renewal Fee	₹4,999 + Taxes
Welcome Benefit	Welcome e- gift voucher worth ₹5,000 from a choice of lifestyle brands like Yatra, Pantaloons, Bata, Hush Puppies, Shoppers Stop and Aditya Birla Fashion
Reward Points	5X Reward Points on dining, grocery spends and departmental stores purchases, and 2 Reward Points per ₹100 on all spends (except fuel)
Milestone Rewards	Up to 50,000 Bonus Reward Points worth ₹12,500 per year
Best Feature	Access to various elite membership programs

Features & Benefits of SBI Card ELITE

There are several SBI Card ELITE features and benefits that you should know of before you apply for such credit cards. Here is a preview of the top features of the card:

 

1. Welcome Benefits

Once you pay the annual fees for the SBI Card ELITE, you will receive a welcome gift voucher worth ₹5,000 within 15 days. The voucher can be redeemed for purchases from various leading lifestyle and travel brands like Hush Puppies, Shoppers Stop, Pantaloons, Yatra, Aditya Birla Fashion and Bata. 

2. ELITE Rewards

You also get an array of SBI Card ELITE benefits in the form of reward points on eligible spends, as follows: 

 

• 5X Reward Points on Departmental store purchases, grocery spends and dining expenses

• 2 Reward Points per  ₹100 on all other spends, except fuel

You can then redeem these reward points at the rate of 4 points for ₹1 and make purchases from the bank’s rewards catalogue. 

3. Complimentary Movie Tickets

As an SBI Card ELITE owner, you get free movie tickets worth ₹6,000 annually. The benefit is offered in the form of discounts on 2 tickets per month, up to ₹250. 

4. Milestone Rewards

Milestone benefits are also among the many beneficial SBI Card ELITE features. The milestone privileges offered by this credit card are listed below:

 

• 10,000 Bonus Rewards on spending ₹3 Lakh in a year

• Additional 10,000 Bonus Rewards on spending ₹4 Lakh in a year

• 15,000 Bonus Rewards on spending ₹5 Lakh in a year

• Additional 15,000 Bonus Rewards on spending ₹8 Lakh in a year

5. Airport Lounge Programs

With the SBI Card ELITE, you also get access to an exclusive Domestic Lounge Program and International Lounge Program, offering the following privileges: 

 

• 2 complimentary domestic airport lounge visits per quarter 

• 6 complimentary international airport lounge visits in a calendar year (capped at 2 visits per quarter)

• Access over 1000 international airport lounges

• Complimentary Priority Pass Program membership worth $99

6. Premium Memberships

The SBI Card ELITE offers various premium memberships as well, like the Club Vistara Membership and the Trident Privilege Membership. This makes the credit card ideal for frequent travellers. 

SBI Card ELITE - Eligibility Criteria & Documents Required

Before you decide to apply for an SBI Card ELITE, you need to check if you meet the eligibility criteria. If you qualify, you must have the required documents ready for submission along with your credit card application. 

1. SBI Card ELITE - Eligibility Criteria 

Check out the SBI Card ELITE eligibility criteria below:

 

• Minimum age of 21 years

• Maximum age of 70 years

• Salaried or self-employed with a regular source of income

• Good credit score, ideally 750 or higher 

2. SBI Card ELITE - Documents Required

To apply for this SBI Credit Card, you must submit the following documents along with your application:

 

• PAN Card

• Copy of Aadhaar Card (with first 8 digits masked) 

• Any other valid government address proof like driving licence or voter’s ID

• Proof of income documents (like salary slip or Income Tax Returns, depending on the credit card eligibility and the bank’s policy)

SBI Card ELITE Reward Points