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Designed for seamless business transactions, offering convenient access to funds and essential banking services
Last updated on: March 18, 2026
AU Small Finance Bank current account is an ideal business account for Shopkeepers, Traders, self-employed, mid & large sized enterprises having local and multi city business transactions. With our true anywhere banking facility, you can visit any of our branches across India without any limitations.
Choose any of our current account variants as per your business requirements, for easy and seamless banking. We also customize the product features for any specific requirement.
The digital AU Small Finance Bank current account opening journey is speedy and paperless. You can open your current account in just a few steps.
Read on for further details on the current accounts by AU Small Finance Bank, the features, benefits, document details and more.
Enjoy zero balance on select current accounts
Get a business debit card with higher transaction limit with no additional costs
Make unlimited transactions and fund transfer online
Enjoy seamless payment with free QR and UPI facilities
To ensure a seamless experience, check out the prerequisites to open a current account in AU Small Finance Bank. Following customer types can open current accounts:
Self-employed Professionals and Non-Professionals
Sole proprietorships
Private Limited Company
Public enterprises
Partnership firms including LLPs
Co-operative societies
Hindu Undivided Families (HUF)
Here is the list of documents required to complete the AU Small Finance Bank current account opening process.
Entity proof as per the type of customer
PAN Number of Entity (In Sole Proprietorships, same is required of Proprietor)
Address proof in the name of the entity in case it is different from entity proof
Official Valid Documents of Authorized Signatories & Beneficial Owners (if applicable)
Beneficial Ownership Declaration (if applicable)
Initial funding as per Regular Current Account package
Credit facility declaration
Experience a paperless and convenient current account opening journey which has been created for tech-savvy professionals and entrepreneurs. Some of its features are:
Zero balance account
Free 100 cheque leaves per month
Free local & outstation cheque collections at AU locations
Free cash deposit limit of up to ₹3 Lakhs
Free Business Debit Card
This account type allows merchants and retailers to conduct seamless digital transactions without any additional charges. It’s other benefits include:
Zero balance account*
Instant free AU QR
Free cash deposit up to ₹10 Lakhs** per month
Free 100 cheque leaves per month
Free Business Debit Card
Overdraft facility based on transactions
Initial payment of ₹5,000
* Transaction of at least ₹100 to be done during the a month (POS or AU QR)
**Up to 5 times of the previous month’s AMB
The regular account is designed to meet all the basic transactional needs of businessmen, with a few premium banking facilities offered by AU Small Finance Bank. Some features offered are:
Low average monthly balance of ₹10,000
Free business debit card
Reviewer
AU Small Finance Bank offers a variety of current accounts with different minimum balance requirements. The AU Small Finance Bank current account minimum balance starts from ₹10,000 up to ₹5 Lakhs.
Yes. You can enjoy a zero balance AU Small Finance Bank current account with AU Digital and AU Power accounts.
Current accounts do not earn interest. However, with the AU Vishesh current account you can opt for a sweep-in facility to earn FD interest on your surplus amount over the minimum balance.
No, GST is not a mandatory requirement, customer can provide the entity proofs and other documents as per KYC policy of Bank.
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