AU Small Finance Bank current account is an ideal business account for Shopkeepers, Traders, self-employed, mid & large sized enterprises having local and multi city business transactions. With our true anywhere banking facility, you can visit any of our branches across India without any limitations.


Choose any of our current account variants as per your business requirements, for easy and seamless banking. We also customize the product features for any specific requirement.


The digital AU Small Finance Bank current account opening journey is speedy and paperless. You can open your current account in just a few steps.


Read on for further details on the current accounts by AU Small Finance Bank, the features, benefits, document details and more.

Features and Benefits

Zero Balance Accounts

Enjoy zero balance on select current accounts

Free Business Debit Card

Get a business debit card with higher transaction limit with no additional costs

Unlimited Online Transactions

Make unlimited transactions and fund transfer online

Easy Payment Options

Enjoy seamless payment with free QR and UPI facilities

Cheque Collection

Local and outstation cheque collections

Doorstep Banking

Doorstep banking, such as cheque pick-up and delivery

Eligibility Requirements

To ensure a seamless experience, check out the prerequisites to open a current account in AU Small Finance Bank. Following customer types can open current accounts:

  • Self-employed Professionals and Non-Professionals

  • Sole proprietorships

  • Private Limited Company

  • Public enterprises

  • Partnership firms including LLPs

  • Co-operative societies

  • Hindu Undivided Families (HUF)

Documents Required

Here is the list of documents required to complete the AU Small Finance Bank current account opening process.

  • Entity proof as per the type of customer

  • PAN Number of Entity (In Sole Proprietorships, same is required of Proprietor)

  • Address proof in the name of the entity in case it is different from entity proof

  • Official Valid Documents of Authorized Signatories & Beneficial Owners (if applicable)

  • Beneficial Ownership Declaration (if applicable)

  • Initial funding as per Regular Current Account package

  • Credit facility declaration

Types of AU Small Finance Bank Current Account

AU Digital Current Account

Experience a paperless and convenient current account opening journey which has been created for tech-savvy professionals and entrepreneurs. Some of its features are:

  • Zero balance account

  • Free 100 cheque leaves per month

  • Free local & outstation cheque collections at AU locations

  • Free cash deposit limit of up to ₹3 Lakhs

  • Free Business Debit Card

AU Power Current Account

This account type allows merchants and retailers to conduct seamless digital transactions without any additional charges. It’s other benefits include:

  • Zero balance account*

  • Instant free AU QR

  • Free cash deposit up to ₹10 Lakhs** per month

  • Free 100 cheque leaves per month

  • Free Business Debit Card

  • Overdraft facility based on transactions

  • Initial payment of ₹5,000


* Transaction of at least ₹100 to be done during the a month (POS or AU QR)


**Up to 5 times of the previous month’s AMB

AU Regular Current Account

The regular account is designed to meet all the basic transactional needs of businessmen, with a few premium banking facilities offered by AU Small Finance Bank. Some features offered are:

  • Low average monthly balance of ₹10,000

  • Free business debit card

FAQs on AU Small Finance Bank Current Account

What is the minimum balance required for an AU Small Finance Bank Current Account?

AU Small Finance Bank offers a variety of current accounts with different minimum balance requirements. The AU Small Finance Bank current account minimum balance starts from ₹10,000 up to ₹5 Lakhs.

Does AU Small Finance Bank offer zero balance Current Account?

Yes. You can enjoy a zero balance AU Small Finance Bank current account with AU Digital and AU Power accounts.

Can I earn interest on AU Small Finance Bank Current Account?

Current accounts do not earn interest. However, with the AU Vishesh current account you can opt for a sweep-in facility to earn FD interest on your surplus amount over the minimum balance.

Is a GST number required for an AU Small Finance Bank Current Account?

No, GST is not a mandatory requirement, customer can provide the entity proofs and other documents as per KYC policy of Bank.

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