If you are looking for ways to buy furniture on EMI without a credit card, you can use an EMI card. The Bajaj Finserv EMI Network Card is one such card which can help you purchase your furniture on EMI. Thus, you can easily spruce up your home without disturbing your budget. The EMI card comes with easily accessible funds, which can be used to pay for the furniture you purchase. You can repay the loan amount as per your convenience since there is an option of flexible repayment tenure.
Another added advantage is that you don’t have to pay any interest charges on the amount you loan on the card. In short, you repay only the actual price of the product you purchase!
Here are some of the common types of furniture that you can choose while buying furniture to decorate your abode.
The centre of attraction of a living room is always a sofa set. Choose the number of seats as well as the shape of the sofa depending on your living room dimensions. When it comes to material and texture, there are a wide range of options available.
A good bed will have a sturdy frame coupled with a good mattress. As per the dimensions and decor of your room, choose a bed of desired size and shape. Beds of convenient design have storage boxes to store pillows, sheets and blankets.
To keep your home organised, storage cabinets are the perfect storage solution. Depending on your home decor, you can use them in different colours and sizes anywhere at home.
Books are aesthetically and intellectually beautiful. You can use both closed as well as open bookshelves to keep the books you own, arranged and easily accessible.
To keep your shoes organised and make your living room clutter-free, you can use shoe racks. They keep your footwear safe from moisture and dust.
Buying all of them together may exhaust your savings significantly. In such situations, you can buy home furniture on EMI.
To make shopping easy and fun while being affordable, Bajaj Finserv has partnered with some of the top names in the furniture market. Yes! It is true. You can shop on your EMI card from the Bajaj Finserv online Partner Stores like Hometown, Pepperfry and AtHome by Nilkamal. As a result, you can use your card to pay and enjoy the benefits of purchasing furniture at No Cost EMI. To enjoy EMI on furniture and other exclusive benefits, follow the steps given below to buy furniture on EMI.
Step 1: Browse through the products listed on these partner stores.
Step 2: Shortlist the furniture you want to add to your home.
Step 3: Use your Bajaj Finserv EMI Network Card as the payment option during checkout.
Here is a list of some of the top products and their prices that you can purchase using the Bajaj Finserv EMI Network Card.
Furniture |
Product Name |
Product Cost |
Sofa |
Hugo 3-Seater Sofa |
₹55,499 |
Bed |
Subaru Queen Size Bed with Storage |
₹27,999 |
Study table |
Derrick Hutch Walnut and White Desk |
₹15,995 |
Shoe rack |
Almo Two Door Shoe Rack |
₹3,499 |
Furniture |
Product Name |
Product Cost |
Storage cabinet |
Stark Engineered Wood Multipurpose Cabinet |
₹13,900 |
Sofa |
Garcia Three-Seater Fabric Sofa |
₹31,400 |
Wardrobe |
Morgan Three-Door Wardrobe |
₹49,900 |
Furniture |
Product Name |
Product Cost |
Sofa |
Scott Two-Seater Recliner Sofa |
₹70,000 |
Chair |
Leisure Occasional Chair |
₹24,900 |
Dining table |
Arnold Marble 1+ 4 Bench Dining Table |
₹55,900 |
Study table |
Frances Study Table |
₹11,305 |
Shoe cabinet |
Florine Four-Tier Shoe Rack |
₹8,900 |
There are numerous advantages of buying furniture on EMI using the Bajaj Finserv EMI Network Card.
You can buy furniture on EMI without a credit card
You get access to a high-limit pre-approved loan.
A flexible repayment tenure ranging from 3 - 24 months can be opted for.
Buy No Cost EMI furniture and pay just the actual cost of the item.
Once your first EMI is paid, you can pre-close your loan without any foreclosure charges.
Now that you have understood the benefits of buying furniture on EMI using EMI cards, what are you waiting for? Apply for an EMI card on Bajaj Markets and start shopping! Know more about how you can manage and track your EMI card from the Bajaj Markets customer portal by completing the Bajaj Finserv login process.
To buy furniture on EMI using the Bajaj Finserv EMI Network Card, you need to first visit the Bajaj Finserv Partner website. You can then browse through the various furniture options available from top-selling brands like HomeTown, AtHome, and others. You can also filter your options by price, furniture type, colour, etc.
Once you’ve selected a piece, you can move to the checkout window. On this page, you can pick a convenient repayment tenure using your Bajaj Finserv EMI Network Card. Once that’s done, simply confirm the order with the OTP sent to your registered mobile number and you’re good to go.
There are several advantages of buying furniture on EMI using the Bajaj Finserv EMI Network Card. First off, you can buy furniture on EMI without a credit card and pay for the purchase over a flexible tenure of 3-24 months. You can also escape interest charges on EMI payments as the EMI Network Card allows you to buy the furniture at No Cost EMI.
Additionally, since the Bajaj Finserv EMI Network Card comes with a high pre-approved loan limit, you can buy the furniture of your choice without a shortage of funds. To add to this list, you can also foreclose the loan before the end of its tenure without incurring any additional prepayment charges.
Yes, you can buy furniture on EMI without a credit card. All you need is your Bajaj Finserv EMI Network Card.
Yes, you can buy furniture from select Partner Stores through the Bajaj Finserv EMI Network Card.
Yes. You can use the Bajaj Finserv EMI Card to buy furniture on EMI from Pepperfry. To buy furniture with the EMI Card from Bajaj Finserv you can visit the Pepperfry website and select the piece that fits your taste and style. You can then proceed to buy the furniture piece with a No Cost EMI plan and pay for the same over a comfortable tenure. Additionally, you can also score zero down payment benefits on select furniture pieces.
When buying furniture on EMI, you may need to pay a transaction fee to the retailer. However, this will depend on the retailer in question. Ideally, you should check the policies of the retailer before buying furniture with the EMI Card from Bajaj Finserv.
Down payment policies will vary depending on the partner store and the product you pick. Thus, when you buy furniture with the EMI Card from Bajaj Finserv you may have to pay a down payment for the same. However, most partner stores and products are covered by the card’s zero down payment clause.