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Use the Bajaj Finserv EMI Network Card to purchase Samsung smartphones at no-cost EMI!
Last updated on: March 06, 2026
From impeccable camera consoles with OIS and Pixel Binning tech to fluid Infinity displays with razor-thin bezels, Samsung phones under ₹40,000 check all the right boxes.
If you don’t mind spending a little more on a reliable device that’ll last you years, you should check out Samsung phones under ₹40,000. You can balance out the premium price tag of these smartphones by purchasing one on EMI using your Bajaj Finserv EMI Network Card. With the Bajaj Finserv EMI Network Card, you can break down the cost of the phone into manageable instalments and enjoy a worry-free, customisable repayment window, without any interest.
Here’s a price table that’ll help you pick a phone from this long list of Samsung mobiles under ₹40,000:
| Model Name | Price |
|---|---|
Samsung Galaxy S20 FE 5G |
₹29,999 |
Samsung Galaxy A54 5G |
₹37,499 |
Samsung Galaxy F54 5G |
₹24,999 |
Samsung Galaxy A34 5G |
₹27,999 |
Samsung Galaxy A23 5G |
₹20,999 |
Colour options: Cloud Navy, Cloud Lavender, Cloud Mint
Storage: 128GB
Memory: 8GB
Camera: Wide-angle Camera (12MP), Ultra Wide Camera (12MP), Telephoto Camera (8MP), Front Camera (32MP), Front Camera (32MP)
Display: 6.5" Full HD+ Infinity-O Super AMOLED Display
Battery: 4500mAh
Processor: Qualcomm Snapdragon 865 processor
You can purchase this Samsung phone on EMI for a price of ₹29,999/number of months chosen as the repayment tenor.
Colour options: Awesome Lime, Awesome Graphite, Awesome Violet, Awesome White
Storage: Front Camera (32MP), Ultra Wide Camera (12MP), Main Camera (50MP), Macro Camera (5MP)
Memory: 256GB
Camera: 8GB
Display: 6.4" FHD+ Super AMOLED Infinity-O display
Battery: 5000mAh
Processor: Octa-Core processor
You can purchase this Samsung phone on EMI for a price of ₹37,499/number of months chosen as the repayment tenor.
Colour options: Meteor Blue, Stardust Silver
Storage: 256GB
Memory: 8GB
Camera: Selfie Camera (32MP), Ultra Wide Camera (8MP), Wide-angle Camera (108MP), Macro Camera (2MP)
Display: 6.7” FHD+ Super Amoled+ 120Hz Display
Battery: 6000mAh
Processor: Samsung Exynos 1380
You can purchase this Samsung phone on EMI for a price of ₹24,999/number of months chosen as the repayment tenor.
Colour options: Light Green, Black, Light Violet, Silver
Storage: 128GB or 256GB
Memory: 6GB or 8GB
Camera: Front Camera (13MP), Ultra-wide Camera (8MP), Main Camera (48MP), Macro Camera (5MP)
Display: 6.6” Super AMOLED FHD+
Battery: 5000mAh
Processor: Octa-core processor
You can purchase this Samsung phone on EMI for a price of ₹27,999/number of months chosen as the repayment tenor.
Colour options:
Storage: 128GB
Memory: 6GB
Camera: Macro Camera (2MP), Ultra Wide Camera (5MP), Main Camera (50MP), Depth Camera (2MP)
Display: 6.6") Infinity-V Display
Battery: 5000mAh
You can purchase this Samsung phone on EMI for a price of ₹20,999/number of months chosen as the repayment tenor.
If you're in the market for high-quality 5G camera phones priced below ₹20,000 and plan to use the Bajaj Finserv EMI Network Card for convenient payments, you have two options to explore: online and offline. Here's a breakdown of the steps for each choice:
You can opt for online shopping on various partner websites that seamlessly accept the Bajaj Finserv EMI Network Card as a secure payment method. Notable platforms such as Amazon and Flipkart are among the options. To make an online purchase, follow these steps:
Step 1: Begin by visiting the partner website of your preference.
Step 2: Browse through the available categories and pick your desired mobile phone.
Step 3: Select the EMI payment method using the Bajaj Finserv EMI Network Card and opt for a convenient EMI plan that aligns with your financial preferences.
Step 4: Validate your purchase by entering the OTP sent to your registered mobile number.
Step 5: Confirm your order, and soon your chosen mobile phone will be on its way to your doorstep.
Alternatively, you can embark on an offline shopping journey by visiting any of the extensive network of over 1.5 lakh partner stores located in 4,000 cities across India, all of which offer the convenience of the Bajaj Finserv EMI Network Card facility. To make an offline purchase, follow these steps:
Step 1: Start by visiting a partner store located near you and select the mobile phone of your choice.
Step 2: Choose a repayment tenor that suits your financial needs.
Step 3: Either provide your Bajaj Finserv EMI Network Card details or opt for in-store financing if you don't have the card.
Step 4: Wrap up your purchase by verifying the OTP sent to your registered mobile number.
And there you have it! Whether you decide to shop online or offline, the process is simple and trouble-free, ensuring a smooth path to enjoying your new mobile phone.
Reviewer
Samsung phones under ₹40,000 boasts an adaptive refresh rate of up to 120Hz. This high refresh rate ensures fluid frame transitions and ultra-smooth scrolling bliss.
Samsung phones under ₹40,000 come with flagship-level protection. They sport Gorilla Glass 5 protection against accidental falls and scratches. Most of these premium phones even feature IP67-rated bodies as an extra layer of protection against water and dust damage.
Samsung phones under ₹40,000 offer dual SIM 5G support, allowing you to use two 5G-enabled numbers on a single device. Moreover, to ensure easy 5G access, the best Samsung 5G smartphones are compatible with over ten 5G network bands.
Yes. Samsung smartphones under ₹40,000 feature robust long-lasting batteries with up to 5,000mAh capacities. With an Adaptive Battery Saver and AI Power Management tools, these smartphones adapt to your usage patterns and optimise power use to make each full charge last longer.
Samsung phones under ₹40,000 feature flagship AMOLED displays with a wide colour gamut. These ultra-fluid displays boast up to 120Hz refresh rates and come with HDR10 support to reproduce colours with impeccable clarity and contrast. They also boast a peak brightness of over 1000 nits, ensuring easy readability even under direct sunlight.
Yes. Samsung phones under ₹40,000 come with RAM Plus support and can convert up to 8 GB ROM into RAM when needed. This RAM Plus tech comes in handy when playing resource-intensive games or rendering demanding tasks.
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