BAJAJ FINSERV DIRECT LIMITED
✓ 1 Mn+ products on EMI ✓ Loan limit of up to ₹3 Lakhs | Get the EMI Card today!

iQOO Mobile Phones on EMI

Purchase an iQOO mobile phone easily with the Bajaj Finserv Insta EMI Card. Enjoy a pre-approved loan limit along with flexible repayment options, which makes your purchase more manageable.

Products on No Cost EMI 1 Mn+
Partner Stores 1.5 Lakh
Max Pre-approved Loan ₹3 Lakhs

Last updated on: March 05, 2026

Buy iQOO Smartphones on EMI

If you are looking to purchase iQOO’s next flagship device, you can do so with the easy EMI facility available with the Bajaj Finserv Insta EMI Card. This card offers a pre-approved loan of up to ₹3 Lakhs and a flexible tenor of up to 60 months. You can use this EMI card to buy an iQOO mobile phone at any of the Bajaj Finserv partner stores, both online and offline.

Latest iQOO Products Available on EMI

Here is a comparison table for the latest iQOO mobiles and their specifications:

Features iQOO 12 5G iQOO 11 Legend 5G iQOO 9 Pro 5G iQOO Neo 9 Pro

Processor

Qualcomm Snapdragon 8 Gen 3

Qualcomm Snapdragon 8 Gen 2

Qualcomm Snapdragon 8 Gen 1

Qualcomm Snapdragon 8 Gen 2

Display

6.78-inch LTPO AMOLED (144 Hz)

6.78-inch LTPO AMOLED (144 Hz)

6.78-inch LTPO AMOLED (120 Hz)

6.78-inch LTPO AMOLED (144 Hz)

Battery

5000 mAh (120W fast charging)

5000 mAh (120W fast charging)

4700 mAh (120W fast charging)

5160 mAh (120W fast charging)

RAM

 

12 GB /16 GB

 

 

8 GB /16 GB

 

 

8 GB /12 GB

 

 

8 GB /12 GB

 

Storage

256 GB / 512 GB

256 GB

256 GB

128 GB / 256 GB

Rear Camera

50 MP + 64 MP + 50 MP (Triple camera setup)

50 MP + 13 MP + 8 MP (Triple camera setup)

50 MP + 16 MP + 50 MP (Triple camera setup)

50 MP + 8 MP (Dual camera setup)

Front Camera

 

16 MP

 

 

 

16 MP

 

 

 

16 MP

 

 

 

16 MP

 

 

Connectivity

5G, Wi-Fi 7, Bluetooth 5.4

5G, Wi-Fi 6, Bluetooth 5.3

5G, Wi-Fi 6, Bluetooth 5.2

5G, Wi-Fi 7, Bluetooth 5.3

Operating

Android 14, Funtouch OS 14

Android 13, Funtouch OS 13

Android 12, Funtouch OS 12

Android 14, Funtouch OS 14

Price

₹59,999

₹61,999

₹37,999

₹44,999

Disclaimer: Please note that the prices and product details mentioned above are only indicative. The products’ prices and/or availability are subject to change without prior notice.

How to Buy iQOO Mobile Phones on EMI Using the Insta EMI Card

Follow these steps to buy an iQOO mobile phone with the easy EMI facility:

  1. Visit a partner store’s website online or head to the store physically

  2. Choose the iQOO mobile phone you wish to purchase on instalments 

  3. At checkout, select the EMI payment option

  4. Enter your Bajaj Finserv Insta EMI Card details

  5. If you are buying one offline, share your card details with the store executive

  6. Choose a tenor between 1 and 60 months that suits your budget

  7. Enter the OTP sent to your registered mobile number to complete the purchase

Benefits of Using the Bajaj Finserv Insta EMI Card to Buy an iQOO Mobile Phone

Using the Insta EMI card offers several benefits when purchasing an iQOO mobile phone on easy EMI:

  • Convert your iQOO mobile purchase into easy instalments, allowing comfortable loan repayment

  • Choose a flexible tenor between 1 and 60 months as per your monthly budget

  • Once you pay your first EMI, you can enjoy zero foreclosure charges if you decide to close your loan account early

  • Get a pre-approved loan limit of up to ₹3 Lakhs 

  • Use the card at any of the partner stores, both online and offline

Financial Content Specialist

Reviewer

Roshani Ballal

Frequently Asked Questions

Can I buy iQOO mobile phones with no-cost EMIs?

You can buy an iQOO mobile phone with easy EMIs using the Bajaj Finserv EMI Network Card.

Yes, you can purchase an iQOO mobile without using a credit card if you make use of the easy EMI option offered by the Bajaj Finserv Insta EMI Card. This card is accepted at over 1.5 lakh partnered stores across India.

The simplest way to purchase an iQOO mobile phone on EMI is by using the Bajaj Finserv EMI Network Card at partner stores.

Yes, purchasing your new smartphone on EMI can be a great idea. Opting for an easy EMI can help you save money on excess interest. You can access this at over 1.5 lakh partner stores with the Bajaj Finserv Insta EMI Card.

Yes, you can get some great discounts on your iQOO smartphone purchases. Firstly, iQOO could be available at a discounted price at most retailers.

Yes, buying a phone on EMI is a convenient option, allowing you to spread the cost over manageable instalments without straining your finances.

Yes, you can buy an iQOO phone on EMI using the Bajaj Finserv Insta EMI Card at partner stores, both online and offline.

EMI is beneficial if you prefer spreading the cost over time rather than paying a lump sum, making larger purchases more manageable.

EMI can impact your credit score positively if payments are made on time but missed payments can have a negative effect.

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