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Buy Neelam Electric Cycles on EMI

Neelam Electric Cycles are available for purchase online and offline through the Bajaj Finserv Insta EMI Card, offering flexible repayment options for eco-friendly commuting and fitness riding, making sustainable mobility accessible and affordable for everyone.

Partner Stores 1.5 Lakh
Max. Pre-qualified Loan Offer ₹3 Lakhs

Last updated on: March 12, 2026

Product Overview

Neelam Electric Cycles, manufactured by the legendary Seth Industrial Corporation, represent a perfect synergy of traditional cycling reliability and modern electric innovation. Designed for the diverse Indian landscape, these e-bikes serve as an efficient solution for daily commuting, leisurely fitness rides, and eco-friendly urban travel. Each model is built with a focus on durability, featuring robust frames, responsive disc brakes, and lithium-ion battery technology that reduces physical strain while maintaining a smooth riding experience. By using the Bajaj Finserv Insta EMI Card, these premium electric cycles become accessible through flexible EMI plans, allowing riders to transition to green mobility without a significant upfront financial commitment.

Popular Neelam Electric Cycles You Can Purchase on EMI

Neelam offers a diverse range of electric cycles engineered for durability and efficiency. Whether you are navigating busy city streets or exploring suburban trails, these models provide a perfect blend of manual pedalling and electric assistance. Below are some of the popular Neelam e-bikes available through the Bajaj Finserv Insta EMI Card:

Model Name

Cycle Type

Motor Power

Battery Capacity / Range

Charging Time

Wheel Size

Typical Price (₹)

Neelam E-MTB

Mountain

250W BLDC

36V 7.8Ah / 40-50km

4–5 Hours

27.5"

₹24,500 – ₹27,500

Neelam City E-Step

City

250W

36V 6.36Ah / 30-35km

3–4 Hours

26"

₹22,000 – ₹25,000

Neelam Hybrid E-20

Hybrid

250W BLDC

36V 7.5Ah / 45km

4–5 Hours

700C

₹28,000 – ₹31,000

Neelam Compact E

Foldable

250W

36V 6Ah / 25-30km

3 Hours

20"

₹19,500 – ₹23,000

Disclaimer: Prices may vary depending on region, model, and current offers. Always refer to the official website or authorised retailers for the latest pricing.

Benefits of Buying a Neelam Electric Cycle Using the EMI Card

Investing in a Neelam e-bike is significantly easier when using the Bajaj Finserv Insta EMI Card

  • Easy EMIs: Spread the cost over easy monthly instalments, making your purchase budget-friendly.

  • Flexible Repayment Tenure: Choose a flexible tenure ranging from 3 to 60 months based on your budget.

  • Pan-India Acceptance: The Bajaj Finserv Insta EMI Card is accepted at more than 1.5 Lakh partner stores as well as across multiple online platforms throughout India.

  • Instant Approval: Enjoy a quick, paperless process with a pre-qualified loan offer of up to ₹3 Lakhs.

Who Should Buy a Neelam Electric Cycle? A Buying Guide

Neelam Electric Cycles are versatile machines designed to cater to various lifestyle needs. 

  • Daily City Commuters: If you want to avoid traffic congestion and the rising costs of fuel, Neelam cycles offer a range of 30–50 km per charge, making them perfect for navigating urban environments efficiently and sweat-free.
  • Fitness Enthusiasts: For those who want to stay active but prefer controlled intensity, the multi-level Pedal Assist System (PAS) allows you to get a cardiovascular workout while the motor helps you tackle steep flyovers or headwinds.
  • Eco-conscious Riders: Individuals looking to reduce their carbon footprint will find these zero-emission cycles an ideal alternative to petrol-powered scooters and cars.
  • Students and Young Adults: With a top speed of 25 km/h and no requirement for a driving licence or registration, these cycles offer a safe, independent, and budget-friendly mode of transport for reaching campus or tuition classes.
  • Terrain Explorers: If your route involves uneven roads or light trails, models with front suspension and dual disc brakes provide the necessary stability and safety for a comfortable ride.
  • Budget-Minded Shoppers: With the ability to purchase via the Bajaj Finserv Insta EMI Card, these cycles are ideal for anyone looking for a high-value mobility solution without a large upfront investment.

How to Use the Bajaj Finserv Insta EMI Card to Buy a Neelam Electric Cycle

You can apply for the Bajaj Finserv Insta EMI Card through a quick digital process with minimal documentation. Once active, follow these steps to purchase your Neelam e-bike:

Online Steps:

  1. Visit a Bajaj Finserv partner website
  2. Browse the available Neelam Electric Cycle models
  3. Select your preferred model and choose the EMI payment option
  4. Complete the application process and verify your details
  5. Confirm your purchase and select the desired EMI tenure

Offline Steps:

  1. Visit a Bajaj Finserv partner store
  2. Explore the Neelam Electric Cycle models available in-store
  3. Select a model you want and request the EMI payment options
  4. Finalise your purchase at the billing counter
  5. Take home your new Neelam Electric Cycle with easy EMI payments

Other Neelam Electric Cycle Types You Can Buy Using EMI Card

Neelam provides a diverse range of electric mobility solutions designed for specific riding environments and user preferences:

  • Neelam City Electric Cycles: These models feature ergonomic designs and integrated carriers, making them the perfect choice for effortless daily commuting and urban errands.
  • Neelam Mountain Electric Cycles: Built with rugged frames and superior suspension, these e-bikes are engineered to tackle steep inclines and off-road trails with ease.
  • Neelam Hybrid Electric Cycles: Combining the speed of a road bike with the sturdiness of a mountain bike, these cycles offer a versatile performance for both fitness and long-distance rides.
  • Neelam Foldable Electric Cycles: Designed for ultimate portability, these compact e-bikes can be easily folded for storage in small apartments or for carrying in a car boot.

Other Brands Offering Electric Cycles on EMI

If you wish to compare Neelam with other industry leaders, the Insta EMI Card covers a wide range of manufacturers:

  • EMotorad Electric Cycles: Known for high-performance models like the EMX+ and Doodle, EMotorad offers premium features such as dual suspension, fat tyres, and removable batteries with a range of up to 80 km.
  • Hero Lectro Electric Cycles: A popular choice for urban commuting, Hero Lectro provides sleek, lightweight e-bikes with integrated batteries and smart features like RFID key ignition and Bluetooth connectivity.
  • Giant Electric Cycles: As a global leader in cycling technology, Giant offers high-end electric mountain and hybrid bikes featuring advanced mid-drive motors and long-lasting battery packs for professional-grade performance.
  • Green Electric Cycles: This brand focuses on affordability and utility, offering sturdy models like the Kinetic E-Luna and other eco-friendly cycles that are perfect for heavy-duty daily use and short-distance transport.
Financial Content Specialist

Reviewer

Roshani Ballal

Frequently Asked Questions

Is it possible to buy a Neelam Electric Cycle using an EMI Card?

Yes, the Bajaj Finserv Insta EMI Card can be used to purchase Neelam Electric Cycles at both online and offline partner outlets.

Absolutely. You can choose a repayment period between 3 and 60 months based on your financial convenience.

For many models, a zero down payment offer is available, meaning you can start riding without any upfront cost.

They are ideal for daily commuters, eco-conscious students, and fitness enthusiasts looking for a lower-impact cardio option.

Range and speed may vary slightly based on the rider's weight, tyre pressure, and whether you are riding on flat tarmac or inclined surfaces.

Yes, they are specifically designed for efficient urban travel, helping you avoid traffic and parking hassles.

Most Neelam models take between 3 to 7 hours to reach a full charge, depending on the battery capacity.

Yes, models with front suspension and sturdy wheel builds are designed to absorb shocks from uneven urban roads.

Buyers should verify the motor wattage, the maximum range on a single charge, the frame size, and the availability of local service centres.

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