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Shopping on Flipkart Using Bajaj Finserv Insta EMI Card

Learn how to use the Bajaj Finserv Insta EMI Card on Flipkart for easy, flexible payments and stress-free shopping.

The Bajaj Finserv Insta EMI Card on Flipkart makes shopping effortless by allowing you to convert your purchases into easy EMIs. Whether you’re buying electronics or fashion, you can pay in flexible instalments starting from ₹999. If you’re wondering how to use the Bajaj Finserv Insta EMI Card on Flipkart, simply link it to your account, choose your products, and select the EMI option at checkout. With no down payment and repayment tenures ranging from 1 to 60 months, this card offers a convenient way to manage your finances. It’s accepted at over 1.5 lakh retailers across India, making shopping easier than ever.

What is the Bajaj Finserv Insta EMI Card and How Does it Work on Flipkart

The Bajaj Finserv Insta EMI Card is a financial solution designed to make shopping on Flipkart easier and more affordable. With instant approval and a hassle-free application process, you can start shopping right away without any paperwork. The card offers a pre-qualified credit limit, allowing you to shop for a wide range of products on Flipkart and convert your purchases into easy, manageable EMIs.

At checkout, simply select the EMI option and divide your payments into flexible monthly instalments, starting as low as ₹999. The Bajaj Finserv Insta EMI Card on Flipkart gives you the freedom to shop without worrying about upfront payments, while offering flexible repayment tenures from 1 to 60 months. With no annual fee, it's a cost-effective way to manage your shopping expenses across thousands of products on Flipkart.

Step-by-Step Guide to Shopping on Flipkart Using the Bajaj Finserv Insta EMI Card

Here’s a simple guide to help you shop on Flipkart using the Bajaj Finserv Insta EMI Card:

  1. Log in to your Flipkart account or create one if you’re a new user

  2. Browse and select the products you want to purchase, then add them to your shopping cart

  3. At the checkout page, choose the Bajaj Finserv Insta EMI Card as your payment method

  4. Enter your Bajaj Finserv Insta EMI Card details to proceed with payment

  5. Pick an EMI plan that works for you, with options starting from ₹999 per month

  6. Review and confirm your order, with the total amount split into convenient monthly instalments

  7. Complete the payment process, and your order will be processed. 

Enjoy shopping on Flipkart while managing your payments easily with the Bajaj Finserv Insta EMI Card on Flipkart

How to Add the Bajaj Finserv Insta EMI Card to Your Flipkart Account

Here’s a simple guide to adding the Bajaj Finserv Insta EMI Card to your Flipkart account:

  1. Log in to your Flipkart account using your credentials

  2. Navigate to the ‘My Account’ section and select ‘Payments’ from the menu

  3. Click on ‘Add Payment Method’ and choose ‘Credit/Debit Card’ as the option

  4. Enter your Bajaj Finserv Insta EMI Card details, including the card number, expiry date, and CVV

  5. Complete the verification process by entering the OTP or following any additional steps required

  6. Once verified, your Bajaj Finserv Insta EMI Card will be successfully linked to your Flipkart account

After completing these simple steps, you’re all set to shop on Flipkart using your Bajaj Finserv Insta EMI Card for a seamless and flexible payment experience.

Benefits of Using the Bajaj Finserv Insta EMI Card for Shopping on Flipkart

Here are the top benefits of using the Bajaj Finserv Insta EMI Card for shopping on Flipkart, offering you flexibility, convenience, and an effortless shopping experience:

  • Flexible EMIs Starting at ₹999

Convert your purchases into easy monthly instalments starting at ₹999, allowing you to manage your budget better.

  • High Loan Offer Amount

Take advantage of a pre-qualified loan limit of up to ₹3 Lakhs, allowing you to shop confidently without the need for immediate payment.

  • Flexible Tenure

Repay your purchases conveniently over a flexible tenure of up to 60 months, ensuring manageable payments.

  • Access to a Wide Range of Products

Shop from a diverse collection of products on Flipkart, from gadgets to home essentials, with no limits.

  • No Annual Fee

Take advantage of the Bajaj Finserv Insta EMI Card without paying any annual fees, making it cost-effective for frequent shoppers.

  • Instant Approval

Get instant approval and start shopping right away, without long waiting times or complex procedures.

  • Zero or Minimal Down Payment

Depending on your eligibility and the product, you can enjoy zero or minimal upfront payments and convert the balance into EMIs.

  • 100% Digital Process

Apply, manage, and use your Bajaj Finserv Insta EMI Card entirely online, offering a seamless shopping experience.

  • Expansive Network

Shop at over 1.5 lakh partner stores across 4,000+ cities in India, both online and offline.

  • No Foreclosure Charges

Repay your loan early without any extra charges once you’ve paid your first EMI.

Top Flipkart Categories to Shop with the Bajaj Finserv Insta EMI Card

Here are the top Flipkart categories where you can shop with the Bajaj Finserv Insta EMI Card for easy, flexible payments:

  • Electronics

Shop for the latest electronics, including smartphones, laptops, and gadgets, and spread the cost over affordable EMIs.

  • Fashion

From trendy clothing to stylish accessories, use the EMI card to shop for fashion items and enjoy the flexibility of paying later in instalments.

  • Home Appliances

Buy essential home appliances like refrigerators, washing machines, and microwaves, and divide the payments into easy monthly instalments.

  • Furniture

Upgrade your living space with stylish furniture on Flipkart, and make manageable monthly payments using the Bajaj Finserv Insta EMI Card.

  • Beauty and Personal Care

Explore beauty, skincare, and personal care products on Flipkart, and convert the payments into convenient EMIs.

  • Groceries

Shop for monthly groceries and everyday essentials with the flexibility of spreading the cost over several instalments using the EMI card.

What to Do if the Bajaj Finserv Insta EMI Card is Not Working on Flipkart

If you're facing issues with the Bajaj Finserv Insta EMI Card while shopping on Flipkart, here are a few steps to resolve the problem:

  • Check Your Card Details

Ensure that the card details (number, expiry date, CVV) entered are correct and up-to-date.

  • Verify Your Pre-qualified Limit

Make sure that your card's pre-qualified limit is sufficient for the purchase you are trying to make.

  • Ensure the Card is Linked to Your Account

Double-check that the Bajaj Finserv Insta EMI Card is properly linked to your Flipkart account as a payment method.

  • Check for Pending Payments or Dues

If there are any outstanding dues or overdue payments, clear them to avoid any restrictions on the card.

  • Update the Flipkart App

Ensure that your Flipkart app is updated to the latest version, as outdated versions may lead to payment method compatibility problems.

  • Contact Customer Support

If none of the above solutions work, reach out to Flipkart or Bajaj Finserv customer support for assistance and troubleshooting.

Bajaj Finserv Insta EMI Card: Flexible Payment Options on Flipkart

Here’s how the Bajaj Finserv Insta EMI Card offers flexible payment options on Flipkart, making it easy to shop and manage your payments:

  • The Bajaj Finserv Insta EMI Card provides a variety of EMI plans to fit your shopping budget, making bigger purchases more affordable

  • You can choose a payment tenure from 1 month to 60 months, offering flexibility to align with your financial situation

  • For most items, you can opt for tenures ranging from 2 to 24 months, allowing you to customize your payment schedule according to your needs

  • The EMI card gives you complete control over your monthly payments, helping you stay within your budget while shopping on Flipkart

  • With the Bajaj Finserv Insta EMI Card, enjoy the freedom to make purchases without straining your finances, thanks to flexible repayment options

FAQs

How do I use the EMI card on Flipkart?

To use the Bajaj Finserv Insta EMI Card on Flipkart, simply log in to your account, select your desired products, and proceed to checkout. Choose the Bajaj Finserv Insta EMI Card as the payment method, select your EMI tenure, and complete the payment.

If Flipkart is not showing no-cost EMI, it could be due to the product not being eligible, the EMI card not being linked correctly, or the card’s pre-approved limit being insufficient. Ensure your Bajaj Finserv Insta EMI Card is active and eligible for EMI on eligible products.

If you're unable to use the Bajaj Finserv Insta EMI Card on Flipkart, check for issues like incorrect card details, insufficient pre-approved limit, or pending dues. Ensure the card is linked properly and that the product is eligible for EMI payments.

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