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The numerous benefits of the Bajaj Finserv EMI Network Card make your payments hassle-free and shopping easier than ever. You get a pre-approved limit on the card, and you can pay bills in Equated Monthly Instalments (EMIs) with no foreclosure charges. 


Additionally, you can choose a repayment tenor that works for you from a variety of choices between 3 months and 24 months. That’s not all. The range of uses of the Bajaj Finserv EMI Card adds to your convenience and offers flexibility. 


Here is everything you need to know about various Bajaj Finserv EMI Network Card benefits offered on big and small purchases.

Bajaj Finserv EMI Network Card Features

Easy Online and Offline Shopping

With this card, you can shop at online stores such as Amazon, Flipkart, and other e-commerce platforms. You can also shop at 1.5+ lakh partner stores spread across more than 4,000 cities and choose from over 1 million products.


From electronics to education courses, you can get a huge range of products and services on EMI with this card.

Minimal Documentation

You only need to submit basic paperwork when applying for the card. Moreover, you need not provide documents every time you shop.

Shop For up to ₹2 Lakhs

Comfortably shop without any stress with a pre-approved limit of up to ₹2 Lakhs. The limit is based on your eligibility and helps you access a range of products and services.

Flexible Repayment Tenors

Repay the loan hassle-free with tenors going up to 24 months (2 years).

No Foreclosure Charges

Pay no foreclosure charges if you close your loan after paying the first EMI.

Zero to Low Down Payment

Make big-ticket purchases affordably with a low or zero down payment. 

Easy to Access and Manage

View and manage your transactions via the Bajaj Finserv Wallet app, which you can access at any time and from anywhere.

Fast Online Application

Apply through a 100% digital process and get an instantly activated card in just 3 simple steps.

Benefits of Bajaj Finserv EMI Network Card

Benefits of EMI Card

Here is a glimpse into the benefits of the Bajaj Finserv EMI Network Card:

Uses of the Bajaj Finserv EMI Network Card

Listed below are some of the uses of the Bajaj Finserv EMI Network Card:

1. Shop on EMI Without a Credit Card

The limit of the Bajaj Finserv EMI Network Card acts as a pre-approved loan. The card helps convert the cost of buying appliances, gadgets, and more into easy and customised instalments. 


You can also pay in No Cost EMIs on eligible products and make your purchase more affordable.

2. Easy Online Shopping

Make purchases online securely and without any worries at Bajaj Finserv EMI Network partner stores such as Amazon, Flipkart, OPPO, OnePlus, Pepperfry, etc. All you need to do is select the Bajaj Finserv EMI Network Card as your preferred mode of payment at the payment gateway. Then, select a suitable tenor for EMI payment.

3. Offline Shopping at Partner Stores

Buy mobiles on EMIlaptops on EMIfurniture on EMI, and other products from any of the 1.5+ lakh partner stores spread across over 4,000 cities using your card.

4. Easy Access via Portal

You do not need to carry your EMI card everywhere. You can easily access it on your Bajaj Finserv wallet app or manage it on the online Bajaj Finserv customer portal


The card uses an OTP sent to your registered mobile number to authenticate your purchase, enabling you to shop securely.

5. Shopping Made Affordable

One of the Bajaj Finserv EMI Network Card benefits is that you can choose from a wide range of home appliances, gadgets, and electronics. What’s more, you can enjoy No Cost EMIs, zero down payment, and exclusive offers.


So, apply for Bajaj Finserv EMI Network Card today and enjoy its numerous features and benefits to shop affordably and conveniently. 

FAQs on the Benefits of the Bajaj Finserv EMI Network Card

There are numerous benefits of the Bajaj Finserv EMI Network Card. Some of them include getting a pre-approved loan of up to ₹2 Lakhs. You can use this limit to purchase items on EMI without a credit card from both online and offline partner stores. 


You also get a flexible repayment tenor and no or low down payment options, along with zero foreclosure charges. Moreover, the Insta EMI card application process is 100% digital, and you can easily access your activated card from the Bajaj Finserv wallet app.

The use of the Bajaj Finserv EMI Network Card is that you can shop on EMIs to make your purchases affordable. You can use the card at any online and offline partner stores without the need for a credit card. 

No. There are no reward points for using the Bajaj Finserv EMI Network Card.

You can use the Bajaj Finserv EMI Network Card to buy a range of products across categories, such as home appliances, furniture, travel, smartphones, and more. The card allows you to convert the cost of the purchase into easy EMIs. 


You can also enjoy low or no downpayment on these products and choose a comfortable repayment tenor with no foreclosure charges.

There are a host of features and benefits of the Bajaj Finserv EMI Network Card that make it an attractive option. These include an instant pre-approved credit limit of up to ₹2 Lakhs, easy-to-meet eligibility terms, zero loan foreclosure charges, and more. 

You also get easy repayment options, No Cost EMI facility, and smooth usage at partner outlets. Moreover, with the Bajaj Finserv customer portal and wallet app, you can easily track all your transactions, loans and repayments.

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