✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card now! Apply Now

Smartphone manufacturers launch new phones every month to attract customers with their latest technologies in the below-₹40,000 segment. These smartphones can be great value for money.


Read on to learn more about these phones, their features, and how you can get them on no-cost EMI.  

EMI Offers on Phones Under ₹40,000 at Bajaj Finserv Partner Stores

Many leading smartphone manufacturing companies, like OnePlus and Vivo, offer quality phones under ₹40,000. Here are some of the features of the phones available in this price range:  

1. OnePlus 11R 5G

  • Storage: It comes with a ROM Storage of up to 128GB

  • Performance: With up to 18GB of RAM and the RAM-Vita feature, you can run 50 apps simultaneously 

  • Battery Life: The SUPERVOOC charging can fuel up your phone for an entire day in 10 minutes

  • Display: It comes with a 120 Hz Super Fluid Display with an upgraded 450 PPI resolution

  • Camera: You can capture ultra-wide and super clear shots with its Sony IMX890 + OIS 50MP Main Camera

  • Audio: It has dual stereo speakers with noise cancellation technology to provide enhanced audio

  • Price: You can buy this smartphone at ₹39,999 (8GB+128GB) on no-cost EMI with your Bajaj Finserv EMI Network Card

2. OnePlus 12R

It is an upcoming phone that OnePlus will release on February 6, 2024. Here are some of its specifications:

  • Storage: Its expandable memory is up to 128GB  

  • Performance: Experience 4.5 times faster speed with Snapdragon 8 Gen 2 processor combined with 16GB RAM

  • Battery Life: Its mammoth 5500mAh battery supports video streaming for over 17 hours 

  • Display: Enjoy a hyper-real viewing experience with Dolby Vision DisplayMate A+ screen

  • Camera: Bring your snaps to life with the phone’s 50MP Main Camera and cutting-edge computational photography technology

  • Audio: Equipped with Dolby Atmos technology, the phone provides an ultimate 3D soundscape

  • Price: The speculated price of the phone is ₹39,999 

3. Vivo V29e 

  • Storage: It comes in two variants: 8GB+128GB and 8GB+256GB

  • Performance: Its Qualcomm Snapdragon 695 supports high-end apps and provides better connectivity

  • Battery Life: It has a 5000mAh battery backed by 44W ultra-fast charging

  • Display: It features a 120Hz 6.78-inch 3D Curved Display with a wide colour gamut and high contrast ratio

  • Camera: Its 64MP OIS camera allows you to click amazing shots even in the night environment

  • Audio: The phone supports these types of audio playbacks: AAC, WAV, MP3, MP2, MP1, MIDI, Vorbis, APE, FLAC, and OPUS

  • Price: Using your Bajaj Finserv EMI Network Card, you can avail of a no-cost EMI facility on buying this smartphone (8GB+256GB) at ₹33,999

4. Redmi Note 13 Pro+ 5G

  • Storage: It has an expandable internal storage of up to 512GB

  • Performance: This phone has the world’s first MediaTek Dimensity 7200 Ultra 5G processor 

  • Battery Life: It has a huge 5000mAh battery that you can fuel up within 20 minutes with a 120W charger

  • Display: It comes with a 1.5K 3D Curved AMOLED Display, which gives a visually pleasing experience

  • Camera: It boasts a 200MP main camera that clicks pictures at ultra-high resolutions

  • Audio: The Dolby Atmos sound technology gives a perfect audio experience

  • Price: You can buy the 12GB+512GB variant of this phone at ₹37,999 on no-cost EMI with your Bajaj Finserv EMI Network Card


Disclaimer: Please note that the prices mentioned above are only indicative. The products’ prices and/or availability are subject to change without prior notice.

Frequently Asked Questions

What are some of the best smartphones available under ₹40,000?

Some of the best smartphones available under ₹40,000 include OnePlus 11R and Redmi Note 13 Pro+ 5G.

Which phone has the best camera features under ₹40,000?

Redmi Note 13 Pro+ 5G has a high-resolution 200MP main camera. Apart from this, there are various other brands, like Samsung, OnePlus, Xiaomi, etc., offering exceptional camera features. You can compare and choose the one that best meets your requirements.

Can I buy a smartphone under ₹40,000 on no-cost EMI?

Yes, you can buy a smartphone under ₹40,000 on no-cost EMI using the Bajaj Finserv EMI Network Card. All you need to do is visit a nearby Bajaj Finserv partner store and purchase this phone using the EMI card. 

What are some of the attractive features of mobile phones under ₹40,000?

If you are planning to buy a phone under ₹40,000, it will have a high-resolution AMOLED screen, a battery life of around 5,000 mAh, a powerful processor, and more.

Loan Offer
Download App
Credit Score